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Find Home Insurance Agents Near You in Sunny Isles Beach, FL
Looking for a home insurance agent in Sunny Isles Beach? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Sunny Isles Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 home insurance agents in Sunny Isles Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alltrust Insurance Group
17038 Collins Ave, Sunny Isles Beach, FL 33160
(305) 944-0002
alltrustfl.com
Mig Insurance & Financial Center Corp
18090 Collins Ave t14, Sunny Isles Beach, FL 33160
(305) 466-3333
GMI Brokerage Corp.
19390 Collins Ave b3, Sunny Isles Beach, FL 33160
(305) 239-8861
gmilife.com
Your Family Insurance
16699 Collins Ave, Sunny Isles Beach, FL 33160
(774) 209-1233
BB&T Insurance Services
18256 Collins Ave, Sunny Isles Beach, FL 33160
(305) 935-6910
bbt.com
A home insurance agent in Sunny Isles Beach can help you find coverage that meets Florida specific requirements. Florida law mandates that insurers offer windstorm coverage for coastal areas like Sunny Isles Beach. An agent can also explain flood insurance options since many standard policies exclude flood damage.
What Does a Home Insurance Agent in Sunny Isles Beach Cost?
Home insurance costs in Sunny Isles Beach vary widely based on the home value construction age and coverage limits. Typical annual premiums range from 2000 to 6000 dollars for a standard policy with windstorm coverage. Flood insurance can add 700 to 2000 dollars per year depending on flood zone. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Sunny Isles Beach do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options such as windstorm and flood protection. They also assist with filing claims and updating your policy as your needs change.
Why is windstorm coverage important in Sunny Isles Beach?
Sunny Isles Beach is a coastal area prone to hurricanes. Florida law requires insurers to offer windstorm coverage but it is not mandatory to buy it. An agent can help you understand deductibles and coverage limits for wind damage.
How does flood insurance work for homes in Sunny Isles Beach?
Standard home insurance policies do not cover flood damage. You may need a separate flood policy through the National Flood Insurance Program or a private insurer. An agent can explain flood zones and help you find an affordable policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.