The top-rated home insurance agent in Wilmington, Delaware is Anne Scharp - GEICO Insurance Agent, rated 4.5 stars across 609 reviews. Other highly rated options include Tara McDonald - State Farm Insurance Agent, Ray Aungst: Allstate Insurance, Abby Pubusky - State Farm Insurance Agent. This directory lists 39 home insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anne Scharp - GEICO Insurance Agent | 3925 Kirkwood Hwy | (302) 998-9192 |
| 2 | Tara McDonald - State Farm Insurance Agent | 4408 Limestone Rd | (302) 234-1116 |
| 3 | Ray Aungst: Allstate Insurance | 5301 Limestone Rd Ste 124 | (302) 291-3500 |
| 4 | Abby Pubusky - State Farm Insurance Agent | 1805 Foulk Rd Suite H | (302) 434-3333 |
| 5 | Ray Romano - State Farm Insurance Agent | 2502 Silverside Rd Ste 8 | (302) 485-4426 |
| 6 | Jim Walsh - State Farm Insurance Agent | 1013 Centre Rd #402 | (302) 235-7777 |
| 7 | Connie Barba - State Farm Insurance Agent | 9B Trolley Square | (302) 429-0300 |
| 8 | Sean O'Hagan - State Farm Insurance Agent | 2018 Naamans Rd Suite A4 | (302) 798-7572 |
| 9 | Ken Brown - State Farm Insurance Agent | 3700 Lancaster Pike Suite 400 | (302) 266-7600 |
| 10 | Dawn Moore Jones - State Farm Insurance Agent | 1303 Kirkwood Hwy | (302) 999-9101 |
Anne Scharp as a GEICO Insurance Agent provides a comprehensive range of home insurance solutions tailored to the Wilmington, Delaware area. Services include the evaluation of dwelling coverage needs and the selection of appropriate personal property protection. The agency assists clients with structuring liability coverage and guides them through the claims process for their convenience. Regular policy reviews are offered to ensure protection keeps pace with changing household circumstances. This agent services a variety of property types, including single-family homes, apartments, retail spaces, and local restaurants.
Tara McDonald - State Farm Insurance Agent in Wilmington, DE, specializes in home insurance policies tailored to protect residential properties. It also assists clients with broader insurance needs, including auto and life coverage, to build comprehensive protection plans. The agency helps homeowners evaluate dwelling coverage and personal property limits for their individual situations. In the Delaware coastal and river area, it specifically addresses concerns about seasonal storm damage and flooding risks that local homeowners often face.
Ray Aungst: Allstate Insurance offers residential home insurance coverage for properties in Wilmington, DE. Commercial policies are also available for local business owners. Service extends throughout the Wilmington area. Each policy is designed to protect structures, personal belongings, and liability. Clients can review coverage options for natural risks common to the region. Regular follow-ups after a policy is issued help ensure protection keeps pace with changing needs, and repeat service is available between scheduled reviews for updates or questions.
Abby Pubusky - State Farm Insurance Agent provides home insurance policies tailored to protect residential properties in Wilmington, Delaware. It specializes in coverage options for dwelling structure, personal belongings, and liability protection, alongside general homeowner assistance for claims and policy adjustments. The agent helps clients navigate risks common to the area, including preparation for coastal storms and winter freeze events that can cause pipe bursts or roof damage.
When winter storms threaten the Wilmington area with potential roof and pipe damage, homeowners often seek reliable protection for their properties. Ray Romano - State Farm Insurance Agent provides homeowners with policies tailored to cover such local weather-related risks. This agency offers guidance on selecting appropriate coverage limits and deductibles to match individual needs and budgets. Evaluating existing policies against current home values is a common initial service. The process begins with a personalized inspection and assessment of the property to determine the most suitable options.
Jim Walsh - State Farm Insurance Agent in Wilmington, Delaware assists homeowners with protecting their properties from common risks and liabilities. The agency provides standard home insurance policies along with optional specialist add-ons such as coverage for valuable personal property, water backup, and identity theft protection. Clients can also receive support with bundling home and auto policies to simplify their insurance needs. The company serves a variety of commercial sectors, including offices, warehouses, and food service businesses, offering tailored liability and property coverage for each.
Connie Barba - State Farm Insurance Agent in Wilmington, Delaware provides residential home insurance tailored to protect local homeowners. Commercial property coverage is also available for area businesses, with policies written to suit different property types. The agency serves customers throughout Wilmington and the surrounding communities, offering guidance on standard dangers like fire, theft, and storm damage. Clients are encouraged to make appointments for an annual policy review or to update their coverage after any major life change, ensuring consistent protection between regular visits.
Sean O'Hagan - State Farm Insurance Agent in Wilmington, Delaware, is recognized for providing home insurance solutions that help protect local homeowners against property damage and liability. Its service range includes personalized policy evaluations, coverage for dwellings and personal belongings, and guidance on deductibles and replacement cost options. The agency works to tailor plans to individual needs, ensuring adequate financial safeguards. For enhanced protection, it specializes in adding water backup coverage to standard home policies.
Ken Brown - State Farm Insurance Agent serves the Wilmington, Delaware area with a focus on home insurance solutions. This agency assists local homeowners in protecting their properties and personal belongings against common regional risks. As a Home Insurance Agent, it helps clients navigate policy options that cover dwelling damage and liability concerns. The agent works to tailor coverage to individual property needs. Ken Brown - State Farm Insurance Agent specifically handles claims assistance for home losses and provides advice on bundling home insurance with auto policies for potential savings.
What Does a a Home Insurance Agent in Wilmington Cost?
The average cost of home insurance in Delaware is around 1,200 to 1,800 dollars per year for a standard policy, but amounts vary based on your home value, location, and coverage limits. Factors like the age of your roof, proximity to the coast, and your claims history also affect pricing. This is general information and not insurance advice.
About home insurance agents in Wilmington
Home insurance agents in Wilmington Delaware help homeowners find policies that protect their property and belongings. Delaware law requires insurers to offer coverage for wind and hail damage but does not mandate flood insurance for standard policies. Agents can explain how local factors like coastal weather and older housing stock affect your premiums and coverage needs.
Frequently Asked Questions
What does a home insurance agent in Wilmington do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy terms, deductibles, and exclusions specific to Delaware regulations. Agents also assist with filing claims and updating coverage as your needs change.
Do I need flood insurance for my Wilmington home?
Standard home insurance policies in Delaware do not cover flood damage. If your property is in a high-risk flood zone, your lender may require a separate flood policy. An agent can help you assess your risk and find a flood insurance option through the National Flood Insurance Program or a private carrier.
How do Delaware insurance laws affect my home policy?
Delaware law requires insurers to provide a 30-day notice before canceling a policy for non-payment. The state also mandates that insurers offer coverage for damage from windstorms and hail. Agents can explain how these rules apply to your specific situation and policy.
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