The top-rated home insurance agent in San Marino, California is Derek Tsu - State Farm Insurance Agent, rated 5.0 stars across 468 reviews. Other highly rated options include KMA Auto Registration, #LifeInsurance, #vinverefication #fingerprint and #mobileNotary, Sky Vision Insurance Agency, BD Insurance Solutions. This directory lists 11 home insurance agents serving San Marino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Derek Tsu - State Farm Insurance Agent | 1427 San Marino Ave | (626) 356-4636 |
| 2 | KMA Auto Registration, #LifeInsurance, #vinverefication #fingerprint and #mobileNotary | 936 Huntington Dr UNIT D | (626) 230-7847 |
| 3 | Sky Vision Insurance Agency | 2390 Huntington Dr | (877) 728-8688 |
| 4 | BD Insurance Solutions | 1427 San Marino Ave Ste 11 | (626) 310-1818 |
| 5 | Tracy Cuiying Zhang: Allstate Insurance | 1012 Huntington Dr | (626) 300-8338 |
| 6 | Jim Tanner - State Farm Insurance Agent | 2435 Huntington Dr | (626) 792-5151 |
| 7 | Farmers Insurance - Ann Luu | 2627 Mission St #9 | (626) 817-9779 |
| 8 | Jeffrey Scott Owen Insurance Agency | 2540 Huntington Dr Ste 107 | (626) 614-9409 |
| 9 | Farmers Insurance - Jeffrey Owen | 2540 Huntington Dr Ste 107 | (626) 946-9409 |
| 10 | Hendricks-Hodgkiss Co. | 2670 Mission St ste 200 | — |
Derek Tsu, serving the San Marino, California area, operates as a State Farm Insurance Agent specializing in home insurance. This office helps local homeowners protect their properties and personal belongings against common risks such as fire, theft, and weather damage. The agency works to tailor coverage options to fit different residential needs and budgets. Additionally, the team assists with bundling home and auto policies for potential savings and manages the claims process for policyholders in San Marino.
KMA Auto Registration offers home insurance agent services in the San Marino area, along with additional support for life insurance, VIN verification, fingerprinting, and mobile notary needs. The agency provides ongoing guidance for homeowners seeking to protect their property with appropriate coverage options and reviews maintenance plans to help clients adjust policies as their homes age or change. It services single-family homes, apartments, retail properties, and restaurants in the local community.
Sky Vision Insurance Agency serves homeowners and property managers in San Marino, California, by offering home insurance policies that protect residential properties from common risks. These policies typically cover damage from fire, wind, theft, and liability claims. The agency works with carriers to help clients find suitable coverage limits for their homes and personal belongings. It also provides guidance on adjusting deductibles and bundling policies for potential discounts. Sky Vision Insurance Agency extends its services to property owners in the neighboring community of South Pasadena, California.
BD Insurance Solutions serves San Marino and the surrounding communities in the San Gabriel Valley, handling all aspects of home insurance for local homeowners. The company assists clients with securing coverage for dwelling protection, personal liability, and additional structures on the property. To manage each typical job, it begins with a thorough assessment of the client's specific property risks and coverage needs, then presents tailored policy options from multiple carriers to ensure appropriate protection.
Some home insurance needs may be addressed with a one-time policy purchase, while others require ongoing relationship management for evolving coverage. As a local agent in San Marino, CA, Tracy Cuiying Zhang from Allstate Insurance assists with crafting protection that fits a property and its liability risks. The service includes explaining policy details and advising on additions like flood endorsements. Coverage discussions are handled on an as-needed basis, typically when a homeowner calls to update a plan or file a claim.
As a home insurance agent in San Marino, CA, this office provides specialty coverage for high-value properties and historic homes. Its general services include helping local homeowners assess their policies to ensure adequate protection for both the structure and personal belongings. Recognizing the area’s susceptibility to wildfire and earthquake risks, the agency regularly advises clients on adding endorsements for these perils. The office assists residents in preparing for the winter storm season by reviewing deductibles and ensuring policies cover potential damage from heavy rain and mudslides.
As wildfire season approaches in the San Marino area, property owners face heightened risk and insurance concerns. Farmers Insurance - Ann Luu provides tailored home insurance agent services to address these local challenges. The agency reviews individual policy coverage to ensure adequate protection for both structure and belongings against common regional hazards. By evaluating each property's unique vulnerabilities, the agent helps clients understand potential gaps and necessary endorsements. The process typically begins with a comprehensive property inspection and risk assessment, followed by a detailed discussion of coverage options.
Jeffrey Scott Owen Insurance Agency provides home insurance services to residents and businesses in San Marino, California. Its policies cover standard dwelling protection along with specialty add-ons for valuable personal property and additional living expenses after a covered loss. The agency offers guidance on policy limits and deductibles to ensure adequate coverage. Commercial insurance solutions are also available, including protection for offices, warehouses, and food service operations.
Farmers Insurance - Jeffrey Owen provides home insurance coverage for residential properties in San Marino and the surrounding areas. Commercial policies are also available for local businesses seeking risk protection. The agency serves clients throughout the region with standard policies tailored to individual needs. This office focuses on helping homeowners review their coverage options during initial consultations. Following each policy period, the agency contacts clients to discuss any necessary adjustments before regular visits resume.
What Does a a Home Insurance Agent in San Marino Cost?
In California, the average annual premium for homeowners insurance is around $1,200 to $1,500 for a standard policy, but costs in San Marino can be higher due to property values and local risks. Earthquake insurance adds roughly $800 to $3,000 per year depending on your home age and construction. Actual costs depend on factors like home value, location, coverage limits, and deductible choices. This is general information and not insurance advice.
About home insurance agents in San Marino
A home insurance agent in San Marino, California can help you find a policy that protects your property and belongings. California law requires insurers to offer earthquake coverage as an endorsement on homeowners policies, though it is not mandatory to purchase. An agent can explain how local risks like wildfires or earthquakes affect your coverage options.
Frequently Asked Questions
What does a home insurance agent in San Marino do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms, coverage limits, and deductibles. They also assist with filing claims and updating your policy as your situation changes.
Is earthquake insurance required in San Marino California?
Earthquake insurance is not required by California law, but insurers must offer it as an optional endorsement on homeowners policies. San Marino is in a seismically active area, so many agents recommend considering this coverage. The California Earthquake Authority provides policies through participating insurers.
How do I choose a home insurance agent in San Marino?
Look for an agent who is licensed by the California Department of Insurance and has experience with homes in the San Marino area. Ask about their knowledge of local risks like wildfire zones or hillside properties. Check online reviews and verify their license on the CDI website.
Home Insurance Agents in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Auburn · Azusa · Bakersfield · Baldwin Park