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Find Home Insurance Agents Near You in South Lake Tahoe, CA

Browse home insurance agents serving South Lake Tahoe, California. Updated 2026-07-14.

The top-rated home insurance agent in South Lake Tahoe, California is Jon Hetherton --Farmers Insurance, rated 4.9 stars across 45 reviews. Other highly rated options include Greater Sierra Insurance Services, Insurance Agency, Inc, Dick Horn - State Farm Insurance Agent. This directory lists 13 home insurance agents serving South Lake Tahoe.

Showing 13 home insurance agents in South Lake Tahoe, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jon Hetherton --Farmers Insurance1014 Blue Lake Ave(530) 541-7500
2Greater Sierra Insurance Services1233 Ski Run Blvd #1(530) 542-2757
3Insurance Agency, Inc1156 Emerald Bay Rd(530) 541-7797
4Dick Horn - State Farm Insurance Agent3351 Lake Tahoe Blvd #3(530) 544-4100
5Health and Supplement Insurance Services3330 Lake Tahoe Blvd(775) 624-9045
6Tahoe Homeowner Insurance - Erika Stevens3330 Lake Tahoe Blvd Ste 14(530) 541-2116
7TrailView Insurance Agency3079 Harrison Ave #12(909) 333-5033
8First Professional Market Insurance Services2494 Lake Tahoe Blvd(530) 541-2225
9Old Republic Title2482 Lake Tahoe Blvd(530) 544-0100
10Nationwide Insurance: Aduna Insurance3079 Harrison Ave(323) 564-5056
JH
1014 Blue Lake Ave
Jon Hetherton --Farmers Insurance
Home Insurance Agent · South Lake Tahoe, CA

Jon Hetherton -- Farmers Insurance serves the South Lake Tahoe, California area. As a home insurance agent, the company helps local residents find policies that cover potential risks to their property. The agency works with homeowners to secure protection for the structure and personal belongings within. South Lake Tahoe properties often face unique exposures from heavy snowfall and wildfire threat. Understanding these conditions is part of the service provided. The company specifically handles policies for vacation homes and primary residences in this mountain community.

GS
1233 Ski Run Blvd #1
Greater Sierra Insurance Services
Home Insurance Agent · South Lake Tahoe, CA

Greater Sierra Insurance Services provides home insurance coverage options for property owners in South Lake Tahoe, California. Helping clients assess their dwelling and liability needs, it offers consultation on policy customization and risk management. The office supports file maintenance by reviewing coverage annually to align with changing property values and local wildfire exposure concerns. It services single-family homes, apartments, retail, and restaurants.

IA
1156 Emerald Bay Rd
Insurance Agency, Inc
Home Insurance Agent · South Lake Tahoe, CA

Insurance Agency, Inc serves local homeowners and property managers in the South Lake Tahoe area by helping them secure coverage tailored to residential properties. The company assists clients in navigating policy options that address common regional risks, such as seasonal weather events and proximity to forested terrain. This home insurance agent also provides guidance on protecting vacation rentals and second homes typical of the market. Its service area extends into neighboring communities like Meyers, ensuring coverage options remain accessible to a broader portion of the Lake Tahoe basin.

DH
3351 Lake Tahoe Blvd #3
Dick Horn - State Farm Insurance Agent
Home Insurance Agent · South Lake Tahoe, CA

Dick Horn - State Farm Insurance Agent serves South Lake Tahoe, CA, and the surrounding Sierra Nevada communities. The agency handles homeowners insurance policies tailored to protect mountain properties against common risks like snow damage and wildfire. A typical job starts with a thorough review of a client’s coverage needs based on their property’s location and construction. The agent then works directly with the homeowner to explain policy options and adjust deductibles or endorsements to fit their budget and risk tolerance.

HS
3330 Lake Tahoe Blvd
Health and Supplement Insurance Services
Home Insurance Agent · South Lake Tahoe, CA

Health and Supplement Insurance Services focuses on matching homeowners with tailored policies that address unique property exposures in South Lake Tahoe. It offers general coverage consultations for standard dwelling protection, personal liability, and contents insurance. The agency reviews policy details to ensure adequate limits for local risks like wildfire ember intrusion or heavy snow loads. It provides guidance on supplemental endorsements for replacement cost valuation or sewer backup. In winter, the company helps homeowners verify that ice dam coverage and roof collapse provisions are actively included in their existing plans.

