The top-rated home insurance agent in Ventura, California is Salena Bracamontes - State Farm Insurance Agent, rated 5.0 stars across 550 reviews. Other highly rated options include AAA Ventura Insurance and Member Services, Ken Caparoni - State Farm Insurance Agent, Irene V Henry - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Ventura.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salena Bracamontes - State Farm Insurance Agent | 10235 Telephone Rd D | (805) 647-7600 |
| 2 | AAA Ventura Insurance and Member Services | 1501 S Victoria Ave | (805) 644-7171 |
| 3 | Ken Caparoni - State Farm Insurance Agent | 1583 Spinnaker Dr Ste 210 | (805) 653-5033 |
| 4 | Irene V Henry - State Farm Insurance Agent | 1445 Donlon St STE 8 | (805) 650-9900 |
| 5 | Dena Rogers - State Farm Insurance Agent | 970 S Petit Ave UNIT 14 | (805) 642-9715 |
| 6 | John E. Peakes Insurance Agency, Inc. | 1445 Donlon St STE 6 | (866) 690-4787 |
| 7 | Farmers Insurance - Gloria Kilmer | 1445 Donlon St STE 11 | (805) 642-1350 |
| 8 | Forward Insurance Agency | 2686 Johnson Dr #201 | (805) 292-3377 |
| 9 | Stephanie Sipe - State Farm Insurance Agent | 7880 Telegraph Rd c | (805) 941-3300 |
| 10 | Best Access Insurance | 3445 Telegraph Rd #102 | (805) 650-9411 |
Salena Bracamontes - State Farm Insurance Agent serves the Ventura, California metro area as a home insurance agent. The agency assists homeowners with protecting their properties against common regional risks, including wildfires and earthquakes. It works with clients to select appropriate coverage levels for dwelling structures and personal belongings. The agency also provides guidance on liability protection for residential properties. Among the specific services it handles in this area are comprehensive home insurance policies and rental property insurance for landlords.
AAA Ventura Insurance and Member Services offers a range of home insurance solutions tailored to local property needs, including standard coverage and customizable policy options. It provides ongoing service through maintenance plans that help policyholders review their coverage regularly and adjust for changes in property value or risk. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the Ventura, CA area.
Ken Caparoni - State Farm Insurance Agent in Ventura, CA, serves homeowners, businesses, and property managers seeking residential property coverage. The agency provides guidance on protecting structures and personal belongings against common California perils, including wildfire and earthquake damage. Clients receive help evaluating deductible options and liability limits to match their specific property needs. Ken Caparoni also extends home insurance services to residents in neighboring Ojai and the surrounding Ventura County communities.
Serving Ventura and the surrounding communities, Irene V Henry - State Farm Insurance Agent handles home insurance policies designed to protect local homeowners from common regional risks. Their work typically covers the dwelling itself, personal belongings, and liability protection against accidents on the property. For each client, they begin by assessing the specific value of the home and its contents, then match those needs with appropriate coverage limits and deductibles. To complete a typical job, they walk through each section of the policy with the homeowner to ensure clarity before binding the coverage.
Dena Rogers - State Farm Insurance Agent in Ventura, CA, helps clients distinguish between a one-time policy purchase and scheduled, recurring coverage updates to ensure lasting protection. As a home insurance agent, the service provides policies tailored to protect residential property and personal belongings against common regional risks like fire and liability. Coverage options are selected to match the home’s value and the homeowner’s needs. All service, from initial quotes to policy reviews, operates on both a one-time and as-needed basis for each client.
John E. Peakes Insurance Agency, Inc. specializes in tailoring home insurance policies to individual property and risk profiles, then provides ongoing guidance on coverage options and policy adjustments. Serving the Ventura, California area, it helps residents protect their homes and personal belongings against common perils. As seasons change, the agency assists clients in reviewing their policies before the local fire season begins, ensuring adequate protection for increased wildfire exposure.
Farmers Insurance - Gloria Kilmer specializes in tailoring homeowners policies to meet the specific needs of Ventura properties, offering coverage for fire, liability, and personal belongings. The agency also provides general insurance services, including renters and condominium coverage, designed to protect local assets and financial stability. In this coastal region, the firm helps address concerns related to seasonal wildfire threats and the potential damage from summer dry spells or Santa Ana winds.
Forward Insurance Agency assists homeowners in Ventura, California, with securing policies that protect residential property against common perils. The company specializes in helping clients review and add valuable endorsements, such as coverage for earthquakes or high-value personal belongings, to their standard plans. Adjusting the terms of a policy to address local wildfire risks is another area of focus. Commercial operations, including offices, warehouses, and food service businesses, can also obtain tailored insurance solutions for their specific property and liability exposures.
As Ventura’s seasonal weather patterns can bring both coastal moisture and fire risk, Stephanie Sipe - State Farm Insurance Agent helps local homeowners review their policies to ensure sufficient dwelling and liability coverage. The office works with residents to understand how area-specific factors like brush proximity or ocean winds affect their protection. After an initial consultation, the agent schedules a walkthrough of the property to assess its condition and identify any potential risk points that may influence coverage needs.
Best Access Insurance provides residential home insurance services for homeowners in Ventura and the surrounding areas, helping them protect their primary residences with tailored coverage options. The agency also offers commercial insurance policies to meet the needs of local business owners seeking property protection within the region. After helping clients select appropriate plans, the agency remains available for follow-up questions and can assist with policy adjustments between regular renewal visits.
What Does a a Home Insurance Agent in Ventura Cost?
In California the average annual home insurance premium is around 1,200 to 1,500 dollars but costs in Ventura can be higher due to wildfire and coastal risks. A typical policy for a single-family home might range from 800 to 2,500 dollars per year depending on the home value, location, and coverage limits. Actual costs vary by your specific property and chosen coverages. This is general information and not insurance advice.
About home insurance agents in Ventura
A home insurance agent in Ventura California helps you find coverage for your house and belongings. Ventura is near the coast so policies often include special provisions for earthquake and flood risks. California law requires insurers to offer earthquake coverage but you must buy it separately from your standard home policy.
Frequently Asked Questions
What does a home insurance agent in Ventura do?
A home insurance agent compares policies from different companies to find coverage that fits your needs. They explain deductibles, liability limits, and endorsements for risks like wildfire or theft. They also help you file claims and update your policy when you make home improvements.
Do I need earthquake insurance in Ventura California?
California law requires insurers to offer earthquake coverage when you buy a home policy. However you are not required to buy it. In Ventura the risk of earthquakes is moderate so many homeowners choose to add this coverage for extra protection.
How can I lower my home insurance cost in Ventura?
You can lower your cost by increasing your deductible, bundling home and auto policies, and installing safety features like smoke alarms and fire sprinklers. Some insurers offer discounts for newer roofs or for homes with wildfire-resistant materials. Ask your agent about all available discounts.
Home Insurance Agents in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Auburn · Azusa · Bakersfield · Baldwin Park