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Find Home Insurance Agents Near You in San Jose, CA

Browse home insurance agents serving San Jose, California. Updated 2026-07-14.

The top-rated home insurance agent in San Jose, California is Acceptance Insurance, rated 4.9 stars across 1,059 reviews. Other highly rated options include Freeway Insurance, Anita Shahbazian - State Farm Insurance Agent, Cost-U-Less Insurance. This directory lists 30 home insurance agents serving San Jose.

Showing 30 home insurance agents in San Jose, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance2602 Alum Rock Ave(408) 610-7535
2Freeway Insurance1646 Story Rd
3Anita Shahbazian - State Farm Insurance Agent6950 Santa Teresa Blvd STE A(408) 224-3737
4Cost-U-Less Insurance1915 Alum Rock Ave A(408) 479-2635
5Farmers Insurance - Ironwood Insurance Agency816 N First St #100(408) 224-7800
6Steve Sosnowski - State Farm Insurance Agent841 Blossom Hill Rd ste 102(408) 629-4700
7Preeti Sehgal - State Farm Insurance Agent1054 S De Anza Blvd STE 106(408) 320-1022
8Burch Boehner - State Farm Insurance Agent321 S Monroe St(408) 287-8190
9Farmers Insurance - Oliver Huang920 Saratoga Ave Ste 210(408) 868-8860
10David Matzinger - State Farm Insurance Agent1276 Lincoln Ave(408) 280-2222
AI
2602 Alum Rock Ave
Acceptance Insurance
Home Insurance Agent · San Jose, CA

Acceptance Insurance serves the San Jose, California area as a home insurance agent. It provides policies that help protect homeowners against common property risks. The company works with clients to find coverage for their houses and personal belongings. In this area, it also assists renters in securing policies for their household items. Acceptance Insurance handles standard dwelling insurance for single-family homes in San Jose as well as flood insurance for properties in flood-prone zones.

FI
1646 Story Rd
Freeway Insurance
Home Insurance Agent · San Jose, CA
AS
6950 Santa Teresa Blvd STE A
Anita Shahbazian - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA

Anita Shahbazian - State Farm Insurance Agent serves the San Jose, California metro area and specializes in home insurance policies for local residents. This agency assists homeowners in protecting their properties from common regional risks, including earthquake damage and seasonal fire hazards. They work with clients to review existing coverage and explore options for personal liability protection. The business also handles claims support and guidance for unexpected damage to a home. Anita Shahbazian - State Farm Insurance Agent offers policy bundling and deductible reviews for San Jose homeowners.

CU
1915 Alum Rock Ave A
Cost-U-Less Insurance
Home Insurance Agent · San Jose, CA

Cost-U-Less Insurance in San Jose, California offers a full range of home insurance services, including policy consultations, property coverage evaluations, and assistance with claims filing. The agency provides personalized service plans to help clients review their existing policies and adjust coverage for changing needs. It serves a diverse mix of properties, from single-family homes and apartments to local retail spaces and restaurants.

FI
816 N First St #100
Farmers Insurance - Ironwood Insurance Agency
Home Insurance Agent · San Jose, CA

Farmers Insurance - Ironwood Insurance Agency provides home insurance services to property owners in and around San Jose, California. It helps clients evaluate their coverage needs for dwelling protection and personal liability. The agency offers standard policies that cover common perils, and it can assist with adjusting existing plans for changing circumstances. Maintenance guidance may be available to help protect home value over time. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

SS
841 Blossom Hill Rd ste 102
Steve Sosnowski - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA

Steve Sosnowski - State Farm Insurance Agent serves the San Jose area and its surrounding communities, handling a range of home insurance needs for local homeowners. The agency addresses protection for structures, personal belongings, and liability coverage to help residents safeguard their properties. To manage a typical client’s policy, it begins with a thorough review of the home’s specific risks and coverage gaps.

PS
1054 S De Anza Blvd STE 106
Preeti Sehgal - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA

Preeti Sehgal - State Farm Insurance Agent in San Jose, CA serves local homeowners, businesses, and property managers seeking customized home insurance policies. She provides coverage options that protect residential structures, personal belongings, and liability exposures common in California. Her agency assists clients in reviewing policy details and adjusting deductibles to fit individual budgets. Additionally, the business supports renters and condominium owners with tailored plans. The agency also extends its home insurance services to residents in the surrounding communities throughout the Santa Clara Valley metro area.

BB
321 S Monroe St
Burch Boehner - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA

Unlike a one-time purchase, home insurance from Burch Boehner, a State Farm agent in San Jose, involves an ongoing policy that renews periodically. Coverage protects the dwelling and personal belongings against risks like fire or theft, with liability options for accidents on the property. Annual reviews help adjust coverage based on changes in home value or renovations. This service operates on an ongoing basis, with billing and policy updates handled automatically each cycle or upon request.

