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Find Home Insurance Agents Near You in San Lorenzo, CA
Browse home insurance agents serving San Lorenzo, California. Contact information and addresses listed below.
4 agents listed
Updated May 2026
San Lorenzo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 home insurance agents in San Lorenzo, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Saveguard Insurance & DMV Registration Services
17860 Hesperian Blvd, San Lorenzo, CA 94580
(510) 258-0767
saveguardins.com
Farmers Insurance - Ana Alvarez
15845 Channel St c, San Lorenzo, CA 94580
(510) 294-8803
agents.farmers.com
Iwan Tunggal: Allstate Insurance
17259 Hesperian Blvd Ste 15, San Lorenzo, CA 94580
(510) 266-0444
agents.allstate.com
Farmers Insurance - Teresa Chan
17259 Hesperian Blvd UNIT 6, San Lorenzo, CA 94580
(510) 317-7706
agents.farmers.com
Home insurance agents in San Lorenzo California help homeowners find policies that meet state specific requirements. California law requires insurers to offer coverage for fire damage and other common perils. Local agents can explain how the California FAIR Plan works for high risk properties.
What Does a Home Insurance Agent in San Lorenzo Cost?
Home insurance costs in California vary widely based on location home value and coverage level. Average annual premiums in the San Lorenzo area range from 1200 to 3000 dollars for standard policies. Earthquake insurance adds 800 to 3000 dollars per year. Factors like fire risk and home age also affect pricing. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in San Lorenzo do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits deductibles and exclusions. They also advise on California specific requirements like earthquake coverage which is not included in standard policies.
Do I need earthquake insurance in San Lorenzo California?
Earthquake insurance is not required by California law but is strongly recommended. San Lorenzo is in a seismically active region. Standard home policies exclude earthquake damage so you need a separate policy or endorsement.
How does California law affect my home insurance policy?
California law requires insurers to provide a minimum of 30 days notice before nonrenewal. The state also regulates rate increases through the Department of Insurance. Agents can explain how Proposition 103 limits premium changes.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.