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Browse home insurance agents serving Lutz, Florida. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 home insurance agents in Lutz, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Triton Insurance Group
18701 Dale Mabry Hwy, Lutz, FL 33548
(813) 948-5990
tritonagency.com
Dennis Insurance Agency, Inc.
209 Crystal Grove Blvd STE 101, Lutz, FL 33548
(813) 949-6480
dennisagency.com
ABC Dennis Insurance
1022 Land O' Lakes Blvd STE 103, Lutz, FL 33549
(813) 949-7765
abcdennisinsurance.com
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396
flinsuranceteam.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020
insurancefindersofflorida.com
Florida Premier Insurance Agency
24740 FL-54, Lutz, FL 33559
(813) 909-6333
flpremierinsurance.com
Home insurance agents in Lutz Florida help residents find coverage that meets state requirements. Florida law mandates that homeowners insurance policies include coverage for windstorm damage and must offer sinkhole loss coverage. Local agents can explain how these rules apply to your home in Pasco County.
What Does a Home Insurance Agent in Lutz Cost?
The average cost of homeowners insurance in Florida is about $1,980 per year, but rates in Lutz can range from $1,200 to $3,500 depending on your home age, construction, and location. Windstorm deductibles are typically 2 percent to 5 percent of the home value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lutz do?
A home insurance agent in Lutz helps you compare policies from different insurance companies. They explain Florida specific coverages like windstorm and flood insurance. They also guide you on deductibles and policy limits.
Do I need flood insurance in Lutz Florida?
Flood insurance is not required by Florida law for all homes, but mortgage lenders may require it if your home is in a flood zone. Lutz has areas near lakes and rivers that may be at risk. An agent can check your flood zone status.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.