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Home Insurance Agents in Poinciana, FL

Compare home insurance agents in Poinciana. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Poinciana, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 home insurance agents in Poinciana, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Julio Caban - State Farm Insurance Agent
843 Cypress Pkwy, Poinciana, FL 34759
(407) 785-1731 juliocaban.com
Poinciana Insurance
359 Cypress Pkwy, Poinciana, FL 34759
(407) 483-1500 poincianainsurance.com
Wroy Insurance Agency Inc
324 Puffer Ct, Poinciana, FL 34759
(786) 850-8606

Home insurance agents in Poinciana Florida help residents find policies that meet state requirements. Florida law mandates windstorm coverage for homes in high risk areas. Agents can explain local options for flood insurance and sinkhole protection.

What Does a Home Insurance Agent in Poinciana Cost?

Typical home insurance costs in Poinciana Florida range from 1200 to 3000 dollars per year for a standard policy. Factors include home value, age of roof, and proximity to coast. Windstorm coverage can add 300 to 800 dollars annually. Sinkhole coverage may cost 100 to 500 dollars extra. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Poinciana do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection and personal property coverage. They also guide you on Florida specific requirements such as wind mitigation credits.
Do I need flood insurance in Poinciana Florida?
Flood insurance is not required by Florida law but is often required by mortgage lenders in flood zones. Poinciana is in a low to moderate flood risk area. An agent can help you decide based on your property location.
How does Florida law affect home insurance costs in Poinciana?
Florida law allows insurers to offer discounts for wind mitigation features like hurricane shutters. The state also requires insurers to offer sinkhole coverage on a limited basis. These factors can lower or raise your premium.