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Find Home Insurance Agents Near You in Pace, FL

Browse home insurance agents serving Pace, Florida. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Pace, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 home insurance agents in Pace, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Florida Insurance Agency
3763 US-90, Pace, FL 32571
(850) 994-9211 floridainsuranceagency.net
Messick Insurance Agency
3780 US-90, Pace, FL 32571
(850) 479-3535 messickinsurance.com

A home insurance agent in Pace, Florida can help you navigate the unique risks of the Panhandle, including hurricane windstorm damage and sinkhole activity. Florida law requires insurers to offer sinkhole coverage, and an agent can explain your options under Florida Statute 627.706. They work with multiple carriers to find a policy that fits your home and budget.

What Does a Home Insurance Agent in Pace Cost?

Home insurance costs in Pace, Florida typically range from 1500 to 4000 dollars per year for a standard policy, depending on the home value, age, and location. Factors like proximity to the coast, roof age, and claims history affect the premium. Florida has some of the highest average premiums in the nation due to hurricane and sinkhole risks. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Pace do?
A home insurance agent helps you compare policies from different companies to cover your home, personal property, and liability. They explain Florida-specific coverages like windstorm, flood, and sinkhole protection. They also assist with claims and policy changes.
Do I need flood insurance in Pace Florida?
Flood insurance is not required by Florida law for all homes, but it is often required by mortgage lenders in flood zones. Pace is near rivers and bays, so agents recommend considering a separate flood policy through the National Flood Insurance Program or a private carrier.
How does Florida law affect home insurance in Pace?
Florida law gives you a 3-day right to cancel a new policy without penalty under Florida Statute 627.402. Insurers must also offer sinkhole coverage on residential policies. An agent can explain these rights and help you comply with state requirements.