The top-rated home insurance agent in Newport Beach, California is InsuranceOnline, rated 4.9 stars across 1,651 reviews. Other highly rated options include Kessler Alair Insurance Services, Inc., Steve Ferraro - State Farm Insurance Agent, David Misiego - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Newport Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsuranceOnline | 660 Newport Center Dr #340 | (949) 566-8760 |
| 2 | Kessler Alair Insurance Services, Inc. | 4695 MacArthur Ct Ste 1109 | (949) 536-3700 |
| 3 | Steve Ferraro - State Farm Insurance Agent | 471 Old Newport Blvd #304 | (949) 643-2233 |
| 4 | David Misiego - State Farm Insurance Agent | 227 20th St #100 | (949) 673-9391 |
| 5 | Steve Ferraro Jr. - State Farm Insurance Agent | 471 Old Newport Blvd #304 | (949) 855-8787 |
| 6 | Farmers Insurance - Jason Redmond | 260 Newport Center Dr #213 | (949) 409-4321 |
| 7 | Mike Ferraro Jr. - State Farm Insurance Agent | 3700 Campus Dr Ste 204 | (949) 645-6000 |
| 8 | Moby Young - State Farm Insurance Agent | 3740 Campus Dr B | (949) 706-5300 |
| 9 | Marie Pham - State Farm Insurance Agent | 717 Lido Park Dr ste g | (714) 847-4949 |
| 10 | Reza Shah Financial & Insurance Services, Inc. | East Tower, 4000 MacArthur Blvd Suite 600 | (949) 305-2300 |
InsuranceOnline serves homeowners throughout Orange County from its base in Newport Beach, California, offering home insurance agent services to local residents. The company helps clients find coverage for their primary residences, focusing on policies that protect against common regional risks like earthquakes and wildfires. It provides guidance on selecting appropriate deductibles and policy limits to match each property’s value. Among the specific services it handles in this area are earthquake insurance and standard homeowners policy adjustments for coastal properties.
Kessler Alair Insurance Services, Inc. provides residential home insurance solutions for property owners in Newport Beach. The agency also structures commercial coverage tailored to local business needs, drawing on knowledge of California’s specific coastal and wildfire risks. Clients receive personal policy reviews aimed at matching coverage to changing property values and liability exposures. Follow-up inquiries are answered between regular visits, ensuring policies are adjusted promptly as a homeowner’s situation evolves throughout the coverage term.
Steve Ferraro - State Farm Insurance Agent in Newport Beach, CA provides a range of home insurance services, including coverage for dwelling damage, personal property, and liability protection. Policies can be customized with replacement cost options and additional living expense coverage. A typical service plan involves an initial consultation to assess risk, followed by annual policy reviews. The agency services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Newport Beach can turn to David Misiego - State Farm Insurance Agent for residential and commercial home insurance coverage. This local agency helps customers select policies that protect properties from common risks like storms, fires, and liability claims in the coastal region. Support is provided for filing claims and reviewing coverage options as needs change. The agency also serves customers in neighboring communities throughout the Orange County metro area, including Costa Mesa and Irvine.
Steve Ferraro Jr. - State Farm Insurance Agent serves Newport Beach and the surrounding Orange County communities. The agency handles a full range of home insurance policies designed to protect homeowners against common property risks, including damage from fire, theft, and weather events common to the coastal California area. It also helps clients review their coverage needs for liability protection and personal belongings. For a typical job, the agency begins with a discussion of the client's home and current policy, followed by a detailed comparison of available coverages to find an appropriate plan.
Farmers Insurance - Jason Redmond in Newport Beach, CA offers both one-time policy guidance and ongoing account management services for homeowners. Coverage options are tailored to protect residential properties from common local risks such as fire, theft, and weather-related damage. Policies can be reviewed annually or adjusted mid-term as needed. Service primarily runs on an as-needed basis, with clients able to request policy changes, file claims assistance, or schedule routine coverage reviews at any convenient time.
Serving the Newport Beach area, this agency offers home insurance policies covering standard dwelling and personal property protection. General service work includes assisting clients with navigating coverage options for typical single-family homes and condominiums. As a home insurance agent, it helps homeowners assess their unique risk factors in this coastal community. As the season for winter storms approaches, it helps local residents review their policies to ensure adequate protection against potential water and wind damage.
As coastal storms and seasonal shifts occasionally threaten the Newport Beach area, homeowners seek reliable coverage to protect their property assets. Moby Young - State Farm Insurance Agent helps residents evaluate their specific risks and tailor personal insurance policies accordingly. Located locally, the agency provides guidance on dwelling protection, personal liability, and contents coverage for single-family homes and condominiums. Their process begins with a review of local weather patterns and property value trends before recommending an appropriate plan. A consultation appointment is scheduled to inspect the home and discuss individual needs.
Marie Pham - State Farm Insurance Agent in Newport Beach, CA, provides home insurance coverage that protects clients against common property risks such as fire, theft, and weather damage. This agency also offers specialty add-ons including personal liability protection and optional endorsements for valuable items like jewelry or electronics. Commercial sectors served by this agency include offices, warehouses, and food service operations requiring tailored business property and liability policies.
What Does a a Home Insurance Agent in Newport Beach Cost?
Typical home insurance costs in California range from 800 to 2000 dollars per year for a standard policy. In Newport Beach coastal properties may see premiums of 1500 to 3500 dollars annually due to wind and flood exposure. Earthquake endorsements add 100 to 800 dollars per year depending on your homes structure. This is general information and not insurance advice.
About home insurance agents in Newport Beach
Home insurance agents in Newport Beach California help homeowners find coverage for their properties. California law requires insurers to offer earthquake coverage as an add on to standard policies. Agents can explain how coastal risks like wind and flooding affect your premium.
Frequently Asked Questions
Do I need earthquake insurance for my Newport Beach home?
California law does not require earthquake insurance but insurers must offer it as an endorsement. Given Newport Beach location near fault lines many homeowners choose to add this coverage. An agent can help you compare costs and deductibles.
What factors affect home insurance costs in Newport Beach?
Factors include your homes age construction type and distance to the coast. California law also allows insurers to use your credit score and claims history. Proximity to fire risk zones can increase rates significantly.
Can an agent help me bundle home and auto insurance in California?
Yes many agents offer multi policy discounts for bundling home and auto insurance in California. This can reduce your total premium by 10 to 25 percent. Ask your agent about specific savings available in Newport Beach.
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