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Compare Home Insurance Agents in Decatur, IL

Compare home insurance agents in Decatur. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Decatur, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 home insurance agents in Decatur, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melanie Schelling - State Farm Insurance Agent
3350 N Water St B, Decatur, IL 62526
(217) 876-8800 melanieschelling.com
Acceptance Insurance
1301 W King St Ste B, Decatur, IL 62522
(217) 666-6001 locations.acceptance.com
Al Schelling - State Farm Insurance Agent
2398 E Wood St, Decatur, IL 62521
(217) 428-6742 alschelling.com
Freeway Insurance
3184 N Water St, Decatur, IL 62526
(217) 666-6011 locations.freeway.com
Insurance King
255 E Grand Ave, Decatur, IL 62521
(217) 428-4800 insuranceking.com
Patrick J Delatte Agency Inc. American Family Insurance
125 1st Dr, Decatur, IL 62521
(217) 422-3200 amfam.com
Mike Mandrell - State Farm Insurance Agent
1212 E Pershing Rd, Decatur, IL 62526
(217) 877-6453 mikemandrell.com
Rob Lipic - State Farm Insurance Agent
1212 E Pershing Rd, Decatur, IL 62526
(217) 875-1825 roblipicinsurance.com
Richland Insurance Services, Inc
636 W Imboden Dr, Decatur, IL 62521
(217) 424-6024 richlandins.com
Farmers Insurance - Robert Frazier
100 E Washington St Ste 100a, Decatur, IL 62523
(217) 872-7272 agents.farmers.com
Sams/Hockaday & Associates
122 W Prairie Ave #201, Decatur, IL 62523
(217) 423-8000 samshockaday.com
Agency One Insurance & Real Estate
500 W Main St, Decatur, IL 62522
(217) 422-9700 a1insurance.com
Dustin Hiser: Allstate Insurance
1070 W South Side Dr, Decatur, IL 62521
(217) 875-4300 agents.allstate.com
Downs Insurance Inc
1950 N Water St B, Decatur, IL 62526
(217) 422-2202
Mutual Trust Insurance Agency
333 E Pershing Rd, Decatur, IL 62526
(217) 335-4136
Atteberry Oldweiler Insurance
120 E Cerro Gordo St, Decatur, IL 62523
(217) 422-6544 erieinsurance.com
Winston Taylor Insurance
1138 IL-48, Decatur, IL 62522
(217) 422-1441
Curt Grant - COUNTRY Financial Agent
1641 S Taylorville Rd, Decatur, IL 62521
(217) 872-6020 agents.countryfinancial.com
The Floyd Agency
2805 N Jasper St, Decatur, IL 62526
(217) 423-5020 thefloydagency.com
Public Insurance Decatur
3085 N Kandy Ln, Decatur, IL 62526
(217) 599-6200

A home insurance agent in Decatur Illinois can help you find a policy that protects your house and belongings. Illinois law does not require homeowners insurance but mortgage lenders usually do. Local agents understand the risks of central Illinois weather including hail and tornadoes.

What Does a Home Insurance Agent in Decatur Cost?

The average cost of homeowners insurance in Illinois is around 1400 to 1800 dollars per year for a typical policy. Costs in Decatur may vary based on your homes age location and construction type. Factors like your credit score and claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Decatur do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.
Is homeowners insurance required by law in Illinois?
No Illinois law does not require homeowners insurance. However most mortgage lenders require it. Without insurance you could face financial loss from fire storm damage or theft.
How can a local Decatur agent help with Illinois specific risks?
Decatur agents know about local weather risks like hailstorms and tornadoes. They can recommend policies with appropriate deductibles and coverage for wind and hail damage. They also understand Illinois replacement cost rules.