The top-rated home insurance agent in Cary, Illinois is Shannon Morreale - State Farm Insurance Agent, rated 4.8 stars across 43 reviews. Other highly rated options include Seth Lewis - State Farm Insurance Agent, Phil Horn - State Farm Insurance Agent, Jim Dawe American Family Insurance. This directory lists 15 home insurance agents serving Cary.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Morreale - State Farm Insurance Agent | 835 Feinberg Ct Ste 118 | (847) 639-2828 |
| 2 | Seth Lewis - State Farm Insurance Agent | 1005 Alexander Ct B | (847) 639-9988 |
| 3 | Phil Horn - State Farm Insurance Agent | 111 W Main St | (847) 639-9467 |
| 4 | Jim Dawe American Family Insurance | 212 Crystal St Suite B | (847) 516-2800 |
| 5 | Luis Crespo American Family Insurance | 270 Cary Algonquin Rd | (847) 639-3381 |
| 6 | Dave Patterson Insurance | 875 Feinberg Ct Ste 102G | (847) 293-7729 |
| 7 | Frisch & Barrett Insurance Agency | 226 W Main St | (847) 639-2134 |
| 8 | Insurance Specialists, Inc. | 212 W Main St Suite 1 | (847) 516-3370 |
| 9 | N.W.I.S. Northwest Insurance Solutions, L.L.C | 875 Feinberg Ct Suite 102 | (847) 829-8081 |
| 10 | AJR Insurance LLC | 203 Main Street Rd | (847) 516-0303 |
Shannon Morreale - State Farm Insurance Agent serves the Cary, Illinois area in McHenry County, providing home insurance and related coverage solutions. The agency assists local homeowners with policies that address common property risks and financial protection needs. As a home insurance agent, the company helps clients understand their coverage options and find appropriate plans. It manages policy changes and claims support for residential customers. Specific services include helping with policy reviews for existing homes and guiding new homeowners through the initial selection process.
Seth Lewis - State Farm Insurance Agent in Cary, IL, provides a full range of home insurance services, including coverage for dwelling protection, personal property, and liability. Service options are offered to help customers customize plans with available endorsements and deductible choices. Routine policy reviews and updates are provided to maintain appropriate coverage levels as needs change. The agency services a variety of properties, such as single-family homes, apartments, retail businesses, and restaurants in the local area.
Phil Horn - State Farm Insurance Agent serves homeowners, businesses, and property managers in Cary, Illinois, with comprehensive home insurance services. The agency helps clients protect their dwellings and personal property through customizable coverage options. It assists with policy reviews to ensure adequate protection against local weather risks and liability concerns. Claim support is provided to guide customers through the process after an incident. This agency also serves surrounding communities in the greater McHenry County area, including Crystal Lake and Algonquin.
Jim Dawe American Family Insurance serves the Cary, Illinois area and its surrounding communities, handling residential home insurance policies for local homeowners. The agency addresses common coverage needs such as dwelling protection, personal property coverage, and liability safeguards. For a typical home insurance job, it begins with a thorough review of a client’s individual property structure and personal risk factors, then recommends a standard policy that aligns with those specific household circumstances. This approach relies on detailed consultations to match coverage options with the homeowner’s actual requirements.
For home insurance needs, clients choose from one-time policy adjustments or recurring annual reviews to keep coverage aligned with life changes. Luis Crespo American Family Insurance serves the Cary, IL area by helping property owners assess dwelling, personal property, and liability protection suited to local weather and neighborhood risks. Each policy is tailored to individual circumstances, offering options for deductibles and add-ons like water backup or identity theft coverage. Service is available on an as-needed basis for claims or policy questions and on a scheduled basis for regular policy updates.
When seasonal storms sweep through Cary, property owners often face unexpected damage from wind or hail, and Dave Patterson Insurance assists with finding suitable home coverage tailored to these local risks. As a dedicated home insurance agent, the company helps customers review policy options that address both standard liabilities and region-specific weather concerns. Their process begins by scheduling a thorough property inspection to assess the home’s condition and recommend appropriate coverage limits for the structure and belongings.
Specializing in home insurance solutions tailored to the needs of homeowners in Cary, Illinois, Frisch & Barrett Insurance Agency helps clients select policies that protect their property and personal belongings. It assists with evaluating coverage levels for dwelling protection, liability safeguards, and additional living expenses. The agency also works to identify relevant discounts to help manage premiums effectively. As seasonal storms frequently impact the area, the agency specifically helps homeowners review and update their policies to ensure adequate protection against potential wind and hail damage.
Insurance Specialists, Inc. provides home insurance coverage for properties in the Cary, Illinois area. The agency works with clients to secure protection for the dwelling structure and personal belongings against common perils like fire and theft. Optional endorsements may be added for valuable items such as jewelry or electronics, or for water backup from sewers and drains. Their commercial insurance lines serve local businesses including offices, warehouses, and food service operations.
Based in Cary, Illinois, N.W.I.S. Northwest Insurance Solutions, L.L.C helps residential clients protect their homes and personal property. The agency also provides commercial coverage for local business owners across the area. Homeowners can work with the firm to review policy options and adjust coverage limits as their needs change. The agency encourages follow-up appointments between regular visits to keep policies aligned with updated property values or renovations.
AJR Insurance LLC in Cary, IL is known for matching homeowners with appropriate coverage plans tailored to individual property needs. The agency serves local homeowners by reviewing dwelling protection, liability coverage, and personal property safeguards against standard regional risks. These policies aim to shield residential investments from common perils affecting the area. For an additional layer of security, the agency can specialize in arranging coverage for valuable personal items.
What Does a a Home Insurance Agent in Cary Cost?
In Illinois, the average annual home insurance premium is around $1,200 to $1,800 for a standard policy. Costs in Cary may vary based on home value, age, construction type, and proximity to fire stations. Older homes or those with updated roofs may see different rates. This is general information and not insurance advice.
About home insurance agents in Cary
A home insurance agent in Cary, Illinois can help you find a policy that protects your property and meets state requirements. Illinois law does not mandate home insurance, but mortgage lenders usually require it. Agents in Cary can explain local risks like severe storms and offer policies that cover dwelling, personal property, and liability.
Frequently Asked Questions
What does home insurance cover in Illinois?
Standard policies cover dwelling, other structures, personal property, loss of use, and personal liability. Illinois policies often exclude flood and earthquake damage, which require separate coverage.
How do I choose a home insurance agent in Cary?
Look for an agent licensed in Illinois who has experience with Cary area homes. Ask about policy options, deductibles, and discounts for bundling with auto insurance.
Does Illinois law require home insurance?
No, Illinois does not require homeowners insurance by law. However, if you have a mortgage, your lender will require coverage for the loan amount.
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