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Find Home Insurance Agents Near You in Palo Alto, CA

Browse home insurance agents serving Palo Alto, California. Updated 2026-07-14.

The top-rated home insurance agent in Palo Alto, California is ERGO NEXT (NEXT Insurance), rated 4.5 stars across 967 reviews. Other highly rated options include Candice Kistner - State Farm Insurance Agent, WHINS Insurance Agency, Farmers Insurance - Jay Schmidt. This directory lists 11 home insurance agents serving Palo Alto.

Showing 11 home insurance agents in Palo Alto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1ERGO NEXT (NEXT Insurance)975 California Ave(855) 222-5919
2Candice Kistner - State Farm Insurance Agent576 Cambridge Ave(650) 424-1100
3WHINS Insurance Agency300 Hamilton Ave #1002(650) 899-1115
4Farmers Insurance - Jay Schmidt459 Hamilton Ave UNIT 207(650) 329-8711
5Allstate Insurance Agent Harold Lorber467 Hamilton Ave #11(650) 322-5191
6Amanda Martin - State Farm Insurance AgentCharleston Shopping Center, 3968 Middlefield Rd(650) 494-1404
7Dworkin Insurance Services624 University Ave #203(650) 329-1330
8Insurance by Lee Aldinger Insurance460 California Ave Suite #203(650) 326-3350
9Marketside Insurance Services4083 Transport St(650) 858-1123
10Allied Brokers Insurance Agency, Inc.591 Lytton Ave(650) 328-1000
EN
975 California Ave
ERGO NEXT (NEXT Insurance)
Home Insurance Agent · Palo Alto, CA

ERGO NEXT serves home insurance clients in Palo Alto, Santa Clara County, and the surrounding Bay Area. The firm provides standard homeowners policies that cover dwelling protection and personal liability. Their work also assists local property owners in securing coverage for detached structures on a residential lot. In this area, the company specifically handles policy additions for valuable personal property items and offers separate coverage options for earthquake damage to homes.

CK
576 Cambridge Ave
Candice Kistner - State Farm Insurance Agent
Home Insurance Agent · Palo Alto, CA

Candice Kistner - State Farm Insurance Agent provides home insurance services for the local Palo Alto area. Policies offered include coverage for dwelling protection, personal property, liability, and additional living expenses in case of displacement. Service and maintenance guidance is available to help policyholders review their coverage limits annually. The agency also assists clients with updating policies after home renovations or significant purchases. It services single-family homes, apartments, retail establishments, and restaurants, tailoring coverage to suit each property type's specific needs.

WI
300 Hamilton Ave #1002
WHINS Insurance Agency
Home Insurance Agent · Palo Alto, CA

WHINS Insurance Agency serves homeowners and property managers in Palo Alto, California, by offering residential insurance coverage for single-family homes, condominiums, and rental properties. The agency works directly with clients to review dwelling protection, liability options, and contents coverage appropriate for the Bay Area's real estate market. Through careful explanations of policy features, it helps customers select plans that address typical local risks like earthquakes or fire. WHINS Insurance Agency also provides home insurance services for clients in Menlo Park.

FI
459 Hamilton Ave UNIT 207
Farmers Insurance - Jay Schmidt
Home Insurance Agent · Palo Alto, CA

Farmers Insurance - Jay Schmidt serves Palo Alto and the surrounding communities throughout Santa Clara and San Mateo Counties with home insurance coverage. The agency handles homeowners, condo, and rental property policies to protect local residences against common perils like fire, theft, and weather damage. It reviews each client’s property value, location risks, and liability needs to tailor a policy that fits their individual situation. The typical job begins with a detailed consultation, then compares coverage options from available carriers to secure a suitable quote.

AI
467 Hamilton Ave #11
Allstate Insurance Agent Harold Lorber
Home Insurance Agent · Palo Alto, CA

For homeowners in Palo Alto, CA, service from Allstate Insurance Agent Harold Lorber is available either as a one-time policy setup or recurring coverage with periodic reviews. Their home insurance plans protect against common perils such as fire, theft, and weather damage, with options for personal property and liability coverage included. Service operates on both a scheduled basis for new customers and an as-needed basis for policy adjustments or claims assistance.

