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Find Home Insurance Agents Near You in Yucca Valley, CA

Browse home insurance agents serving Yucca Valley, California. Updated 2026-07-14.

The top-rated home insurance agent in Yucca Valley, California is Farmers Insurance - Karen Martin, rated 4.8 stars across 152 reviews. Other highly rated options include WFG National Title Company, Marianne Fenley - State Farm Insurance Agent, Steven Roberts: Allstate Insurance. This directory lists 15 home insurance agents serving Yucca Valley.

Showing 15 home insurance agents in Yucca Valley, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Karen Martin55898 29 Palms Hwy Ste C(760) 365-7400
2WFG National Title Company57402 29 Palms Hwy Suite 3(760) 853-7040
3Marianne Fenley - State Farm Insurance Agent57725 29 Palms Hwy Ste 108(760) 365-7617
4Steven Roberts: Allstate Insurance57353 29 Palms Hwy Ste C(760) 365-6351
5Karr Insurance Services LLC57725 29 Palms Hwy suite 107(760) 853-0032
6Bill Proctor & Associates Insurance Services, Inc57353 29 Palms Hwy Ste A(760) 228-2500
7Hann Insurance Agency57380 29 Palms Hwy(760) 365-9744
8Inszone Insurance Services55898 29 Palms Hwy suite e(760) 365-0758
9Farmers Insurance - Charles Willis57402 29 Palms Hwy Ste 7(760) 369-1030
10Ron Koptis, Insurance Broker at Bill Proctor and Associates57353 29 Palms Hwy Ste A(760) 406-4123
FI
55898 29 Palms Hwy Ste C
Farmers Insurance - Karen Martin
Home Insurance Agent · Yucca Valley, CA

Farmers Insurance - Karen Martin serves home insurance clients throughout Yucca Valley, California, and its surrounding areas. The agency specializes in helping homeowners protect their properties with coverage tailored to local needs. It offers protection for standard single-family homes, as well as for renters and condominium owners in the community. Policies can include dwelling coverage, personal liability, and protection for detached structures like garages or sheds. This agency handles both new policies and policy reviews for existing customers who want to update their plans.

WN
57402 29 Palms Hwy Suite 3
WFG National Title Company
Home Insurance Agent · Yucca Valley, CA

WFG National Title Company in Yucca Valley, CA offers a full range of home insurance agent services, including policy guidance and periodic coverage reviews to help protect local property investments. Its service plans focus on explaining different policy options and assisting clients through the application process. The company serves single-family homes, apartments, retail spaces, and restaurants throughout the Yucca Valley area, ensuring various property types can obtain appropriate insurance solutions for their unique needs.

MF
57725 29 Palms Hwy Ste 108
Marianne Fenley - State Farm Insurance Agent
Home Insurance Agent · Yucca Valley, CA

Homeowners, property managers, and small business owners in Yucca Valley turn to Marianne Fenley with State Farm for home insurance guidance and policy choices. This agency helps clients assess coverage needs for dwellings, personal belongings, and liability protection against common regional hazards like fire and wind. Services further include support for policy changes and claims guidance when unexpected events occur. The agency also serves nearby communities in the Morongo Basin area.

SR
57353 29 Palms Hwy Ste C
Steven Roberts: Allstate Insurance
Home Insurance Agent · Yucca Valley, CA

Steven Roberts: Allstate Insurance serves homeowners in Yucca Valley and the surrounding Morongo Basin communities. The agency handles standard home insurance policies designed to protect against damage from fire, theft, and weather-related events common to the high desert. It also offers coverage options for liability and personal property. When evaluating a client's needs, the agency typically reviews the home's value, construction type, and local risk factors to tailor coverage limits and deductibles according to individual circumstances.

KI
57725 29 Palms Hwy suite 107
Karr Insurance Services LLC
Home Insurance Agent · Yucca Valley, CA

Karr Insurance Services LLC handles the full range of personal home insurance policies for residents of Yucca Valley, California. The company also specializes in offering additional coverage options such as liability protection, earthquake endorsements, and flood damage riders. Customized packages are available for renters and landlords alike. Business risk management extends to several commercial sectors, including local offices, warehouses, and food service operations.

BP
57353 29 Palms Hwy Ste A
Bill Proctor & Associates Insurance Services, Inc
Home Insurance Agent · Yucca Valley, CA

With fire season arriving, homeowners in Yucca Valley need reliable protection for their properties. Bill Proctor & Associates Insurance Services, Inc addresses this need by reviewing existing home insurance policies and comparing available coverage options from multiple carriers. Their agents help clarify different policy structures for local homes, including those in higher-risk brush areas. This process allows residents to consider updated solutions without pressure. An initial step involves a detailed inspection of the property to assess specific vulnerabilities and recommend appropriate coverage.

