ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Home Insurance Agents Near You in Vista, CA

Browse home insurance agents serving Vista, California. Updated 2026-07-14.

The top-rated home insurance agent in Vista, California is Ximena Rosas - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include Pay Low Insurance, Adriana's Insurance Services, Farmers Insurance - Austin Heiland. This directory lists 18 home insurance agents serving Vista.

Showing 18 home insurance agents in Vista, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ximena Rosas - State Farm Insurance Agent1295 E Vista Way(760) 758-1090
2Pay Low Insurance1990 S Santa Fe Ave(619) 736-1313
3Adriana's Insurance Services328 Vista Village Dr ste h(760) 616-6000
4Farmers Insurance - Austin Heiland707 Civic Center Dr #208(760) 726-3003
5Andre Padilla - State Farm Insurance Agent777 W Vista Way building b(760) 726-2282
6American Tri-Star Insurance Services Vista902 S Santa Fe Ave # B(760) 758-1600
7Farmers Insurance - Eleazar Garcia639 S Santa Fe Ave Ste A(858) 480-9943
8TWT Insurance Services170 Eucalyptus Ave(760) 205-3907
9A-MAX Insurance759 E Vista Way(760) 305-9600
10Vamonos Insurance Services1110 N Santa Fe Ave ste b(760) 536-3625
XR
1295 E Vista Way
Ximena Rosas - State Farm Insurance Agent
Home Insurance Agent · Vista, CA

Ximena Rosas - State Farm Insurance Agent serves homeowners throughout San Diego County from its Vista, California location. The agency provides standard home insurance policies that protect dwellings, personal belongings, and liability risks for local property owners. It also offers coverage options for additional structures on the same property. Clients can discuss customized packages including protection against common regional hazards like wildfires and landslides. The office handles renters insurance for tenants and landlord policies for residential investment properties in the area.

PL
1990 S Santa Fe Ave
Pay Low Insurance
Home Insurance Agent · Vista, CA

Pay Low Insurance serves Vista, California, and the surrounding communities in northern San Diego County. It handles home insurance policies designed to protect residential properties against common local risks like fire, theft, and storm damage. The agent works with homeowners to understand their specific coverage needs. To provide each client with a clear picture of their options, it compares different policy features in a straightforward manner. When handling a typical job, the agent reviews property details and recommends coverage that aligns with the client's budget and protection requirements.

AS
328 Vista Village Dr ste h
Adriana's Insurance Services
Home Insurance Agent · Vista, CA

Adriana's Insurance Services in Vista, California, helps homeowners, renters, and property managers secure coverage for their properties. The agency assists clients in understanding policy options that protect dwellings, personal belongings, and liability. It serves families and individuals looking to safeguard their homes against common local risks such as fire, wind, or theft. Its experienced team works with residents to find appropriate plans tailored to individual needs. This Vista-based agency also extends its home insurance services to the neighboring communities of Oceanside and Carlsbad along the coastal North County region.

FI
707 Civic Center Dr #208
Farmers Insurance - Austin Heiland
Home Insurance Agent · Vista, CA

Farmers Insurance - Austin Heiland in Vista, California offers both one-time policy setup and ongoing coverage management for homeowners, the latter including periodic reviews to adjust for property value changes. This agency provides standard home insurance coverage tailored to local risks such as coastal weather or wildfire conditions. Clients can expect assistance with policy selection and claims filing as these needs arise. Service runs on an as-needed basis for initial quotes or claim support, with scheduled annual check-ins for existing policies if requested.

AP
777 W Vista Way building b
Andre Padilla - State Farm Insurance Agent
Home Insurance Agent · Vista, CA

Andre Padilla - State Farm Insurance Agent offers home insurance policies to property owners in the Vista, CA area. Services include coverage consultations to help clients understand policy options and deductible choices. Annual policy reviews are available to update coverage as home values change. Claim assistance is provided to help navigate the process after a loss. The agency services single-family homes, apartments, retail storefronts, and local restaurants.

AT
902 S Santa Fe Ave # B
American Tri-Star Insurance Services Vista
Home Insurance Agent · Vista, CA

American Tri-Star Insurance Services Vista assists homeowners, businesses, and property managers in Vista, California, with their home insurance coverage needs. The agency provides guidance on standard policies that protect residential structures and personal belongings from common risks in the region. Clients can discuss options for liability protection and additional endorsements that may be relevant for properties in this coastal area. The firm also serves clients in the Oceanside metro area and nearby communities throughout northern San Diego County.