AM
Charleston Shopping Center, 3968 Middlefield Rd
Amanda Martin - State Farm Insurance Agent
Home Insurance Agent · Palo Alto, CA

Amanda Martin - State Farm Insurance Agent in Palo Alto, CA, specializes in offering personalized home insurance policies to protect homeowners from common structural and liability risks. The agency also works with clients and their home inventory to ensure sufficient dwelling coverage and personal property protection. In addition to home insurance, it provides general consultation on adjusting deductibles and coverage limits to fit individual budgets. The agency helps homeowners address specific concerns such as earthquake damage, which is a seasonal and situational risk in California.

DI
624 University Ave #203
Dworkin Insurance Services
Home Insurance Agent · Palo Alto, CA

With spring storms often bringing unexpected damage to the many mature trees across Palo Alto homeowners often find themselves needing immediate guidance on their coverage. Dworkin Insurance Services responds as a local and knowledgeable resource in the home insurance agent category, offering clear explanations of policy details tailored to each property’s age and style. They help residents understand deductible options and liability protection against falling branches or roof leaks. An initial walk-through of the home typically begins the process of identifying specific coverage gaps.

IB
460 California Ave Suite #203
Insurance by Lee Aldinger Insurance
Home Insurance Agent · Palo Alto, CA

Insurance by Lee Aldinger Insurance works with homeowners in Palo Alto, CA to secure standard coverage for dwellings and personal property. The agency also specializes in adding optional endorsements such as protection for high-value items, liability umbrella policies, and water backup coverage. Commercial sector clients it can serve include offices, warehouses, and food service operations, ensuring that policy structures fit a range of business property and liability needs.

MI
4083 Transport St
Marketside Insurance Services
Home Insurance Agent · Palo Alto, CA

Marketside Insurance Services is known for helping homeowners in Palo Alto find appropriate property coverage that matches local risk factors, including wildfire exposure and seasonal weather patterns. The company works with multiple carriers to offer personalized policies for single-family homes, condominiums, and rental properties. It assists clients in reviewing dwelling limits, personal property values, and liability protection to ensure adequate financial safeguards. For added security, it also offers optional umbrella liability policies to extend coverage beyond standard homeowners limits.

AB
591 Lytton Ave
Allied Brokers Insurance Agency, Inc.
Home Insurance Agent · Palo Alto, CA

Allied Brokers Insurance Agency, Inc. provides residential home insurance services to homeowners in Palo Alto and the surrounding communities. The agency also offers commercial coverage for local business properties and maintains a consistent service area across the region. A focus on personalized policy reviews allows clients to adjust their protection as their property needs evolve. This attention to detail encourages homeowners to return for ongoing coverage updates between regular seasonal inspections.

FI
948 Industrial Ave
Farmers Insurance
Home Insurance Agent · Palo Alto, CA
(650) 321-7637
agents.farmers.com/ca/palo-alto

What Does a a Home Insurance Agent in Palo Alto Cost?

The cost of home insurance in California varies widely based on your homes value location and coverage limits. Average annual premiums in Palo Alto can range from 1200 to 3000 dollars for a standard policy. Earthquake insurance adds 800 to 3000 dollars per year depending on the property. This is general information and not insurance advice.

About home insurance agents in Palo Alto

A home insurance agent in Palo Alto California can help you find a policy that covers your property and liability needs. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Local agents understand the specific risks in Palo Alto including wildfire and earthquake exposure.

Frequently Asked Questions

What does a home insurance agent in Palo Alto do?

A home insurance agent helps you compare policies from different insurers to find the right coverage for your home. They explain policy details such as dwelling coverage personal property limits and liability protection. They can also help you file claims and update your policy as needed.

Do I need earthquake insurance in Palo Alto California?

Earthquake insurance is not required by law but California insurers must offer it as an endorsement to your home policy. Given Palo Altos location near major fault lines many homeowners choose to add this coverage. The cost depends on your homes age construction type and location.

How do I choose a home insurance agent in Palo Alto?

Look for an agent who is licensed in California and has experience with homes in your area. Ask about their knowledge of local risks like wildfire zones and seismic retrofitting. You can verify an agents license through the California Department of Insurance website.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.