The top-rated home insurance agent in Sacramento, California is Igor & Irene Slobodyany Insurance Agency, rated 4.9 stars across 570 reviews. Other highly rated options include Zuray Perez-Garcia - State Farm Insurance Agent, Ken Schuurman - State Farm Insurance Agent, Yeh Chen Ferguson - State Farm Insurance Agent. This directory lists 25 home insurance agents serving Sacramento.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Igor & Irene Slobodyany Insurance Agency | 5301 Madison Ave STE 204 | (916) 970-3000 |
| 2 | Zuray Perez-Garcia - State Farm Insurance Agent | 8880 Cal Center Dr # 280 | (916) 361-3114 |
| 3 | Ken Schuurman - State Farm Insurance Agent | 575 University Ave Ste 100 | (916) 619-6161 |
| 4 | Yeh Chen Ferguson - State Farm Insurance Agent | 7273 14th Ave #100 | (916) 455-5000 |
| 5 | Farmers Insurance - Tracy Tran | 7411 W Stockton Blvd #120 | (916) 478-4300 |
| 6 | Acceptance Insurance | 5411 Florin Rd | (916) 527-6005 |
| 7 | Khu Yang - State Farm Insurance Agent | 8031 Fruitridge Rd Ste F | (916) 456-8400 |
| 8 | Rich Williams - State Farm Insurance Agent | 1001 26th St | (916) 447-8560 |
| 9 | Capital Hill Insurance Agency | 10265 Old Placerville Rd STE 11 | (916) 868-4547 |
| 10 | Homer Insurance Agency | 5211 Madison Ave | (916) 339-7070 |
Igor & Irene Slobodyany Insurance Agency serves the Sacramento, California metro area as a dedicated home insurance agent. The company helps local homeowners find coverage that protects their property and personal belongings from common risks. They assist clients in selecting appropriate dwelling policies and liability protection. This agency handles renters insurance policies for tenants in the Sacramento region and also provides guidance on bundling home and auto coverage for added convenience.
Zuray Perez-Garcia - State Farm Insurance Agent serves homeowners, businesses, and property managers in Sacramento, California, offering home insurance policies tailored to protect residential properties and commercial assets. The agency helps clients evaluate coverage options for dwelling, liability, and personal belongings, addressing risks common to the region such as wildfire and seasonal storms. Consultations focus on finding appropriate deductibles and policy limits for individual needs. The agency also covers nearby areas including Citrus Heights and Fair Oaks within the greater Sacramento metro.
Ken Schuurman - State Farm Insurance Agent in Sacramento, CA, provides home insurance policies tailored to individual property needs and risk factors. Service plans include annual policy reviews to update coverage as home values or contents change, as well as guidance on filing claims when damage occurs. The agency helps manage deductibles, liability protection, and personal property coverage. It services single-family homes, apartments, retail stores, and restaurants throughout the Sacramento area.
Yeh Chen Ferguson - State Farm Insurance Agent serves the Sacramento area and its surrounding communities as a home insurance agent. This office handles residential property coverage, protecting homeowners against damage from fire, theft, weather events, and liability claims. Yeh Chen Ferguson provides personal assistance in selecting appropriate policy limits and deductibles for local housing stock. To manage a typical job, the agent first reviews the client’s property details and existing coverage, then consults with the client to tailor a policy that addresses specific risks and budgeting needs.
Farmers Insurance - Tracy Tran in Sacramento, CA serves clients who need either a single policy for a specific high-value home or ongoing protection through an annual renewal plan. Their home insurance agent work covers standard dwelling and liability coverage, as well as additional protection for personal belongings and temporary housing costs. Common local factors like wildfire exposure and older construction materials are accounted for when discussing policy options with property owners. Service runs on a one-time basis for an individual policy or on a scheduled annual renewal cycle for continuous coverage.
Acceptance Insurance serves the Sacramento, California metro area as a home insurance agent. The agency assists homeowners in securing policies that protect residential properties from common regional risks. Standard offerings include coverage for dwelling structures, personal belongings, and liability protection against accidents on the property. The company also facilitates add-on coverage for natural disasters such as earthquake damage and flood damage, which are customary concerns for residents in this region.
Khu Yang - State Farm Insurance Agent in Sacramento, CA, specializes in providing tailored homeowners insurance policies that protect residential property and personal belongings. It also offers comprehensive coverage options designed to meet the general home insurance needs of local homeowners. The agency assists clients in safeguarding their homes against common regional risks, such as wildfire damage or theft. Additionally, it helps Sacramento residents address specific seasonal concerns like water damage from winter storms or fall-related roof repairs.
With Sacramento’s hot, dry summers raising real wildfire and wind concerns, Rich Williams - State Farm Insurance Agent provides home insurance policies tailored to local property risks. The agency reviews dwelling coverage, personal property protection, and liability options to address common regional exposures. Potential clients can discuss scheduled valuables or additional endorsements for older homes, especially those near the city’s greenbelts or foothills. Once contact is made, the agency helps arrange theinitial property inspection to assess structure condition and identify specific coverage needs.
Capital Hill Insurance Agency assists Sacramento residents with protecting their homes, offering additional coverage options for valuable personal property and liability protection. The agency works to tailor policies that address specific local risks, including fire and flood considerations common to the region. Beyond residential service, it provides coverage solutions for commercial sectors such as offices, warehouses, and food service establishments, ensuring comprehensive protection for various business operations.
Homer Insurance Agency provides residential home insurance services in Sacramento, California, helping property owners protect their dwellings and personal belongings. Commercial coverage is also offered for local businesses throughout the greater Sacramento area. An agent works with clients to select appropriate policy limits and deductibles that fit individual needs and budgets. Regular policy reviews are conducted to ensure continued coverage. Follow-up communication after a claim or between annual renewal visits helps maintain a consistent service relationship.
What Does a a Home Insurance Agent in Sacramento Cost?
The average cost of home insurance in California is about 1200 to 1500 dollars per year for a standard policy. In Sacramento rates may be slightly lower or higher depending on your homes age location and construction type. Policies with higher deductibles usually have lower premiums. This is general information and not insurance advice.
About home insurance agents in Sacramento
A home insurance agent in Sacramento can help you find a policy that protects your home against fire theft and liability. California law requires insurers to offer coverage for earthquake damage but you must purchase it separately. Agents in Sacramento understand local risks like wildfires and seasonal flooding.
Frequently Asked Questions
What does a home insurance agent in Sacramento do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and assist with filing claims. In California agents must be licensed by the state Department of Insurance.
Do I need earthquake insurance in Sacramento?
California law does not require earthquake insurance but insurers must offer it to homeowners. Sacramento is not on a major fault line but small quakes can occur. Many homeowners choose to add this coverage for extra protection.
How can a Sacramento agent help with wildfire coverage?
Wildfire risk is high in many parts of California including areas near Sacramento. An agent can help you find a policy that includes adequate dwelling and personal property coverage. Some insurers may require brush clearance or fire resistant materials for your home.
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