The top-rated home insurance agent in Highland, Illinois is Blake Schrumpf - State Farm Insurance Agent, rated 5.0 stars across 230 reviews. Other highly rated options include Lisa Sauer - State Farm Insurance Agent, Ziegler Jacob Insurance-Progressive Authorized Agent, Aaron Hodge: Allstate Insurance. This directory lists 17 home insurance agents serving Highland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Blake Schrumpf - State Farm Insurance Agent | 2768 Troxler Way | (618) 654-3344 |
| 2 | Lisa Sauer - State Farm Insurance Agent | 2670 Plaza Dr a | (618) 654-7402 |
| 3 | Ziegler Jacob Insurance-Progressive Authorized Agent | 401 Walnut St | (618) 654-2306 |
| 4 | Aaron Hodge: Allstate Insurance | 1326 Mercantile Dr | (618) 654-7555 |
| 5 | Coherence Insurance Agency | 208 Flax Dr | (773) 389-6043 |
| 6 | Jeff Ward - COUNTRY Financial Agent | 520 Suppiger Way | (618) 654-7456 |
| 7 | Squre Insurance Agency IL | 1002 Walnut St | (618) 217-0069 |
| 8 | EverCare Insurance Services | 1260 Mercantile Dr | (618) 278-2985 |
| 9 | JW Insurance Group LLC | 1416 Broadway | (618) 654-4445 |
| 10 | Loehr Insurance Agency a Division of Weiss Insurance | 1340 Mercantile Dr | (618) 654-4111 |
Blake Schrumpf - State Farm Insurance Agent serves the Highland, Illinois area, providing home insurance coverage options. This agency helps local homeowners assess property risks and select policies that protect their dwellings and personal belongings. The team assists clients in understanding coverage limits, deductibles, and potential endorsements for special items. In this community, the agency handles standard homeowners policies as well as renters insurance to meet varied needs.
As a home insurance agent in Highland, IL, Lisa Sauer - State Farm Insurance Agent provides coverage for a range of perils including fire, theft, and weather-related damage. The agency helps clients evaluate their personal needs to select appropriate policy limits and deductibles, offering guidance on bundling home insurance with auto policies for potential savings. Regular policy reviews are offered to adjust coverage as property values or circumstances change. The agency services single-family homes, apartments, retail spaces, and restaurants in the Highland area.
Ziegler Jacob Insurance-Progressive Authorized Agent serves homeowners throughout Highland, Illinois, offering home insurance policies that protect single-family houses against damage from storms, fire, and liability. The agency also assists renters who need coverage for personal belongings and temporary living expenses. Clients can work with this provider to customize deductibles and policy limits according to property values and individual risk tolerance. The agency further extends its service area to cover nearby communities in Madison County, including the Troy and Maryville corridor.
Serving Highland, Illinois, and the surrounding communities, Aaron Hodge: Allstate Insurance handles home insurance policies designed to protect residential properties in the local area. It assists homeowners with coverage tailored to the common risks found in this region, including weather-related damage and property liability concerns. The agent aims to help clients understand their individual insurance needs by offering a straightforward review of policy options. To handle a typical job, the office focuses on explaining coverage details clearly so homeowners can make informed decisions about protecting their investment.
Whether homeowners need a one-time policy review or ongoing annual updates, Coherence Insurance Agency in Highland, IL, helps clients assess their coverage needs for local risks. They work with customers to structure protection for both the dwelling and personal belongings against damage or loss. Service does not operate on a scheduled maintenance plan; assistance is available on an as-needed basis for policy changes, new quotes, or claims inquiries.
Jeff Ward with COUNTRY Financial offers professional escrow and mortgage protection policy reviews, ensuring Highland homeowners maintain adequate coverage. The agency conducts comprehensive risk assessments to safeguard residential properties against fire, theft, and liability claims. For clients managing rental properties or second homes, it provides tailored insurance solutions that address unique occupancy risks. As the winter season approaches, the agent helps clients review their policies for potential hazards from frozen pipes and ice dam damage.
As spring storms raise concerns about roof damage and water intrusion, Square Insurance Agency IL assists homeowners in Highland with updating their coverage to address these common regional risks. The agency works with clients to review existing policies for adequate protection against local weather patterns and structural exposures. Homeowners can schedule a consultation to review property details and receive tailored recommendations for coverage limits and deductibles. An initial walk-through examination of the home’s exterior and interior is then completed to document current conditions.
Based in Highland, IL, EverCare Insurance Services offers residential property coverage to protect local homeowners. The agency additionally provides commercial insurance options for small business owners throughout the Highland area and surrounding communities. Protecting a home and its belongings from unexpected losses is their main focus for residential clients. They assist with tailoring coverage amounts to fit individual property needs and budgets. Clients are encouraged to follow up or schedule regular policy reviews to ensure their coverage stays aligned with changing property values and personal circumstances between standard premium payment visits.
JW Insurance Group LLC works with homeowners in Highland, IL, to secure appropriate property protection. The agency assists with standard dwelling coverage and can help arrange endorsements for valuable personal belongings. They also review policies to include liability protection and additional living expense provisions. For commercial clients, JW Insurance Group LLC offers guidance on insurance needs for offices, warehouses, and food service operations.
Loehr Insurance Agency a Division of Weiss Insurance in Highland, IL, is known for providing home insurance agent services that protect local residences against common perils such as fire, theft, and storm damage. The agency serves homeowners by evaluating individual property risks and recommending policies tailored to each home’s unique construction and location. Closing advice can include adding coverage for valuable personal items like jewelry or electronics.
What Does a a Home Insurance Agent in Highland Cost?
In Illinois the average annual homeowners insurance premium is around 1,200 to 1,500 dollars for a standard policy. Costs in Highland may vary based on your home's age construction type and distance from a fire station. Older homes or properties with updated roofs may have different rates. This is general information and not insurance advice.
About home insurance agents in Highland
Home insurance agents in Highland Illinois help homeowners protect their property and assets. Illinois law requires that standard homeowners policies cover specific perils like fire and theft. Agents can explain the state's building code upgrade coverage and help you meet mortgage lender requirements.
Frequently Asked Questions
What does home insurance typically cover in Highland Illinois?
Standard policies cover dwelling damage personal property liability and additional living expenses. Illinois does not mandate flood insurance but lenders may require it in flood zones.
How do I choose a home insurance agent in Highland?
Look for an agent licensed in Illinois who represents multiple carriers. Ask about their experience with older homes common in Highland and their knowledge of local claim trends.
Is home insurance required by law in Illinois?
Illinois state law does not require homeowners insurance. However your mortgage lender will almost always require it. The policy must meet the lender's minimum coverage amounts.
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