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Directory of home insurance agents in Opa-locka, Florida. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Opa-locka, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 home insurance agents in Opa-locka, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Estrella Insurance
14880 NW 27th Ave, Opa-locka, FL 33054
(786) 299-5522
agents.estrellainsurance.com
Univista Insurance
4149 NW 135th St, Opa-locka, FL 33054
(786) 648-4987
univistainsurance.com
VAZ Insurance & TAX
13115 NW 42nd Ave, Opa-locka, FL 33054
(954) 945-4345
T & J Insurance
16650 NW 27th Ave # 1, Opa-locka, FL 33054
(305) 474-4639
Home insurance agents in Opa-locka Florida help you find coverage for your property. Florida law requires insurance companies to offer windstorm coverage in certain areas. Agents can explain the state specific rules and find a policy that fits your needs.
What Does a Home Insurance Agent in Opa-locka Cost?
Home insurance costs in Opa-locka Florida vary widely. Average annual premiums range from 1500 to 4000 dollars for a standard policy. Factors include home value, age of roof, and distance from the coast. Windstorm coverage adds extra cost. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Opa-locka do?
An agent helps you compare policies from different insurance companies. They explain coverage options like windstorm and flood insurance. They also assist with claims and policy changes.
Do I need flood insurance in Opa-locka Florida?
Flood insurance is not required by state law but may be required by your mortgage lender. Opa-locka is in a flood zone so many homeowners choose this coverage. An agent can help you get a flood policy through the National Flood Insurance Program.
How does Florida law affect home insurance in Opa-locka?
Florida law requires insurers to offer windstorm coverage in high risk areas. The state also has a 90 day claims filing deadline for property damage. An agent can explain these rules and help you comply.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.