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Find Home Insurance Agents Near You in Frederick, CO

Directory of home insurance agents in Frederick, Colorado. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Frederick, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 5 home insurance agents in Frederick, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Craig Hall
246 1/2 Fifth St, Frederick, CO 80530
(303) 833-9075 agents.farmers.com
Farmers Insurance - Michael Rapport
3630 State Hwy 52 Ste B, Frederick, CO 80516
(303) 684-2996 agents.farmers.com
Heather Rosheim - COUNTRY Financial Agent
501 Walnut St, Frederick, CO 80530
(303) 403-8401 agents.countryfinancial.com
Katie Isabelle American Family Insurance
433 Fifth St, Frederick, CO 80530
(303) 457-1232 amfam.com
Carbon Valley Insurance
630 Main St C, Frederick, CO 80530
(303) 833-3640 carbonvalleyinsurance.com

A home insurance agent in Frederick Colorado can help you find coverage that meets state requirements and protects your property. Colorado law does not require homeowners insurance but mortgage lenders typically do. Agents in Frederick understand local risks like hail storms and wildfire zones.

What Does a Home Insurance Agent in Frederick Cost?

The average cost of homeowners insurance in Colorado is about 1800 to 2500 dollars per year for a standard policy. Costs in Frederick may vary based on your homes age location and coverage limits. Factors like roof condition and proximity to fire stations also affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Frederick do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also assist with filing claims after a loss.
Is homeowners insurance required by law in Colorado?
Colorado state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. An agent can help you meet lender requirements and add extra coverage for local risks.
How do Colorado weather risks affect home insurance in Frederick?
Frederick is in an area prone to hailstorms and occasional wildfires. These events can cause significant damage. A local agent can help you add endorsements for hail damage or wildfire protection to your policy.