ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsCalifornia › Santa Maria

Find Home Insurance Agents Near You in Santa Maria, CA

Browse home insurance agents serving Santa Maria, California. Updated 2026-07-14.

The top-rated home insurance agent in Santa Maria, California is Donna Randolph - State Farm Insurance Agent, rated 5.0 stars across 216 reviews. Other highly rated options include Cost-U-Less Insurance, Glenna Ledbetter Insurance, Fiesta Auto Insurance & Tax Service. This directory lists 20 home insurance agents serving Santa Maria.

Showing 20 home insurance agents in Santa Maria, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Donna Randolph - State Farm Insurance Agent1650 S Broadway(805) 925-4610
2Cost-U-Less Insurance401 N Broadway Ste 1(805) 250-0605
3Glenna Ledbetter Insurance440 E Clark Ave(805) 937-4516
4Fiesta Auto Insurance & Tax Service1523 S Broadway Ste A&B(805) 991-4200
5Allstate Insurance: Premier Blue Insurance Solutions, Inc1640 N Broadway(805) 349-9141
6Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.125 E Stowell Rd STE 101(805) 922-5551
7AAA Santa Maria Insurance and Member Services2033 S Broadway(805) 922-5731
8Antonio Mendoza - State Farm Insurance Agent1103 E Clark Ave Ste D(805) 354-5886
9Michelle Horenberger: Allstate Insurance2125 S Broadway STE 105(805) 348-1665
10Pacific Elite Insurance Services1750 S Broadway H(805) 357-5597
DR
1650 S Broadway
Donna Randolph - State Farm Insurance Agent
Home Insurance Agent · Santa Maria, CA

Donna Randolph - State Farm Insurance Agent serves the Santa Maria, California area as a local home insurance agent. This office provides standard homeowners insurance policies that protect single-family residences against common perils such as fire, theft, and weather-related damage. The agency also helps local homeowners with liability coverage and personal property protection options. In addition, this location offers flood insurance policies and renters insurance for tenants in the Santa Maria region.

CU
401 N Broadway Ste 1
Cost-U-Less Insurance
Home Insurance Agent · Santa Maria, CA

Cost-U-Less Insurance in Santa Maria, California provides residential home insurance coverage to local homeowners, protecting property and personal belongings against common regional risks. Commercial coverage is also available for small business owners seeking to insure their premises and liabilities throughout the Santa Maria area. As clients update policies or purchase new properties, the agency offers smooth follow-up service between regular visits to adjust coverage as needs evolve.

GL
440 E Clark Ave
Glenna Ledbetter Insurance
Home Insurance Agent · Santa Maria, CA

Glenna Ledbetter Insurance serves homeowners in Santa Maria, California, offering standard home insurance policies that protect dwellings and personal property. The agency also assists property managers and small business owners in finding appropriate coverage for their structures and liability needs. Policies are written with the aim of providing financial protection against common regional risks such as fire and wind damage. The company’s coverage area additionally includes residents in the neighboring communities of Orcutt and Nipomo.

FA
1523 S Broadway Ste A&B
Fiesta Auto Insurance & Tax Service
Home Insurance Agent · Santa Maria, CA

Fiesta Auto Insurance & Tax Service is a home insurance agent serving Santa Maria, California. The agency assists homeowners in selecting coverage to protect their property and personal belongings against common risks. It works with clients to tailor policies that fit individual needs and budgets within the local housing market. As a full-service provider, the company can also add tax preparation services to support homeowners with filings throughout the year.

AI
1640 N Broadway
Allstate Insurance: Premier Blue Insurance Solutions, Inc
Home Insurance Agent · Santa Maria, CA

Serving homeowners in Santa Maria and surrounding communities in Santa Barbara County, Allstate Insurance: Premier Blue Insurance Solutions, Inc handles residential property insurance policies. The agency helps local clients select coverage for their homes, personal belongings, and liability risks. To handle a typical job, it reviews each homeowner's specific property details and coverage needs to recommend an appropriate policy that addresses local weather and liability concerns.

AI
125 E Stowell Rd STE 101
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.
Home Insurance Agent · Santa Maria, CA

Allstate Insurance Agent: Santa Maria Insurance Agency, Inc., located in Santa Maria, CA, handles both one-time policy purchases for immediate coverage needs and ongoing annual renewals for continuous protection. Their home insurance offerings help safeguard local residences against common regional risks like fire and weather damage. Coverage can include the dwelling structure, personal belongings, and liability protection for the property owner. Service is available on an as-needed basis for policy inquiries and claims support, and on a scheduled basis for regular policy review sessions each term.

