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Find Home Insurance Agents Near You in San Carlos, CA
Compare home insurance agents in San Carlos. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
San Carlos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 home insurance agents in San Carlos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gina Vallee - State Farm Insurance Agent
632 El Camino Real, San Carlos, CA 94070
(650) 593-8425
ginavallee.net
Nadler Insurance, Inc.
1560 Laurel St #200, San Carlos, CA 94070
(650) 508-8000
nadlerinsurance.com
Ray Sullivan: Allstate Insurance
742 El Camino Real, San Carlos, CA 94070
(650) 593-1221
agents.allstate.com
ISU Lovering Insurance Services
1121 Laurel St, San Carlos, CA 94070
(650) 593-7601
isulovering.com
365 Gold Insurance Services
104 El Camino Real, San Carlos, CA 94070
(650) 777-7680
agency.nationwide.com
Farmers Insurance - Nicky Papadakis
1355 Laurel St, San Carlos, CA 94070
(650) 593-1666
agents.farmers.com
Peck & Peck Insurance
1724 Laurel St #225, San Carlos, CA 94070
(650) 592-5591
peck-peck.com
Welcare Financial Group
1668 El Camino Real, San Carlos, CA 94070
(650) 802-9288
Campbell Agency
1124 El Camino Real, San Carlos, CA 94070
(650) 591-7151
campbell-agency.com
Home insurance agents in San Carlos California help homeowners find coverage that meets state requirements and local needs. California law does not require home insurance but mortgage lenders typically do. Agents can explain policy options like dwelling coverage and liability protection for your specific property.
What Does a Home Insurance Agent in San Carlos Cost?
The average cost of home insurance in California is around $1,200 to $2,500 per year for a standard policy. However rates vary widely based on factors like home value location and coverage limits. In San Carlos costs may be higher due to wildfire risk and property values. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in San Carlos do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms and can assist with claims. Agents in San Carlos understand local risks like earthquakes and wildfires.
Is home insurance required by law in California?
California state law does not require homeowners to have insurance. However most mortgage lenders require it as a condition of the loan. An agent can help you meet lender requirements and protect your investment.
How do California wildfire risks affect home insurance in San Carlos?
Wildfire risk is a key factor for home insurance in many parts of California including San Carlos. Insurers may require additional wildfire coverage or adjust premiums based on your propertys location. Agents can help you understand these factors and find appropriate coverage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.