TH
3330 Lake Tahoe Blvd Ste 14
Tahoe Homeowner Insurance - Erika Stevens
Home Insurance Agent · South Lake Tahoe, CA

Tahoe Homeowner Insurance - Erika Stevens in South Lake Tahoe, California, distinguishes between one-time policy shopping and ongoing coverage management. The agency helps local homeowners secure property protection tailored to the area’s specific risks, including wildfire and snow damage. Their services run on a one-time, scheduled, or as-needed basis, with in-person consultations available for new policies and annual reviews offered before renewal periods.

TI
3079 Harrison Ave #12
TrailView Insurance Agency
Home Insurance Agent · South Lake Tahoe, CA

With heavy snowfall and winter runoff a recurring concern for South Lake Tahoe homeowners, TrailView Insurance Agency provides home insurance policies tailored to protect against these regional weather risks. The company works to match coverage with the specific needs of local properties, accounting for mountain terrain and lake proximity. Their process begins with a thorough review of a home’s structure and susceptibility to damage. A consultation is scheduled to assess the property and identify the most suitable policy options.

FP
2494 Lake Tahoe Blvd
First Professional Market Insurance Services
Home Insurance Agent · South Lake Tahoe, CA

First Professional Market Insurance Services provides residential home insurance coverage for properties in South Lake Tahoe, California, tailoring policies to protect against local risks. The agency also handles commercial insurance needs for area businesses. Its service area encompasses the surrounding Lake Tahoe region. Clients receive ongoing support and can easily reach the agency for policy adjustments or to file claims between renewal periods, ensuring their coverage remains current throughout the year.

OR
2482 Lake Tahoe Blvd
Old Republic Title
Home Insurance Agent · South Lake Tahoe, CA

Old Republic Title is known for guiding homeowners through insurance decisions in South Lake Tahoe, California. Its agents help clients evaluate policies that protect against common local perils, such as wildfire and snowfall damage. The company recommends coverage amounts based on regional rebuilding costs and property values near the lake. For homeowners seeking additional protection, it offers specialized flood insurance options tailored to properties in designated flood zones.

NI
3079 Harrison Ave
Nationwide Insurance: Aduna Insurance
Home Insurance Agent · South Lake Tahoe, CA

Nationwide Insurance: Aduna Insurance helps clients in South Lake Tahoe, CA, secure coverage for their homes against common local risks such as fire and snow damage. The agency can also add specialty endorsements to policies, including protection for valuable personal property items like jewelry or electronics. It serves commercial sectors such as offices, warehouses, and food service establishments.

BA
987 Edgewood Cir # E
Bob Attinger Medical Insurance
Home Insurance Agent · South Lake Tahoe, CA
(530) 544-2875
NI
3053 Harrison Ave #202
NATIONAL INSURANCE PROS
Home Insurance Agent · South Lake Tahoe, CA
(530) 600-4025
TP
3330 Lake Tahoe Blvd #7
Tax Preparer Errors and Omissions Insurance
Home Insurance Agent · South Lake Tahoe, CA
(530) 548-5525

What Does a a Home Insurance Agent in South Lake Tahoe Cost?

Home insurance costs in California vary widely. For a typical single family home in South Lake Tahoe, annual premiums often range from 1200 to 4000 dollars. Factors include home value, construction type, wildfire risk score, and deductible amount. Policies with higher deductibles usually have lower premiums. This is general information and not insurance advice.

About home insurance agents in South Lake Tahoe

Home insurance agents in South Lake Tahoe help residents protect homes from wildfire, snow damage, and other local risks. California law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain how the California FAIR Plan provides basic fire coverage for high risk areas.

Frequently Asked Questions

What does a home insurance agent do in South Lake Tahoe?

A home insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and endorsements for mountain properties. They also assist with claims and policy changes.

Do I need special coverage for a vacation rental in South Lake Tahoe?

Yes, standard home insurance may not cover short term rentals. You need a landlord or vacation rental policy. California law requires disclosure of rental use to your insurer.

How does wildfire risk affect home insurance in South Lake Tahoe?

Wildfire risk can increase premiums or limit available carriers. The California FAIR Plan offers basic fire coverage for properties that cannot get standard insurance. Agents can help you combine a FAIR Plan policy with a difference in conditions policy for broader protection.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.