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Directory of home insurance agents in Kaneohe, Hawaii. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Kaneohe, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 4 home insurance agents in Kaneohe, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Reid Tokujo: Allstate Insurance
45-943 Kamehameha Hwy Ste 101, Kaneohe, HI 96744
(808) 262-7713
agents.allstate.com
Lori Pasion - State Farm Insurance Agent
45-588 Kamehameha Hwy Ste 205, Kaneohe, HI 96744
(808) 235-6481
loripasion.com
Kiha Tirrell - State Farm Insurance Agent
46-024 Kamehameha Hwy, Kaneohe, HI 96744
(808) 247-5250
kihatirrell.com
Synergy Insurance
45-125 Moamahi Way, Kaneohe, HI 96744
(808) 292-9475
Home insurance agents in Kaneohe help you find coverage for your property on Oahu. Hawaii law requires windstorm coverage for homes in certain zones. Agents can explain how volcanic activity and hurricane risks affect your policy options.
What Does a Home Insurance Agent in Kaneohe Cost?
Typical home insurance costs in Hawaii range from 800 to 3000 dollars per year for a standard policy. Premiums depend on home value, location, and coverage limits. Windstorm coverage can add 500 to 1500 dollars annually. Flood insurance through the NFIP averages about 700 dollars per year in Hawaii. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Kaneohe do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits for windstorms and lava flows. They also assist with claims and policy changes.
Do I need special coverage for a home in Kaneohe?
Yes. Many homes in Kaneohe need windstorm or hurricane coverage. Hawaii does not require flood insurance by law, but lenders often do for flood zones. An agent can review your specific risks.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.