ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsCalifornia › Santa Rosa

Find Home Insurance Agents Near You in Santa Rosa, CA

Browse home insurance agents serving Santa Rosa, California. Updated 2026-07-14.

The top-rated home insurance agent in Santa Rosa, California is Eddie Sandoval - State Farm Insurance Agent, rated 4.9 stars across 265 reviews. Other highly rated options include Acceptance Insurance, Freeway Insurance, Barber Insurance Agency. This directory lists 21 home insurance agents serving Santa Rosa.

Showing 21 home insurance agents in Santa Rosa, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Eddie Sandoval - State Farm Insurance Agent348 College Ave(707) 536-9492
2Acceptance Insurance1331 Guerneville Rd Ste R(707) 312-7045
3Freeway Insurance320 W 3rd St Ste F(707) 394-6671
4Barber Insurance Agency620 College Ave(707) 526-7900
5Valley West Insurance Services1630 Sebastopol Rd #102(707) 575-9378
6James Tuttle: Allstate Insurance2616 Santa Rosa Ave(707) 579-0805
7Cost-U-Less Insurance2790 Santa Rosa Ave Ste E(707) 652-9474
8Jeff Lecoeuche Insurance Agency, Inc.726 Mendocino Ave(707) 526-5222
9Farmers Insurance - Jeff Lecoeuche726 Mendocino Ave Ste A(707) 523-0908
10Farmers Insurance - Frank Nappi618 4th St Ste 213&215(707) 244-4555
ES
348 College Ave
Eddie Sandoval - State Farm Insurance Agent
Home Insurance Agent · Santa Rosa, CA

Eddie Sandoval - State Farm Insurance Agent in Santa Rosa, CA, offers a range of home insurance policies designed to protect homeowners from financial loss. Services include coverage for dwelling damage, personal property, liability, and additional living expenses. Service and maintenance plans can be customized to fit individual needs. The agency assists clients in selecting appropriate coverage limits and deductibles. It services single-family homes, apartments, retail spaces, and restaurants throughout the local area.

AI
1331 Guerneville Rd Ste R
Acceptance Insurance
Home Insurance Agent · Santa Rosa, CA

Acceptance Insurance of Santa Rosa, California, is known for providing local homeowners with liability protection and dwelling coverage tailored to the region's housing stock. Its service range includes standard policies for single-family homes, as well as bundling options for auto insurance to streamline clients’ premiums. The agency works with carriers that often offer gap coverage for unexpected property damage not fully covered by a basic plan. A specialty service it can add on is flood insurance, addressing risks common in this area.

FI
320 W 3rd St Ste F
Freeway Insurance
Home Insurance Agent · Santa Rosa, CA

Freeway Insurance offers residential home insurance service in Santa Rosa, California, helping local homeowners protect their property and belongings. Commercial coverage is also available for business properties throughout the surrounding area. Agents work with clients to explain policy options and find appropriate protection for different needs. After a policy is placed, the office follows up as coverage renews or when policyholders require updates between regular service visits.

BI
620 College Ave
Barber Insurance Agency
Home Insurance Agent · Santa Rosa, CA

Barber Insurance Agency serves Santa Rosa and the surrounding Sonoma County area as a home insurance agent. It helps local homeowners secure coverage for their property against common regional risks, including wildfires and seasonal storms. The agency works with clients to find policies that protect structures and personal belongings. It also assists with liability coverage for accidents that occur on residential property. Specific services include tailoring a homeowners policy to address the unique requirements of a home in Santa Rosa and advising on appropriate dwelling coverage limits for the area.

VW
1630 Sebastopol Rd #102
Valley West Insurance Services
Home Insurance Agent · Santa Rosa, CA

Valley West Insurance Services serves homeowners, landlords, and property managers in Santa Rosa, California, offering personalized home insurance agent services to help protect residential properties. They guide clients through policy options, coverage limits, and deductible choices tailored to individual needs. The agency also assists with risk assessments and claims support for local homeowners. Their service area extends to the neighboring community of Rohnert Park, providing additional coverage for property owners in that part of Sonoma County.

JT
2616 Santa Rosa Ave
James Tuttle: Allstate Insurance
Home Insurance Agent · Santa Rosa, CA

James Tuttle: Allstate Insurance serves Santa Rosa, California, and the surrounding communities of Sonoma County. The agency handles home insurance policies that protect against common risks such as fire, theft, and weather damage. It works with homeowners to evaluate their property’s specific coverage needs. For a typical job, it reviews the home’s structure and contents, then tailors a policy that offers adequate financial protection and peace of mind.

CU
2790 Santa Rosa Ave Ste E
Cost-U-Less Insurance
Home Insurance Agent · Santa Rosa, CA

Cost-U-Less Insurance serves the Santa Rosa, California area, providing home insurance agent services to local homeowners. It offers policies that protect residential properties against common perils such as fire, theft, and weather-related damage. The agency also helps clients find appropriate coverage options that meet standard lending and personal asset protection requirements. In this region, Cost-U-Less Insurance specifically handles single-family home policies and renters insurance plans.