AS
2033 S Broadway
AAA Santa Maria Insurance and Member Services
Home Insurance Agent · Santa Maria, CA

AAA Santa Maria Insurance and Member Services provides a comprehensive range of coverage options tailored to protect residential and commercial properties. Its service approach focuses on helping clients understand policy details and navigate claims processes efficiently. The agency also offers guidance on routine maintenance plans to minimize risks and prevent common losses. Typical properties serviced include single-family homes, condominiums, apartments, retail spaces, and restaurants.

AM
1103 E Clark Ave Ste D
Antonio Mendoza - State Farm Insurance Agent
Home Insurance Agent · Santa Maria, CA

Antonio Mendoza - State Farm Insurance Agent provides specialized home insurance policies covering dwelling, personal property, and liability protection. It serves homeowners throughout Santa Maria, California, tailoring coverage limits and deductibles to individual property needs and budget considerations. The agency assists clients with routine policy reviews, claims filing guidance, and adjustments for renovations or major purchases. With the region's wildfire and earthquake exposure, it helps residents reassess their dwelling coverage and add important endorsements before the peak dry season arrives.

MH
2125 S Broadway STE 105
Michelle Horenberger: Allstate Insurance
Home Insurance Agent · Santa Maria, CA

As the Central Coast wildfire season approaches each year, homeowners in Santa Maria turn to Michelle Horenberger: Allstate Insurance for reliable coverage guidance. This local home insurance agent helps residents assess their property risks, from dry brush exposure to older roofing materials. Personal consultations ensure each policy reflects the unique needs of a home, whether it is a downtown bungalow or an agricultural property on the outskirts. After discussing typical local perils, the agent schedules a walkthrough inspection to identify specific structural details and recommend appropriate protection levels.

PE
1750 S Broadway H
Pacific Elite Insurance Services
Home Insurance Agent · Santa Maria, CA
SI
1975 S Broadway Suite K
Smartway Insurance Services Inc
Home Insurance Agent · Santa Maria, CA
(805) 631-5255
savewithsmartway.com
HI
1125 E Clark Ave Suite A1- #1
Hometown Insurance Services
Home Insurance Agent · Santa Maria, CA
(805) 922-3351
askhometown.com
CH
526 E Mill St
California Heritage Insurance Services
Home Insurance Agent · Santa Maria, CA
(805) 925-0020
calheritageins.com
ES
830 W Main St suite 100
Eagle Service Insurance Agency
Home Insurance Agent · Santa Maria, CA
(805) 346-6105
eagleserviceins.com
LI
415 S Broadway
LATINOS INSURANCE AGENCY
Home Insurance Agent · Santa Maria, CA
(805) 862-4904
latinosinsurances.com
CA
121 N Broadway
Coast Auto Insurance
Home Insurance Agent · Santa Maria, CA
(805) 925-1990
coastautoinsurance.com
LC
204 E Enos Dr B
Leavitt Coastal Valley
Home Insurance Agent · Santa Maria, CA
(805) 925-8607
leavitt.com/santamaria
AI
718 W Main St
Aguilar Insurance
Home Insurance Agent · Santa Maria, CA
(805) 925-8755
CS
2236 S Broadway k
California Star Insurance Service, Inc.
Home Insurance Agent · Santa Maria, CA
(805) 266-7971
calstarins.com
RI
528 E Main St
Reyco Insurance Services Store Front Covered California
Home Insurance Agent · Santa Maria, CA
(805) 925-8610
reycoinsuranceservices.com

What Does a a Home Insurance Agent in Santa Maria Cost?

The average cost of home insurance in California is about 1200 to 1600 dollars per year for a standard policy. In Santa Maria costs may vary based on your homes age location and construction type. Higher risk areas for wildfire or theft can increase premiums. This is general information and not insurance advice.

About home insurance agents in Santa Maria

Home insurance agents in Santa Maria help you find coverage for your house and belongings. California law requires insurers to offer a minimum of 12 months of coverage after a nonrenewal notice. An agent can explain local risks like wildfires and earthquakes that affect Santa Maria homeowners.

Frequently Asked Questions

What does a home insurance agent in Santa Maria do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes after you buy a home.

Do I need earthquake insurance in Santa Maria California?

Standard home insurance does not cover earthquake damage. California law requires insurers to offer earthquake coverage as a separate policy. Santa Maria is in a seismically active region so many homeowners add this protection.

How can I lower my home insurance premium in Santa Maria?

You can lower your premium by increasing your deductible bundling home and auto policies or installing safety features like fire alarms. Some insurers offer discounts for newer roofs or impact resistant windows. Ask your agent about available discounts.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.