FI
920 Saratoga Ave Ste 210
Farmers Insurance - Oliver Huang
Home Insurance Agent · San Jose, CA

Farmers Insurance - Oliver Huang in San Jose, CA offers specialized homeowner liability coverage and personal property protection, along with general home insurance policies tailored to local residences. The agent works with clients to assess dwelling value and contents for adequate coverage. Customized deductibles and liability limits are provided to meet individual needs. The office helps homeowners in the Bay Area address wildfire risk or seasonal storm damage with a policy review before the dry Californian summer.

DM
1276 Lincoln Ave
David Matzinger - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA
RS
696 E Santa Clara St #110
Rolando Suarez - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA
(408) 642-1399
rolandosuarez.com
SN
960 Saratoga Ave #106
Shana Nelson - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA
(650) 988-8990
shananelson.com
KI
3750 McKee Rd A
Khalsa Insurance Agency
Home Insurance Agent · San Jose, CA
(408) 272-2500
khalsainsurance.com
HL
960 Saratoga Ave #106
Holly Labarber - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA
(408) 246-8992
hollylabarberinsurance.com
MH
6455 Almaden Expy Ste 104-105
Mark Hicks Agency - Hicks Insurance Solutions
Home Insurance Agent · San Jose, CA
(408) 763-4533
markhicksagency.com
AS
3155 Olsen Dr Suite 400
Acrisure San Jose, CA
Home Insurance Agent · San Jose, CA
(408) 418-2720
acrisure.com
WI
88 Tully Rd STE 100
Wynn Insurance Agency
Home Insurance Agent · San Jose, CA
(408) 215-2087
wynninsuranceagency.com
AI
1125 Saratoga Ave
Allstate Insurance: Pinnacle One Insurance Services
Home Insurance Agent · San Jose, CA
(408) 257-1234
agents.allstate.com/robert-varich-san-jose-ca.html
FI
1650 Zanker Rd Ste 131
Farmers Insurance - Mahshid Mirzaei
Home Insurance Agent · San Jose, CA
(408) 384-3431
agents.farmers.com/ca/san-jose/mahshid-mirzaei
RW
1038 Leigh Ave UNIT 201
Red Wave Insurance Services
Home Insurance Agent · San Jose, CA
(408) 836-4560
myredwave.com
AS
613 Blossom Hill Rd
All Solutions Insurance - Northern California
Home Insurance Agent · San Jose, CA
(408) 225-4300
allsolutionsinsurance.com
PM
1468 S De Anza Blvd
Paul Middleton - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA
(408) 255-8061
paul-middleton.com
JW
1021 S De Anza Blvd
Jeremy Wong - State Farm Insurance Agent
Home Insurance Agent · San Jose, CA
(408) 973-0700
jeremywonginsurance.com
LS
1900 Camden Ave #204
Let's Insure - San Jose
Home Insurance Agent · San Jose, CA
(877) 851-7867
letsinsure.org
CI
8 N San Pedro St #200
Campus Insurance Service
Home Insurance Agent · San Jose, CA
(408) 296-5270
campusinsurance.com
KI
1225 W San Carlos St
KIS Insurance Services
Home Insurance Agent · San Jose, CA
(408) 491-1111
kisinsurance.com
WI
239 Willow St
Willow Insurance
Home Insurance Agent · San Jose, CA
(408) 294-5888
AI
1080 Saratoga Ave Ste. 9
Anjomi Insurance Agency
Home Insurance Agent · San Jose, CA
(408) 257-7400
GI
1095 Bird Ave. #2
Gatewood Insurance Agency Inc
Home Insurance Agent · San Jose, CA
(408) 298-1611
gatewoodinsurance.com
LI
999 Story Rd UNIT 9063
LNA Insurance Agency, Inc.
Home Insurance Agent · San Jose, CA
(408) 280-5815
lna-insurance.com

What Does a a Home Insurance Agent in San Jose Cost?

The average cost of a home insurance policy in California is around 1200 to 1500 dollars per year for a standard homeowners policy. Costs in San Jose may be higher due to wildfire and earthquake risks. Premiums depend on your homes value location and coverage limits. This is general information and not insurance advice.

About home insurance agents in San Jose

A home insurance agent in San Jose California can help you find a policy that protects your home and belongings. California law requires insurers to offer earthquake coverage as an add on to standard homeowners policies. Agents can explain local risks like wildfire and earthquake to help you choose the right level of protection.

Frequently Asked Questions

What does a home insurance agent in San Jose do?

A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms and help you file claims. They can also advise on California specific coverages like earthquake insurance.

Is earthquake insurance required in California?

Earthquake insurance is not required by law in California but insurers must offer it as a separate policy. The California Earthquake Authority provides this coverage. Many homeowners choose to add it because of the high seismic risk in the San Jose area.

How do California wildfire risks affect home insurance?

Wildfire risk is a major factor in California home insurance. Some insurers may limit coverage in high risk areas or require additional premiums. Agents can help you find policies that include wildfire protection and advise on mitigation steps like defensible space.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.