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Browse home insurance agents serving Ridgecrest, California. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 home insurance agents in Ridgecrest, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gary Charlon - State Farm Insurance Agent
995 N Norma St suite a, Ridgecrest, CA 93555
(760) 446-4279
myridgecrestagent.com
Bertrand Enterprises
1210 W Graaf Ave, Ridgecrest, CA 93555
(760) 446-6600
Vaughn Realty
509 W Ward Ave, Ridgecrest, CA 93555
(760) 446-6561
vaughnrealty.com
Chicago Title Kern County
1301 N China Lake Blvd, Ridgecrest, CA 93555
(760) 549-6050
chicagotitlekern.com
IWV Insurance Agency
1310 N Norma St, Ridgecrest, CA 93555
(760) 446-3544
iwvins.com
Burnette Financial and Insurance Service: Allstate Insurance
105 Grande Way, Ridgecrest, CA 93555
(760) 371-1099
agents.allstate.com
First American Title Company
643 N China Lake Blvd Ste F, Ridgecrest, CA 93555
(760) 977-3067
local.firstam.com
Bowles Desert Insurance
123 W Ridgecrest Blvd, Ridgecrest, CA 93555
(760) 371-1017
Farmers Insurance - Mariela Rubio
643 N China Lake Blvd c, Ridgecrest, CA 93555
(760) 446-4560
agents.farmers.com
State Farm Insurance
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
statefarm.com
Gary Charlon - State Farm Insurance Agent
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
myridgecrestagent.net
Health Insurance Made Easy for Everyone
1281 N Norma St B, Ridgecrest, CA 93555
(760) 608-9265
Fuze Financial & Insurance Agency LLC
634 S China Lake Blvd, Ridgecrest, CA 93555
(760) 463-9525
fuzeinsurance.com
Ergo Tech
713 Pinon Ct, Ridgecrest, CA 93555
(760) 301-6273
Home insurance agents in Ridgecrest, California help homeowners protect their property against risks like earthquakes, wildfires, and desert weather. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Local agents can explain how the California FAIR Plan works for high-risk properties.
What Does a Home Insurance Agent in Ridgecrest Cost?
Home insurance costs in California vary widely based on location, home value, and coverage level. In Ridgecrest, average annual premiums may range from 800 to 2,500 dollars for standard policies. Earthquake insurance adds extra cost, typically 100 to 800 dollars per year depending on the home. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ridgecrest do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They can explain California-specific requirements like the mandatory offer of earthquake insurance. They also assist with claims and policy changes.
Do I need earthquake insurance in Ridgecrest?
California law requires insurers to offer earthquake coverage with every new homeowners policy. Ridgecrest is in a seismically active area, so many homeowners choose to add this coverage. Your agent can explain the deductible options and waiting periods.
How do I file a home insurance claim in California?
You should report a claim to your insurance company as soon as possible. California law gives you up to one year from the date of loss to file a claim for most perils. Your agent can help you document damage and submit the required forms.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.