The top-rated home insurance agent in San Jose, California is Acceptance Insurance, rated 4.9 stars across 1,059 reviews. Other highly rated options include Freeway Insurance, Anita Shahbazian - State Farm Insurance Agent, Cost-U-Less Insurance. This directory lists 30 home insurance agents serving San Jose.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 2602 Alum Rock Ave | (408) 610-7535 |
| 2 | Freeway Insurance | 1646 Story Rd | — |
| 3 | Anita Shahbazian - State Farm Insurance Agent | 6950 Santa Teresa Blvd STE A | (408) 224-3737 |
| 4 | Cost-U-Less Insurance | 1915 Alum Rock Ave A | (408) 479-2635 |
| 5 | Farmers Insurance - Ironwood Insurance Agency | 816 N First St #100 | (408) 224-7800 |
| 6 | Steve Sosnowski - State Farm Insurance Agent | 841 Blossom Hill Rd ste 102 | (408) 629-4700 |
| 7 | Preeti Sehgal - State Farm Insurance Agent | 1054 S De Anza Blvd STE 106 | (408) 320-1022 |
| 8 | Burch Boehner - State Farm Insurance Agent | 321 S Monroe St | (408) 287-8190 |
| 9 | Farmers Insurance - Oliver Huang | 920 Saratoga Ave Ste 210 | (408) 868-8860 |
| 10 | David Matzinger - State Farm Insurance Agent | 1276 Lincoln Ave | (408) 280-2222 |
Acceptance Insurance serves the San Jose, California area as a home insurance agent. It provides policies that help protect homeowners against common property risks. The company works with clients to find coverage for their houses and personal belongings. In this area, it also assists renters in securing policies for their household items. Acceptance Insurance handles standard dwelling insurance for single-family homes in San Jose as well as flood insurance for properties in flood-prone zones.
Anita Shahbazian - State Farm Insurance Agent serves the San Jose, California metro area and specializes in home insurance policies for local residents. This agency assists homeowners in protecting their properties from common regional risks, including earthquake damage and seasonal fire hazards. They work with clients to review existing coverage and explore options for personal liability protection. The business also handles claims support and guidance for unexpected damage to a home. Anita Shahbazian - State Farm Insurance Agent offers policy bundling and deductible reviews for San Jose homeowners.
Cost-U-Less Insurance in San Jose, California offers a full range of home insurance services, including policy consultations, property coverage evaluations, and assistance with claims filing. The agency provides personalized service plans to help clients review their existing policies and adjust coverage for changing needs. It serves a diverse mix of properties, from single-family homes and apartments to local retail spaces and restaurants.
Farmers Insurance - Ironwood Insurance Agency provides home insurance services to property owners in and around San Jose, California. It helps clients evaluate their coverage needs for dwelling protection and personal liability. The agency offers standard policies that cover common perils, and it can assist with adjusting existing plans for changing circumstances. Maintenance guidance may be available to help protect home value over time. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Steve Sosnowski - State Farm Insurance Agent serves the San Jose area and its surrounding communities, handling a range of home insurance needs for local homeowners. The agency addresses protection for structures, personal belongings, and liability coverage to help residents safeguard their properties. To manage a typical client’s policy, it begins with a thorough review of the home’s specific risks and coverage gaps.
Preeti Sehgal - State Farm Insurance Agent in San Jose, CA serves local homeowners, businesses, and property managers seeking customized home insurance policies. She provides coverage options that protect residential structures, personal belongings, and liability exposures common in California. Her agency assists clients in reviewing policy details and adjusting deductibles to fit individual budgets. Additionally, the business supports renters and condominium owners with tailored plans. The agency also extends its home insurance services to residents in the surrounding communities throughout the Santa Clara Valley metro area.
Unlike a one-time purchase, home insurance from Burch Boehner, a State Farm agent in San Jose, involves an ongoing policy that renews periodically. Coverage protects the dwelling and personal belongings against risks like fire or theft, with liability options for accidents on the property. Annual reviews help adjust coverage based on changes in home value or renovations. This service operates on an ongoing basis, with billing and policy updates handled automatically each cycle or upon request.
Farmers Insurance - Oliver Huang in San Jose, CA offers specialized homeowner liability coverage and personal property protection, along with general home insurance policies tailored to local residences. The agent works with clients to assess dwelling value and contents for adequate coverage. Customized deductibles and liability limits are provided to meet individual needs. The office helps homeowners in the Bay Area address wildfire risk or seasonal storm damage with a policy review before the dry Californian summer.
What Does a a Home Insurance Agent in San Jose Cost?
The average cost of a home insurance policy in California is around 1200 to 1500 dollars per year for a standard homeowners policy. Costs in San Jose may be higher due to wildfire and earthquake risks. Premiums depend on your homes value location and coverage limits. This is general information and not insurance advice.
About home insurance agents in San Jose
A home insurance agent in San Jose California can help you find a policy that protects your home and belongings. California law requires insurers to offer earthquake coverage as an add on to standard homeowners policies. Agents can explain local risks like wildfire and earthquake to help you choose the right level of protection.
Frequently Asked Questions
What does a home insurance agent in San Jose do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms and help you file claims. They can also advise on California specific coverages like earthquake insurance.
Is earthquake insurance required in California?
Earthquake insurance is not required by law in California but insurers must offer it as a separate policy. The California Earthquake Authority provides this coverage. Many homeowners choose to add it because of the high seismic risk in the San Jose area.
How do California wildfire risks affect home insurance?
Wildfire risk is a major factor in California home insurance. Some insurers may limit coverage in high risk areas or require additional premiums. Agents can help you find policies that include wildfire protection and advise on mitigation steps like defensible space.
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