The top-rated home insurance agent in Lithonia, Georgia is Lem Howard - State Farm Insurance Agent, rated 4.8 stars across 152 reviews. Other highly rated options include Nationwide Insurance: Larry Harris Agency, Kenneth Worthy: Allstate Insurance, Five Star Insurance Agency. This directory lists 10 home insurance agents serving Lithonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lem Howard - State Farm Insurance Agent | 2716 Evans Mill Rd | (770) 482-1669 |
| 2 | Nationwide Insurance: Larry Harris Agency | 2361 Dekalb Medical Pkwy Ste 101 | (678) 937-1683 |
| 3 | Kenneth Worthy: Allstate Insurance | 7535 Covington Hwy Ste C | (678) 526-0427 |
| 4 | Five Star Insurance Agency | 2093 Rock Chapel Rd | (678) 526-7979 |
| 5 | THE GEORGE FAMILY AGENCY | 6150 Covington Hwy | (770) 593-3131 |
| 6 | Jevon Tribue: Allstate Insurance | 7331 Stonecrest Conc Ste D | (678) 526-9299 |
| 7 | Elite Insurance LLC | 428 Hillandale Park Dr | (229) 231-3457 |
| 8 | Farmers Insurance - Darold Honore | 6844 Main St | (678) 749-7434 |
| 9 | Cameron & Roberts Insurance Agency, Inc. | 6893 Main St | (770) 482-8841 |
| 10 | D. Honore Agency Farmers | 6844 Main St | (678) 749-7434 |
What Does a a Home Insurance Agent in Lithonia Cost?
The average cost of home insurance in Georgia is around $1,700 per year for a standard policy. In Lithonia, rates may vary based on the home value, age, and location. Factors like credit score and claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Lithonia
Home insurance agents in Lithonia Georgia help homeowners find coverage for their property and belongings. Georgia law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain local risks like severe weather and fire hazards.
Frequently Asked Questions
What does a home insurance agent in Lithonia do?
A home insurance agent helps you find a policy that fits your needs and budget. They compare options from multiple carriers and explain coverage details. They also assist with claims and policy changes.
Do I need flood insurance in Lithonia Georgia?
Standard home insurance does not cover flood damage. Lithonia is in DeKalb County which participates in the National Flood Insurance Program. Many lenders require flood insurance for homes in high-risk flood zones.
How can I lower my home insurance premium in Georgia?
You can lower your premium by increasing your deductible or bundling home and auto insurance. Installing security systems and storm shutters may also qualify for discounts. Ask your agent about all available savings.
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