The top-rated home insurance agent in Carol Stream, Illinois is Huyen Nguyen - State Farm Insurance Agent, rated 5.0 stars across 323 reviews. Other highly rated options include Julia Skuibida Agency Inc American Family Insurance, Randy Weissenhofer - State Farm Insurance Agent, Mike Lanham - State Farm Insurance Agent. This directory lists 16 home insurance agents serving Carol Stream.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Huyen Nguyen - State Farm Insurance Agent | 226 W Army Trail Rd | (630) 517-8112 |
| 2 | Julia Skuibida Agency Inc American Family Insurance | 370 S Schmale Rd | (773) 235-9900 |
| 3 | Randy Weissenhofer - State Farm Insurance Agent | 796 W Army Trail Rd | (630) 289-9700 |
| 4 | Mike Lanham - State Farm Insurance Agent | 1N149 Gary Ave | (630) 260-1900 |
| 5 | John Bucaro: Allstate Insurance | 545 E North Ave. | (630) 690-8800 |
| 6 | Frank Di Stefano - COUNTRY Financial Representative | 245 S Gary Ave | (630) 480-3325 |
| 7 | Ed Hansen - State Farm Insurance Agent | 391 S Schmale Rd | (630) 510-8787 |
| 8 | Salemi Insurance Agency | 1274 Kuhn Rd | (630) 668-8000 |
| 9 | Insurance Farm Illinois | 425 N Gary Ave | (847) 250-1609 |
| 10 | Loyal Insurance Illinois | 351 S Main Pl | (312) 801-5948 |
Huyen Nguyen - State Farm Insurance Agent serves the Carol Stream, Illinois area as a home insurance agent. This agency helps local homeowners find policies that protect their property and personal belongings from common risks such as fire, theft, and weather damage. Coverage options are tailored to meet individual needs, including dwelling protection and liability coverage. The agency also handles additional living expense coverage and personal liability protection for properties in this region.
Julia Skuibida Agency Inc American Family Insurance provides a range of property coverage options tailored to protect homeowners against common risks. It offers advice on deductible levels and policy structure to help clients balance protection with household budgets. Support includes reviewing coverage limits and assisting with the claims process in the event of damage. The agency serves clients in Carol Stream, IL, and the surrounding area, writing policies for single-family homes, apartments, retail locations, and restaurants.
Randy Weissenhofer - State Farm Insurance Agent in Carol Stream, IL serves local homeowners and property managers by providing standard home insurance policies that help protect dwellings and personal belongings. The agency assists with coverage options for single-family homes, condominiums, and rental properties, including liability protection for common household risks. Residents and property owners in Carol Stream frequently consult this agency for guidance on coverage limits and deductibles. The agent also handles insurance needs for clients living in nearby Wheaton.
Mike Lanham - State Farm Insurance Agent provides home insurance coverage in Carol Stream, Illinois, and the surrounding communities throughout DuPage County. As a local agency, it handles standard homeowners policies, renters insurance, and condo unit owner coverage for area residents. The agency guides clients through a typical job by carefully reviewing the property’s structure, valuables, and liability exposures, then tailoring a policy that matches each homeowner’s specific needs while keeping coverage options clear and accessible.
John Bucaro: Allstate Insurance in Carol Stream, IL provides homeowners with coverage tailored to protect their property and personal belongings, distinct from one-time policy purchases that require periodic review. Recurring service options ensure that policyholders receive updated protection as home values and local risks evolve over time. As a local agent, John Bucaro offers guidance on policy details and claims assistance throughout the year. Service runs on a scheduled, recurring basis with annual policy reviews and as-needed support for changes in coverage or circumstances.
As Illinois homeowners prepare for the seasonal storms that often sweep through Carol Stream, Frank Di Stefano - COUNTRY Financial Representative provides guidance on securing adequate coverage for wind, hail, and water damage. This home insurance agent works with local residents to evaluate their property risks and tailor a policy to fit their specific needs. Every homeowner’s situation is unique, so the process begins with a thorough inspection and initial assessment of the property to identify any vulnerable areas.
Ed Hansen - State Farm Insurance Agent in Carol Stream, IL offers home insurance policies that cover dwelling protection and personal property. The agency provides general service work including policy reviews and claims assistance for local homeowners. It helps clients tailor coverage to safeguard against common risks in the area such as storm damage from Midwest weather patterns and basement flooding during heavy spring rains.
Salemi Insurance Agency, based in Carol Stream, IL, provides home insurance for residential properties in the surrounding area, ensuring homeowners have necessary coverage for their dwellings and personal belongings. The agency also offers commercial insurance policies tailored to local businesses. Their service area primarily encompasses Carol Stream and neighboring communities in DuPage County and the western Chicago suburbs. Clients appreciate the consistent follow-up and communication provided after initial policies are written, with representatives available to adjust coverage requirements between routine policy reviews or renewal periods.
Insurance Farm Illinois is known in Carol Stream for guiding homeowners through the complexities of property protection plans. Serving the surrounding area, the agency focuses on matching local policies to different housing needs. Clients typically come in to discuss coverage for single-family homes or older properties. Common conversations involve adjusting deductibles or adding liability protection for personal assets. A specialty service this agent can add on is flood insurance endorsement for homes in designated risk zones.
What Does a a Home Insurance Agent in Carol Stream Cost?
The average cost of home insurance in Illinois is about 1,200 to 1,800 dollars per year for a standard policy. Costs in Carol Stream may vary based on your homes age location and coverage limits. Factors like the homes replacement cost and your claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Carol Stream
Home insurance agents in Carol Stream Illinois help residents find coverage for their homes and personal property. Illinois law requires insurers to offer coverage for wind and hail damage but does not mandate flood insurance. A local agent can explain policy details and help you meet mortgage lender requirements.
Frequently Asked Questions
What does a home insurance agent in Carol Stream do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms and assist with claims. Agents in Illinois must be licensed by the state Department of Insurance.
Is flood insurance required in Carol Stream Illinois?
Flood insurance is not required by Illinois state law but may be required by your mortgage lender if you live in a flood zone. Carol Stream is near the DuPage River so some areas may have higher flood risk. Your agent can help you assess your need for a separate flood policy.
What is the typical deductible for home insurance in Illinois?
Home insurance deductibles in Illinois often range from 500 to 2500 dollars. Many policies have a separate percentage deductible for wind and hail damage typically 1 to 2 percent of the home value. Your agent can explain how deductibles affect your premium.
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