The top-rated home insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,567 reviews. Other highly rated options include Ray Gonzales - State Farm Insurance Agent, Charles Allison - State Farm Insurance Agent, Julio's Auto Insurance. This directory lists 22 home insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Ray Gonzales - State Farm Insurance Agent | 1701 Solar Dr Ste 251 | (805) 240-3100 |
| 3 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 4 | Julio's Auto Insurance | 505 S Oxnard Blvd | (805) 487-8610 |
| 5 | Adriana's Insurance Services | 121 E Gonzales Rd | (805) 430-4680 |
| 6 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 7 | Efrain Cazares - State Farm Insurance Agent | 4300 Tradewinds Dr #160 | (805) 205-8222 |
| 8 | Ceja Insurance Agency - Auto, Car & Home Insurance Agents | 1824 Saviers Rd Suite A | (805) 483-6840 |
| 9 | Jimmy Dang: Allstate Insurance | 3667 W 5th St | (805) 984-2009 |
| 10 | Onix Insurance Services | 609 S Oxnard Blvd | (805) 263-6981 |
Pacific Preferred Insurance serves homeowners throughout Ventura County from its base in Oxnard, California. As a local home insurance agent, the company offers standard dwelling policies and personalized coverage guidance tailored to the area's coastal risks. Clients work directly with agents who explain policy options and help manage claims when needed. The agency also assists with bundling home and auto policies for added savings. Washington mutual requests often include fire protection adjustments and windstorm endorsements for properties near the Pacific Ocean.
Ray Gonzales - State Farm Insurance Agent offers a full range of home insurance services, including property coverage tailored to protect against fire, theft, and liability risks. Customizable plans can be structured to include maintenance assistance options for emergency repairs and routine upkeep. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and local restaurants.
Charles Allison - State Farm Insurance Agent serves Oxnard, California, and its surrounding communities, offering professional home insurance guidance. The agency handles the evaluation of residential property coverage needs, helping clients understand standard policy options for protecting their homes. A typical job begins with a thorough review of the client’s current policy and property details. The agent then explains the available coverage levels, deductibles, and endorsements. To handle a typical job, it uses a consultative approach that focuses on matching coverage to the client’s specific risks and financial situation.
Julio's Auto Insurance serves homeowners in Oxnard, California, helping them secure coverage for their dwellings and personal property. The agency assists clients in understanding policy options, such as protection against fire, theft, and weather-related damage that are relevant to the region. Services include reviewing insurance needs and connecting customers with suitable plans for their specific properties. Beyond Oxnard, the company also works with homeowners in the neighboring community of Ventura to meet similar home insurance requirements.
Serving Oxnard residential clients, Adriana's Insurance Services provides home insurance coverage tailored to individual property needs. Commercial policies are also available for local business owners requiring liability or property protection. The agency primarily serves the broader Oxnard and Ventura County area. Home insurance professionals here help clients evaluate dwelling and contents coverage to align with current property values. Claims guidance is offered when unexpected damage occurs. The company typically coordinates with clients for annual policy reviews, encouraging follow-up contact between regular visits to adjust coverage as life circumstances or property conditions evolve.
Veronica's Insurance Oxnard operates on a one-time policy setup followed by recurring annual renewals, distinguishing these from occasional coverage adjustments. This home insurance agent in Oxnard, CA, structures policies to protect dwellings and personal belongings against common regional risks such as fire, theft, or storm damage. Homeowners typically select customized liability limits and deductibles during initial appointments. Ongoing account management is offered through scheduled policy reviews or updates as needed. Service runs on a defined one-time setup with scheduled annual renewal reviews.
Efrain Cazares - State Farm Insurance Agent in Oxnard, CA, specializes in home insurance policies that protect single-family residences against property damage and liability claims. It also offers general agency services, including auto, renters, and life insurance for local homeowners and families. Agents assist with annual policy reviews to ensure coverage reflects current property values. As fall approaches, the office helps clients verify their policies address potential wind and rain damage common to Ventura County.
As the winter rainy season approaches, many Oxnard homeowners begin checking for roof wear and potential leaks. Ceja Insurance Agency - Auto, Car & Home Insurance Agents works with local residents to review their policies ahead of storms, ensuring that coverage reflects current property values and common local risks. The company focuses on helping clients understand home insurance options for single-family houses and condominiums. Their process typically begins with a conversation about the property and a free initial assessment of coverage needs.
Jimmy Dang: Allstate Insurance works in the Oxnard, CA area with a focus on helping local homeowners secure appropriate property coverage. The agency specializes in offering customizable add-ons, such as policies for valuables, personal liability, and additional living expenses during repairs. Its services address the specific property risks present in the Ventura County region. For commercial clients, the agency provides tailored home insurance for various business types, including offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Oxnard Cost?
The average cost of home insurance in California is about 1200 to 1500 dollars per year for a standard policy. In Oxnard coastal location can increase rates due to wind and fire risk. Earthquake insurance adds extra cost often 800 to 3000 dollars per year depending on your homes age and construction. This is general information not insurance advice. Consult a licensed agent for a quote tailored to your situation.
About home insurance agents in Oxnard
Home insurance agents in Oxnard California help residents find coverage for their homes including protection against earthquakes and floods. California law requires insurers to offer earthquake coverage as an add on to standard policies. Agents can explain how local risks like coastal weather affect your premium and coverage options.
Frequently Asked Questions
What does a home insurance agent in Oxnard do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy details like dwelling coverage liability and deductibles. Agents also assist with claims and policy changes after you buy a policy.
Do I need earthquake insurance for my Oxnard home?
California law does not require earthquake insurance but insurers must offer it as an add on to your home policy. Oxnard is in a seismic zone so many homeowners choose this coverage. Your agent can explain the cost and deductible options available.
How do I find a licensed home insurance agent in Oxnard?
You can search the California Department of Insurance website to verify an agents license. Local agents are listed in online directories and through referrals. Make sure the agent is licensed to sell property insurance in California.
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