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HomeHome Insurance AgentsConnecticut › Middletown

Find Home Insurance Agents Near You in Middletown, CT

Browse home insurance agents serving Middletown, Connecticut. Updated 2026-07-14.

The top-rated home insurance agent in Middletown, Connecticut is Globe Life American Income Division: Prata Organization, rated 4.9 stars across 2,645 reviews. Other highly rated options include Curt Smith - State Farm Insurance Agent, Caleb Carney - State Farm Insurance Agent, Bafumi Insurance Agency, A Division of World. This directory lists 13 home insurance agents serving Middletown.

Showing 13 home insurance agents in Middletown, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Globe Life American Income Division: Prata Organization100 Roscommon Dr Suite 308(860) 632-0061
2Curt Smith - State Farm Insurance Agent134 Main Street Extension STE 300(860) 398-6364
3Caleb Carney - State Farm Insurance Agent401 Newfield St(860) 346-4442
4Bafumi Insurance Agency, A Division of World59 Broad St(860) 347-3530
5Get Insured America430 Highland Ave #1(860) 346-7755
6Valk Insurance Group, Llc: Allstate Insurance300 Plaza Middlesex, 203 Main St(203) 265-0477
7Nationwide Insurance: Dunn Insurance, Inc.198 S Main St(860) 347-4924
8Spark Insurance Agency62 Washington St(860) 294-9054
9NFP, an Aon company386 Main St(860) 346-9661
10Rice, Davis, Daley & Krenz Inc50 Washington St(860) 346-6611
GL
100 Roscommon Dr Suite 308
Globe Life American Income Division: Prata Organization
Home Insurance Agent · Middletown, CT

Globe Life American Income Division: Prata Organization serves the Middletown, Connecticut area as a home insurance agent. It helps local homeowners protect their properties against common regional risks such as storms and liability claims. The agency works with clients to explain coverage options, including dwelling protection and personal property coverage. For residents of this area, it specifically handles homeowner policy consultations and claims assistance for wind or water damage.

CS
134 Main Street Extension STE 300
Curt Smith - State Farm Insurance Agent
Home Insurance Agent · Middletown, CT

Curt Smith - State Farm Insurance Agent in Middletown, Connecticut, provides tailored coverage options for homeowners, including dwelling protection, personal property insurance, and liability coverage, along with general services such as advising clients on policy limits and managing claims. The agency assists local residents with assessing risks common to the region, such as snow and ice damage from winter storms. It also helps homeowners review their policies to ensure adequate protection against potential floods or wind damage during hurricane season.

CC
401 Newfield St
Caleb Carney - State Farm Insurance Agent
Home Insurance Agent · Middletown, CT

Caleb Carney - State Farm Insurance Agent in Middletown, CT offers a range of home insurance services, including customized coverage policies and risk assessment consultations. Service plans involve periodic policy reviews to adjust for changes in property value or personal circumstances. The agency provides property inspections and claims assistance to streamline the recovery process after a covered loss. It services single-family homes, apartments, retail spaces, and restaurants in the local area.

BI
59 Broad St
Bafumi Insurance Agency, A Division of World
Home Insurance Agent · Middletown, CT

Bafumi Insurance Agency, a division of World, serves homeowners, landlords, and small property managers in the Middletown area. The agency provides standard home insurance policies, helping clients protect their dwellings and personal belongings from common regional risks such as storm damage and liability claims. Coverage options are discussed with each customer to match their property’s specific needs and budget. The agency also assists with policy updates and claims guidance to ensure local property owners remain properly covered. Its service area includes neighboring communities such as Durham.

GI
430 Highland Ave #1
Get Insured America
Home Insurance Agent · Middletown, CT

Get Insured America serves homeowners in Middletown, Connecticut, and the surrounding communities of the Middlesex County area. The company handles home insurance policies for local residences, covering dwellings, personal property, and liability protection. It works directly with clients to assess property needs, identify appropriate coverage levels, and explain policy options clearly. For a typical job, the agent reviews the home’s specific features with the homeowner to build a customized quote before binding the coverage.

