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Find Home Insurance Agents in St Simons Island, GA
Browse home insurance agents serving St Simons Island, Georgia. Contact information and addresses listed below.
15 agents listed
Updated May 2026
St Simons Island, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Georgia before hiring.
Showing 15 home insurance agents in St Simons Island, GA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maggie Dutton - State Farm Insurance Agent
400 Main St STE 7, St Simons Island, GA 31522
(912) 638-1881
maggiedutton.com
Seban's Insurance Solutions
312 Plantation Chase, St Simons Island, GA 31522
(912) 638-0552
sebans.com
Fleet Risk Management Inc
2485 Demere Rd #100, St Simons Island, GA 31522
(912) 638-8277
assuredpartners.com
Robinson & Associates Insurance, Inc
4 Retreat Pl, St Simons Island, GA 31522
(912) 638-9717
robinsoninsures.com
Turner & Associates Insurance
125 Longview Plaza Driveway, St Simons Island, GA 31522
(912) 265-2840
McGinty-Gordon & Associates
225 Marina Dr, St Simons Island, GA 31522
(912) 638-8600
mgassi.com
Oakbridge Insurance
225 Marina Dr, St Simons Island, GA 31522
(912) 638-8600
oakbridgeinsurance.com
Lara K Carlson - Aflac Insurance Agent
106 Riverview Dr, St Simons Island, GA 31522
(912) 289-4292
local.aflac.com
Gallagher Insurance, Risk Management & Consulting
2485 Demere Rd 100 St, St Simons Island, GA 31522
(912) 638-8277
assuredpartners.com
The Hawthorne Agency Inc
2483 Demere Rd Ste 202, St Simons Island, GA 31522
(912) 222-6465
Premiere Coastal Insurance Group
St Simons Island, GA 31522
(912) 268-2691
New York Life
400 Main St STE 4, St Simons Island, GA 31522
(912) 638-9291
newyorklife.com
Paul Jackson Insurance
311 Plantation Chase, St Simons Island, GA 31522
(912) 638-6500
Insurance Office of America
1624 Frederica Rd Suite 4, St Simons Island, GA 31522
(912) 208-3993
ioausa.com
Golden Isles Captive Insurance
146 Shore Rush Dr, St Simons Island, GA 31522
(229) 630-1772
Home insurance agents in St Simons Island help homeowners protect their property against coastal risks like hurricanes and flooding. Georgia law requires insurers to offer windstorm coverage in designated coastal areas. Agents can explain policy options and help you comply with mortgage lender requirements.
What Does a Home Insurance Agent in St Simons Island Cost?
Typical home insurance costs in St Simons Island range from 1200 to 3000 dollars per year for a standard policy, depending on home value and construction. Windstorm deductibles add cost, and flood insurance averages 700 to 1500 dollars annually. Actual premiums vary by property age, risk factors, and coverage limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in St Simons Island do?
A home insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They explain deductibles, limits, and exclusions for wind and flood damage. Agents also assist with claims filing and policy changes.
Is flood insurance required in St Simons Island Georgia?
Flood insurance is not required by Georgia state law, but mortgage lenders in flood zones typically mandate it. St Simons Island is in a high-risk coastal area, so many homeowners choose flood coverage. Standard home policies do not cover flood damage.
How do Georgia windstorm laws affect home insurance on St Simons Island?
Georgia law requires insurers to offer windstorm coverage in coastal counties including Glynn County. This coverage has a separate deductible, usually 2 percent to 5 percent of the home value. Agents can explain how this works for your specific property.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Georgia.