JL
726 Mendocino Ave
Jeff Lecoeuche Insurance Agency, Inc.
Home Insurance Agent · Santa Rosa, CA

Jeff Lecoeuche Insurance Agency, Inc. in Santa Rosa, CA helps clients distinguish between a one-time policy purchase for a newly acquired home and the ongoing protection of a recurring annual homeowners plan. Coverage is tailored for the local structures and personal property against common Northern California risks like fire, theft, and storm damage. Adjustments to limits and deductibles are possible whenever needs shift. Their appointment schedule for discussing or modifying coverage operates entirely on an as-needed basis.

FI
726 Mendocino Ave Ste A
Farmers Insurance - Jeff Lecoeuche
Home Insurance Agent · Santa Rosa, CA

Farmers Insurance - Jeff Lecoeuche provides tailored homeowners insurance packages that include dwelling, liability, and personal property coverage. It serves residents throughout Santa Rosa and the surrounding Sonoma County area, offering personalized assessments to match policies with individual property needs. The agency also assists with bundling home and auto policies for potential discounts. For those living near wildfire-prone zones, it helps review and adjust coverage limits each spring to prepare for the region's high fire risk season.

FI
618 4th St Ste 213&215
Farmers Insurance - Frank Nappi
Home Insurance Agent · Santa Rosa, CA
SI
3558 Round Barn Blvd Suit 200
Stonefield Insurance Brokers
Home Insurance Agent · Santa Rosa, CA
(707) 522-7542
stonefieldinsurance.com
MI
443 Dutton Ave
Maximo Insurance Services Inc
Home Insurance Agent · Santa Rosa, CA
(707) 544-8000
maximoinsurance.com/index.html
LI
1791 Marlow Rd
Lemus Insurance Agency & Car Registration
Home Insurance Agent · Santa Rosa, CA
(707) 623-9383
lemusinsurance.com
VI
445 Orchard St # 111
Vassallo Insurance Services LLC
Home Insurance Agent · Santa Rosa, CA
(707) 527-3150
vassallo-insurance.com
LI
100 Stony Point Rd # 270
Loewen Insurance Services
Home Insurance Agent · Santa Rosa, CA
(707) 528-8483
loewenins.com
LI
2240 Professional Dr
Lehr Insurance Agency, Inc.: Allstate Insurance
Home Insurance Agent · Santa Rosa, CA
(707) 546-3700
agents.allstate.com/lehr-insurance-agency-inc-santa-rosa-ca.html
AS
620 Sebastopol Rd
Auto Savers Plus Insurance Agency, LLC
Home Insurance Agent · Santa Rosa, CA
(707) 523-1888
autosaverplus.com
FI
1275 4th St STE 105
Farmers Insurance - Robert Stroud
Home Insurance Agent · Santa Rosa, CA
(707) 546-2010
agents.farmers.com/ca/santa-rosa/robert-stroud
SC
902 Stevenson St
Sadler & Company Insurance Brokers
Home Insurance Agent · Santa Rosa, CA
(707) 595-1182
sadlerinc.com
GP
175 W College Ave
George Petersen Insurance Agency
Home Insurance Agent · Santa Rosa, CA
(707) 525-4150
gpins.com
RI
1516 Sebastopol Rd
Rivera Insurance Agency
Home Insurance Agent · Santa Rosa, CA
(707) 578-4229
gabbyinsuranceagency.com

What Does a a Home Insurance Agent in Santa Rosa Cost?

The average cost of home insurance in California is around $1,200 to $1,800 per year for a standard policy. In Santa Rosa, premiums may be higher due to wildfire risk, often ranging from $1,500 to $3,000 annually. Earthquake insurance adds $500 to $1,500 per year depending on your homes location and construction. These are general estimates and your actual cost will vary based on your home value, coverage limits, and deductible choices. This is general information and not insurance advice.

About home insurance agents in Santa Rosa

Home insurance agents in Santa Rosa, California help you find coverage for your property including protection against fire and earthquake risks. California law requires insurers to offer earthquake coverage as an add-on to standard home policies. Local agents understand the specific needs of Santa Rosa homeowners including wildfire safety and rebuilding costs.

Frequently Asked Questions

What does a home insurance agent in Santa Rosa do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy details like dwelling coverage, personal property protection, and liability limits. Agents also assist with claims and policy changes after you buy a home.

Do I need earthquake insurance in Santa Rosa California?

Earthquake insurance is not required by law but is strongly recommended in California. The California Earthquake Authority offers policies through private insurers. Your home insurance agent can explain the cost and coverage options available to you.

How does wildfire risk affect home insurance in Santa Rosa?

Wildfire risk can make it harder to find affordable home insurance in Santa Rosa. Some insurers may limit coverage in high risk areas. An agent can help you find companies that still write policies in Sonoma County and advise on mitigation steps to lower your premium.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.