HI
57380 29 Palms Hwy
Hann Insurance Agency
Home Insurance Agent · Yucca Valley, CA

Specializing in coverage for manufactured and custom homes, Hann Insurance Agency in Yucca Valley also provides standard homeowners policies. The agency helps residents of the high desert protect their properties against common regional hazards like wildfire and wind damage. It works with local clients to assess replacement costs and liability needs specific to this arid terrain. During the summer monsoon season, the agency assists homeowners with claims for flash flooding and debris flow affecting desert properties.

II
55898 29 Palms Hwy suite e
Inszone Insurance Services
Home Insurance Agent · Yucca Valley, CA

In Yucca Valley, California, Inszone Insurance Services offers both one-time policy consultations and recurring service options to help clients tailor their coverage. Their primary focus involves securing homes against regional risks like wildfires and flash floods while adhering to local building standards. Clients can expect discussions about liability protection and dwelling limits for different property types. For residents needing flexible arrangements, service runs on an as-needed basis to accommodate varying insurance requirements throughout the year.

FI
57402 29 Palms Hwy Ste 7
Farmers Insurance - Charles Willis
Home Insurance Agent · Yucca Valley, CA

Farmers Insurance - Charles Willis, located in Yucca Valley, CA, offers both one-time policy reviews for existing homeowners and ongoing service for annual policy management. Their home insurance coverage helps protect structures, personal belongings, and liability for local properties. As an agent, Charles Willis can help customers understand deductible options and the specific risks common to high desert areas. Service for these insurance plans typically runs on a scheduled, annual renewal basis or as needed when policyholders require coverage updates.

RK
57353 29 Palms Hwy Ste A
Ron Koptis, Insurance Broker at Bill Proctor and Associates
Home Insurance Agent · Yucca Valley, CA

Ron Koptis, Insurance Broker at Bill Proctor and Associates in Yucca Valley, CA, arranges residential home insurance policies to protect local homeowners. The office also offers commercial coverage for area businesses, serving clients throughout the high desert region. Each policy is crafted to address common desert risks and typical home structures. Clients receive clear explanations of their coverage options during an initial consultation. The agent welcomes follow-up inquiries between regular policy reviews and is available to adjust coverage as property needs change.

MS
57365 29 Palms Hwy # B
Miller's Insurance
Home Insurance Agent · Yucca Valley, CA
(760) 365-3307
PI
57353 29 Palms Hwy Ste A
Proctor Insurance - Deania Thorne
Home Insurance Agent · Yucca Valley, CA
(760) 406-4124
deania.proctorins.com
AA
7211 Joshua Ln
Active America Insurance
Home Insurance Agent · Yucca Valley, CA
(760) 365-5021
PI
57353 29 Palms Hwy Ste A
Proctor Insurance - Authorized Agent
Home Insurance Agent · Yucca Valley, CA
(760) 228-2500
proctorins.com
PI
57353 29 Palms Hwy Ste A
Proctor Insurance - Ron Koptis
Home Insurance Agent · Yucca Valley, CA
(760) 406-4123
proctorins.com

What Does a a Home Insurance Agent in Yucca Valley Cost?

The average cost of homeowners insurance in California is about 1200 to 2000 dollars per year for a standard policy. In Yucca Valley premiums can be higher due to wildfire risk often ranging from 1500 to 3000 dollars annually. Earthquake coverage adds 800 to 1500 dollars more. Costs vary by home value construction materials and proximity to fire prone areas. This is general information and not insurance advice.

About home insurance agents in Yucca Valley

Home insurance agents in Yucca Valley help residents protect their homes against risks common to the high desert including wildfire and earthquake. California law requires insurers to offer earthquake coverage as an add-on to standard homeowners policies. Agents can explain how local brush clearance ordinances and building codes affect your premium and coverage options.

Frequently Asked Questions

What does a home insurance agent in Yucca Valley do?

A home insurance agent helps you compare policies from multiple carriers to find coverage that fits your property and budget. They explain policy details such as dwelling coverage personal property limits and liability protection. In Yucca Valley agents often advise on wildfire risk mitigation and the California FAIR Plan for high risk homes.

Do I need special coverage for a Yucca Valley home?

Yes. Yucca Valley is in a high fire hazard severity zone so standard policies may exclude wildfire damage or require higher deductibles. Agents can help you add wildfire coverage or enroll in the California FAIR Plan. Earthquake coverage is also recommended and must be offered by law as a separate endorsement.

How do California insurance laws affect my policy?

California law requires insurers to provide a 60 day notice before non renewal for wildfire risk. The state also mandates that earthquake coverage be offered with every homeowners policy. Agents in Yucca Valley must follow these rules and explain your rights under California Insurance Code Section 675.1.

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Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.