The top-rated home insurance agent in Roseville, California is Acceptance Insurance, rated 4.9 stars across 390 reviews. Other highly rated options include Chris Hagans - State Farm Insurance Agent, Farmers Insurance - Gilbert Cohen, Pacific Unity Insurance Solutions, Inc.. This directory lists 21 home insurance agents serving Roseville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 107 S Harding Blvd STE I | (916) 527-6004 |
| 2 | Chris Hagans - State Farm Insurance Agent | 1120 Douglas Blvd STE A | (916) 786-2461 |
| 3 | Farmers Insurance - Gilbert Cohen | 10002 Foothills Blvd Ste 120 | (916) 789-7000 |
| 4 | Pacific Unity Insurance Solutions, Inc. | 2241 Douglas Blvd Suite 250 | (916) 846-9555 |
| 5 | Duane Pascua - State Farm Insurance Agent | 3031 Foothills Blvd Ste 160 | (916) 773-5700 |
| 6 | Finkemeier Insurance Services | 1805 Cirby Way STE 7 | (916) 666-7889 |
| 7 | Peterson & Grantham Insurance Brokers | 3017 Douglas Blvd Suit 300 | (916) 431-0400 |
| 8 | Stephanie Bader - State Farm Insurance Agent | 1402 Blue Oaks Blvd #120 | (916) 772-8415 |
| 9 | All-Cal Insurance Agency | 505 Vernon St | (916) 784-9070 |
| 10 | Nationwide Insurance - Waters Insurance Agency | 9063 Foothills Blvd # 6 | (916) 960-1600 |
Acceptance Insurance provides residential home insurance coverage for properties in Roseville, California, including protection for dwellings and personal belongings. The agency also offers commercial coverage tailored to local business property risks in the area, serving clients throughout Roseville and the surrounding communities. Each policy is reviewed to align with the specific structures and liability needs of the policyholder. The agent assists with follow-up adjustments or renewals between regular annual visits to keep coverage current.
Chris Hagans - State Farm Insurance Agent serves the Roseville, California area as a home insurance agent. The agency provides standard homeowners policies to protect local residences against common perils. It also offers coverage for personal property and liability in standard homeowner insurance packages. Policyholders can adjust deductibles and coverage limits to suit their specific housing situations. The agents assist with bundling home insurance alongside auto insurance to potentially lower overall premiums for customers in the region.
Farmers Insurance - Gilbert Cohen in Roseville, CA, provides home insurance agents services including coverage consultations, policy customization, and claims assistance. It offers ongoing service through regular policy reviews and personalized maintenance plans to ensure adequate protection as client needs change. The agency handles risk assessments and updates for various local property types, including single-family homes, apartments, retail, and restaurants.
Pacific Unity Insurance Solutions, Inc. serves homeowners, businesses, and property managers in Roseville, California. The agency helps clients evaluate their property coverage needs, including protection against common regional hazards such as fire and storm damage. Every policy review includes an assessment of dwelling limits and liability exposures. The team works with multiple carriers to match coverage options to individual budgets and risk profiles. Pacific Unity Insurance Solutions also extends its home insurance agent services to clients in the Rocklin area of the greater Sacramento metro.
Duane Pascua - State Farm Insurance Agent serves Roseville, California, and the surrounding communities. It handles home insurance policies designed to protect residential properties and personal belongings from common perils. The agent works with clients to assess their individual coverage needs, considering factors such as home value and local risks. A typical job is approached by first reviewing the customer’s current situation, then recommending appropriate policy options to ensure adequate protection while explaining each facet of the coverage offered.
Finkemeier Insurance Services provides customized home insurance policies, including coverage for property damage and personal liability. It also assists residents throughout Roseville, California, with evaluating homeowners insurance packages that address local wildfire risks and common weather-related exposures. The agency helps clients adjust deductibles and update dwelling limits. During the seasonal renewal period, it can review policy endorsements specifically for expensive landscaping or detached structures that may be affected by summer heat or heavy winter rains.
With Roseville’s ever-present wildfire and seasonal storm risks, homeowners often seek reliable guidance to protect their largest investment. Peterson & Grantham Insurance Brokers works directly with clients to review property details and identify appropriate coverage options for their specific needs. From evaluating dwelling limits to explaining liability protections, the agency helps customers adjust policies as their circumstances change. The process begins with a thorough inspection of the home’s exterior, roofing, and defensible space to assess the property’s current condition.
As a home insurance agent, Stephanie Bader in Roseville, CA, assists clients with both one-time policy comparisons and recurring coverage adjustments, keeping protection aligned with changing property values. Basic policies cover dwelling structures, personal belongings, and liability against accidents on the insured premises. Additional endorsements may include flood, earthquake, or sewer backup protection for local homes. Service runs on an as-needed basis for policy reviews or claims, one-time for initial setup, and scheduled for annual renewal evaluations to match current replacement costs.
Nationwide Insurance - Waters Insurance Agency in Roseville, CA arranges residential home insurance to protect local properties and personal belongings. The agency also handles commercial coverage policies for small area businesses requiring liability or property protection. Their service reach extends throughout Roseville and the surrounding Placer County communities. Homeowners receive attention to specific coverage options during initial consultation. Clients are encouraged to contact the office for follow-up policy reviews or adjustments between regular annual visits, helping to address any change in household needs.
What Does a a Home Insurance Agent in Roseville Cost?
The average cost of home insurance in California is about $1,200 to $1,500 per year for a standard policy, but rates vary widely by location, home value, and coverage amount. In Roseville, factors like fire risk and proximity to fire stations affect your premium. Costs can range from $800 to over $3,000 annually. This is general information, not insurance advice.
About home insurance agents in Roseville
A home insurance agent in Roseville, California can help you find a policy that meets your needs and complies with state regulations. California law does not require home insurance, but your mortgage lender will likely require it. An agent can explain coverage for fire, earthquake, and other perils common to the Roseville area.
Frequently Asked Questions
What does a home insurance agent in Roseville do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling, personal property, and liability. They also help you understand California specific requirements such as the FAIR Plan for high risk properties.
Do I need earthquake insurance in Roseville California?
Earthquake insurance is not required by law, but it is recommended in California due to seismic activity. Standard home insurance policies do not cover earthquake damage. You can purchase a separate policy through the California Earthquake Authority or a private insurer.
How do I choose a home insurance agent in Roseville?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with homes in Roseville and their knowledge of local risks like wildfires. You can verify an agents license on the California Department of Insurance website.
Home Insurance Agents in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Auburn · Azusa · Bakersfield · Baldwin Park