FI
639 S Santa Fe Ave Ste A
Farmers Insurance - Eleazar Garcia
Home Insurance Agent · Vista, CA

Farmers Insurance - Eleazar Garcia serves Vista, California, and the surrounding communities in San Diego County. It handles home insurance policies designed to protect residential properties from common risks. The company assists clients with coverage for dwelling damage, personal belongings, and liability protection. Recognizing that each property has unique needs, the agency offers personalized consultations to assess individual risk factors. For a typical job, it reviews the property’s specific features and the client’s situation to recommend appropriate policy options.

TI
170 Eucalyptus Ave
TWT Insurance Services
Home Insurance Agent · Vista, CA

For homeowners, a home insurance agent can assist with a one-time policy review or provide ongoing service through annual policy updates. Whether addressing a new property purchase or adjusting existing coverage, an agent helps match a homeowner’s needs with a suitable plan. TWT Insurance Services serves Vista, CA, offering home insurance agent support for local residents. Their service operates on a one-time, scheduled, or as-needed basis, depending entirely on the client’s immediate requirements and long-term planning preferences.

MI
759 E Vista Way
A-MAX Insurance
Home Insurance Agent · Vista, CA
VI
1110 N Santa Fe Ave ste b
Vamonos Insurance Services
Home Insurance Agent · Vista, CA

As coastal wildfire season approaches, homeowners in Vista seek reliable protection for their properties. Vamonos Insurance Services provides dedicated home insurance agent services to guide local residents through policy options tailored to single-family homes, condominiums, and townhouses. The agent reviews coverage structures for dwelling, personal property, and liability, helping clients understand deductibles and replacement cost provisions. Clients are encouraged to schedule a personal consultation where the agent will assess the home’s construction, safety features, and specific risk exposures before presenting a customized plan.

AD
664 E Vista Way G
All Discount Insurance Services Inc
Home Insurance Agent · Vista, CA
(760) 630-4555
alldiscountins.com
MA
1116 Sycamore Ave ste A
McArthur & Associates Insurance Agency LLC
Home Insurance Agent · Vista, CA
(760) 599-9300
mcarthurins.com
I4
500 Hacienda Dr
Insurance 4 Less
Home Insurance Agent · Vista, CA
(760) 639-0040
insurance4less.net
PS
1580 S Melrose Dr Ste 115
Peter Salmon: Allstate Insurance
Home Insurance Agent · Vista, CA
(760) 597-4866
agents.allstate.com/peter-salmon-vista-ca.html
AI
2142 Industrial Ct STE E
Amato Insurance Agency
Home Insurance Agent · Vista, CA
(760) 730-5066
PU
2070 Hacienda Dr C
Prestige Unlimited Insurance
Home Insurance Agent · Vista, CA
(760) 631-1150
prestigeunlimitedinsurance.com
TI
1365 W Vista Way STE 200
Tague Insurance Agency
Home Insurance Agent · Vista, CA
(760) 509-4667
tagueins.com
AG
1341 Distribution Way STE 20
Assure Group Insurance Agency
Home Insurance Agent · Vista, CA
(858) 381-4004

What Does a a Home Insurance Agent in Vista Cost?

In California the average annual home insurance premium is around 1200 to 1500 dollars but rates vary widely by location and home value. In Vista costs may be higher due to wildfire risk. Earthquake insurance adds 800 to 3000 dollars per year depending on the home and deductible. Actual costs depend on your homes age construction and coverage limits. This is general information not insurance advice.

About home insurance agents in Vista

A home insurance agent in Vista California can help you find a policy that meets state requirements and protects your property. California law requires insurers to offer earthquake coverage as an add-on to standard homeowners policies. Agents in Vista understand local risks like wildfires and can explain the California FAIR Plan for high risk homes.

Frequently Asked Questions

What does a home insurance agent in Vista do?

A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain deductibles liability limits and special endorsements for California risks like fire and earthquake. They also assist with claims and policy changes.

Do I need earthquake insurance in Vista California?

California law does not require earthquake insurance but insurers must offer it as a separate policy or endorsement. Vista is near fault lines so many homeowners choose this coverage. An agent can show you the cost and deductible options.

How does wildfire risk affect home insurance in Vista?

Wildfire risk is high in parts of Vista and can make it harder to find standard coverage. Agents can help you apply for the California FAIR Plan if private insurers decline you. They also advise on home hardening steps that may lower premiums.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.