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Looking for a home insurance agent in Palm City? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Palm City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 home insurance agents in Palm City, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Insurance Agency
1010 SW Martin Downs Blvd, Palm City, FL 34990
(772) 426-9933
stateinsuranceagent.com
GreatFlorida Insurance: Ashley Fetterly
1497 SW Martin Downs Blvd, Palm City, FL 34990
(772) 306-0188
palmcity.greatflorida.com
Home insurance agents in Palm City Florida help homeowners find coverage that meets state requirements and local needs. Florida law mandates that insurers offer sinkhole coverage and windstorm protection for many policies. An agent can explain these options and help you compare quotes from different carriers.
What Does a Home Insurance Agent in Palm City Cost?
The average cost of home insurance in Florida is around $2,000 to $4,000 per year for a standard policy. In Palm City costs may be higher due to wind and flood exposure. Your premium depends on your homes age construction type and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Palm City do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage types like dwelling protection and liability. They also guide you through Florida specific rules such as the 3 day cancellation period for new policies.
Do I need flood insurance in Palm City Florida?
Flood insurance is not required by Florida state law but is often required by mortgage lenders if your home is in a high risk flood zone. Palm City is near the St Lucie River so flood risk can be significant. An agent can help you check your flood zone and get a quote from the National Flood Insurance Program.
How do Florida insurance laws affect my home policy?
Florida law requires insurers to offer coverage for windstorm damage and sinkhole activity. You have 90 days to report a claim after a loss. Also insurers cannot cancel a policy after it has been in effect for 90 days except for nonpayment or fraud.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.