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Looking for a home insurance agent in Port Hueneme? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Port Hueneme, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 home insurance agents in Port Hueneme, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tony Suleiman - State Farm Insurance Agent
303 E Port Hueneme Rd, Port Hueneme, CA 93041
(805) 874-0890
sflifegroup.com
Farmers Insurance - James Oliver
249 E Channel Islands Blvd, Port Hueneme, CA 93041
(805) 985-5488
agents.farmers.com
Home insurance agents in Port Hueneme help residents protect their homes against risks like fire theft and coastal weather. California law requires insurers to offer earthquake coverage as an add on to standard policies. Agents can explain how local flood zones and proximity to the ocean affect your premium and coverage options.
What Does a Home Insurance Agent in Port Hueneme Cost?
Typical home insurance costs in California range from 800 to 2000 dollars per year for a standard policy. In Port Hueneme coastal risks may raise premiums by 10 to 30 percent compared to inland areas. Earthquake coverage adds 100 to 500 dollars annually depending on your home. These are general estimates and your actual cost will vary based on your homes age construction materials and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent do in Port Hueneme?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain California specific rules such as the requirement for insurers to offer earthquake coverage. They also advise on additional protections for flood or wind damage common in coastal areas.
Do I need special coverage for a home near the ocean in Port Hueneme?
Homes near the ocean may face higher risks from wind storms and flooding. Standard homeowners policies do not cover flood damage. You may need a separate flood policy through the National Flood Insurance Program or a private insurer. A local agent can help you assess these risks.
How does California law affect home insurance costs in Port Hueneme?
California law regulates how insurers set rates and requires them to offer earthquake coverage as an endorsement. The California FAIR Plan provides basic fire coverage for high risk properties. These rules can influence your premium and coverage options depending on your homes location and condition.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.