Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 12 home insurance agents in Middletown, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Globe Life American Income Division: Prata Organization
100 Roscommon Dr Suite 308, Middletown, CT 06457
(860) 632-0061
agency.ailife.com
Caleb Carney - State Farm Insurance Agent
401 Newfield St, Middletown, CT 06457
(860) 346-4442
calebcarney.com
Curt Smith - State Farm Insurance Agent
134 Main Street Extension STE 300, Middletown, CT 06457
(860) 398-6364
agentcurt.com
Bafumi Insurance Agency, A Division of World
59 Broad St, Middletown, CT 06457
(860) 347-3530
locations.worldinsurance.com
Get Insured America
430 Highland Ave #1, Middletown, CT 06457
(860) 346-7755
getinsuredamerica.com
Nationwide Insurance: Dunn Insurance, Inc.
198 S Main St, Middletown, CT 06457
(860) 347-4924
agency.nationwide.com
Spark Insurance Agency
62 Washington St, Middletown, CT 06457
(860) 294-9054
NFP, an Aon company
386 Main St, Middletown, CT 06457
(860) 346-9661
nfp.com
Rice, Davis, Daley & Krenz Inc
50 Washington St, Middletown, CT 06457
(860) 346-6611
rddk.com
Connecticut Underwriters Inc
421 Wadsworth St, Middletown, CT 06457
(860) 347-9600
KGS Insurance Services LLC
505 Main St, Middletown, CT 06457
(860) 704-8020
kgsinsurance.com
State Wide Insurance
954 Newfield St, Middletown, CT 06457
(860) 883-2048
statewidect.com
What Does a Home Insurance Agent in Middletown Cost?
Typical home insurance costs in Connecticut range from 800 to 1500 dollars per year for a standard policy. Rates vary based on coverage amount deductible and property specifics. For example a 250000 dollar home in Middletown may cost around 1000 to 1200 dollars annually. Factors like a home near the river or with an older roof can raise premiums. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Middletown do?
A home insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They explain deductibles liability limits and additional endorsements for things like flood or sewer backup. Agents in Connecticut can also advise on how local building codes affect replacement cost.
Is homeowners insurance required by law in Connecticut?
Connecticut state law does not require homeowners insurance. However if you have a mortgage your lender will require it. Even without a mortgage insurance is strongly recommended to protect against fire theft and liability claims.
What factors affect home insurance costs in Middletown Connecticut?
Costs depend on your homes age construction type location and claims history. Proximity to the Connecticut River or Long Island Sound can increase flood risk premiums. Older homes in Middletown may need higher coverage limits due to replacement cost differences.