VI
300 Plaza Middlesex, 203 Main St
Valk Insurance Group, Llc: Allstate Insurance
Home Insurance Agent · Middletown, CT
NI
198 S Main St
Nationwide Insurance: Dunn Insurance, Inc.
Home Insurance Agent · Middletown, CT

Nationwide Insurance: Dunn Insurance, Inc. specializes in crafting personalized home insurance policies to protect homeowners in Middletown, Connecticut. It also offers comprehensive general coverage for standard residential risks, including structure, liability, and personal property. An agent counsels customers on appropriate policy limits and deductibles. This company helps local homeowners prepare for seasonal weather concerns, such as securing adequate coverage for potential storm damage or winter freeze issues.

SI
62 Washington St
Spark Insurance Agency
Home Insurance Agent · Middletown, CT

When winter storms threaten the Middletown area, Spark Insurance Agency helps homeowners review their policies for sufficient roof and structural coverage. This home insurance agent works to match local dwellings with appropriate protection plans, whether for older riverfront properties or newer suburban construction. Each consultation considers property location, construction materials, and typical regional risks. Spark Insurance Agency begins the process by scheduling a thorough assessment of the home’s current condition and any recent improvements before presenting coverage options.

NA
386 Main St
NFP, an Aon company
Home Insurance Agent · Middletown, CT

As a home insurance agent serving the Middletown, CT area, this agency helps clients protect their residential properties against common risks such as fire, theft, and storm damage. For added security, it offers specialty endorsements like sewer backup coverage, identity theft protection, and replacement cost guarantees on personal belongings. Policies can be tailored to meet the unique needs of various commercial sectors, including offices, warehouses, and food service operations.

RD
50 Washington St
Rice, Davis, Daley & Krenz Inc
Home Insurance Agent · Middletown, CT

Rice, Davis, Daley & Krenz Inc provides residential home insurance services for individual homeowners in the Middletown area. The agency also offers commercial coverage options for local business properties and rental dwellings within this region. They work closely with clients to assess property risks and secure appropriate policies that meet specific coverage needs. Regular policy reviews are conducted to ensure protection remains adequate, and the agency follows up conveniently between scheduled appointments for updates or adjustments.

CU
421 Wadsworth St
Connecticut Underwriters Inc
Home Insurance Agent · Middletown, CT
(860) 347-9600
KI
505 Main St
KGS Insurance Services LLC
Home Insurance Agent · Middletown, CT
(860) 704-8020
kgsinsurance.com
SW
954 Newfield St
State Wide Insurance
Home Insurance Agent · Middletown, CT
(860) 883-2048
statewidect.com

What Does a a Home Insurance Agent in Middletown Cost?

Typical home insurance costs in Connecticut range from 800 to 1500 dollars per year for a standard policy. Rates vary based on coverage amount deductible and property specifics. For example a 250000 dollar home in Middletown may cost around 1000 to 1200 dollars annually. Factors like a home near the river or with an older roof can raise premiums. This is general information not insurance advice.

About home insurance agents in Middletown

Home insurance agents in Middletown Connecticut help homeowners find coverage that meets state requirements and protects against local risks. Connecticut law does not require homeowners insurance but mortgage lenders typically mandate it. Agents can explain policy options for common issues like coastal weather damage and older home repairs.

Frequently Asked Questions

What does a home insurance agent in Middletown do?

A home insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They explain deductibles liability limits and additional endorsements for things like flood or sewer backup. Agents in Connecticut can also advise on how local building codes affect replacement cost.

Is homeowners insurance required by law in Connecticut?

Connecticut state law does not require homeowners insurance. However if you have a mortgage your lender will require it. Even without a mortgage insurance is strongly recommended to protect against fire theft and liability claims.

What factors affect home insurance costs in Middletown Connecticut?

Costs depend on your homes age construction type location and claims history. Proximity to the Connecticut River or Long Island Sound can increase flood risk premiums. Older homes in Middletown may need higher coverage limits due to replacement cost differences.

Home Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.