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Find Home Insurance Agents Near You in Modesto, CA

Browse home insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated home insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 891 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Farmers Insurance - Maria (Candy) Melara. This directory lists 30 home insurance agents serving Modesto.

Showing 30 home insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1300 Sylvan Ave Ste A-3(209) 651-0452
2Cost-U-Less Insurance123 Burney St(209) 560-6118
3SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
4Farmers Insurance - Maria (Candy) Melara2507 E Hatch Rd Ste B(209) 556-9946
5Acceptance Insurance2045 W Briggsmore Ave Ste A-6(209) 375-7112
6The Source Auto Insurance Agency LLC822 9th St #1(209) 661-7171
7TopFlight Insurance Services901 N Carpenter Rd #37(209) 622-4622
8Confidence Plus Insurance Services, LLC: Allstate Insurance3507 Tully Rd Ste 20(209) 551-0707
9TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
10Pam Shelton-Allen - State Farm Insurance Agent3516 Oakdale Rd ste a(209) 551-0221
FI
1300 Sylvan Ave Ste A-3
Freeway Insurance
Home Insurance Agent · Modesto, CA

Freeway Insurance in Modesto, California, is known for providing homeowners with straightforward property coverage options. Its services include helping local residents obtain standard policies that protect against common perils like fire, theft, and weather damage. The agent works to match each client with a suitable deductible and liability limit for their individual home’s needs. For added protection, this office can offer a separate flood insurance policy for properties in designated flood zones.

CU
123 Burney St
Cost-U-Less Insurance
Home Insurance Agent · Modesto, CA

Cost-U-Less Insurance serves the Modesto metropolitan area, providing home insurance policies that help protect local residences from unexpected damage and loss. Clients can secure coverage tailored to dwellings in Stanislaus County, with options that address standard risks such as fire, theft, and weather-related events. The agency assists customers in finding policies that suit their property needs and financial situations. Its services include guiding clients through coverage selection for single-family homes and offering liability protection for homeowners.

SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Home Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC serves the greater Modesto area in Stanislaus County as a home insurance agent. The company helps local homeowners find coverage for their primary residences, including protection against common perils such as fire, theft, and weather-related damage. It works with multiple carriers to offer policies suited to different property values and risk profiles. SaveDirect also assists clients with adjusting coverage limits as home values change and advises on options like personal liability protection or additional structures coverage.

FI
2507 E Hatch Rd Ste B
Farmers Insurance - Maria (Candy) Melara
Home Insurance Agent · Modesto, CA

Farmers Insurance - Maria (Candy) Melara serves homeowners, property managers, and small businesses in Modesto, California. It offers home insurance policies covering dwelling, personal property, and liability protection, as well as additional coverage options for local risks. Clients receive assistance in comparing plans to match their property and budget needs. The agent also works with renters seeking contents and liability insurance for apartments. Service areas include Riverbank and the surrounding Stanislaus County communities.

AI
2045 W Briggsmore Ave Ste A-6
Acceptance Insurance
Home Insurance Agent · Modesto, CA

Acceptance Insurance provides homeowners with a range of coverage options, including policies for dwelling protection, personal liability, and loss of use. Its service plans assist clients in navigating policy selection to match their individual property needs and budget. The agency works with property owners throughout Modesto, California, offering guidance on securing appropriate insurance for single-family homes, apartments, retail spaces, and restaurants.

SA
822 9th St #1
The Source Auto Insurance Agency LLC
Home Insurance Agent · Modesto, CA

Serving Modesto, California, and the surrounding communities, The Source Auto Insurance Agency LLC handles home insurance needs for local homeowners. This includes offering policies that can protect a client’s dwelling and personal property from common regional risks. To handle a typical job, the agency first reviews the specific details of a client’s home and coverage preferences to identify suitable policy options from available carriers.

TI
901 N Carpenter Rd #37
TopFlight Insurance Services
Home Insurance Agent · Modesto, CA

TopFlight Insurance Services in Modesto, CA helps clients distinguish between the one-time purchase of a standalone home insurance policy and the recurring, bundled coverage available through a comprehensive homeowners plan. The agency assists homeowners in assessing protection for their residence, personal property, and liability against common regional risks. Their service for reviewing coverage options and updating policies runs on a scheduled basis, typically at annual renewal or when property changes occur.

CP
3507 Tully Rd Ste 20
Confidence Plus Insurance Services, LLC: Allstate Insurance
Home Insurance Agent · Modesto, CA

As a home insurance agent in Modesto, Confidence Plus Insurance Services, LLC: Allstate Insurance offers tailored policies covering property damage, personal liability, and additional living expenses. It also explains coverage options to homeowners and helps clients adjust deductibles and limits for better protection. Further, the agency works with renters and condo owners seeking suitable plans. During California’s wildfire season, it assists local residents in reviewing their policies, ensuring adequate coverage for smoke damage and extended temporary housing needs.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Home Insurance Agent · Modesto, CA

TSM Insurance Services serves homeowners across Modesto, California, offering policies that protect single-family residences and condominium units. The agency works with local property owners to structure dwelling coverage and liability protection suited to Central Valley housing needs. Clients receive guidance on policy limits, deductible options, and endorsements for natural perils common to the region. In addition to Modesto, the company extends its home insurance services to homeowners in the neighboring community of Ceres.

PS
3516 Oakdale Rd ste a
Pam Shelton-Allen - State Farm Insurance Agent
Home Insurance Agent · Modesto, CA

Pam Shelton-Allen - State Farm Insurance Agent in Modesto, California, provides a range of home insurance services, including coverage for structural damage, personal property, and liability protection. The agency offers policy reviews to help clients understand their coverage options and adjust plans as their needs change. Service and maintenance plans typically involve annual consultations to ensure adequate protection against local risks. The company services various properties, including single-family homes, apartments, retail spaces, and restaurants.

FI
1801 H St Ste A1
Freeway Insurance
Home Insurance Agent · Modesto, CA
(209) 585-3788
locations.freeway.com/freeway-insurance-modesto-ca-95354
CU
2900 Standiford Ave #25
Cost-U-Less Insurance
Home Insurance Agent · Modesto, CA
(209) 542-9734
locations.costulessdirect.com/modesto-95350
JQ
1620 N Carpenter Rd a3
Jose Quintero - State Farm Insurance Agent
Home Insurance Agent · Modesto, CA
(209) 300-7849
josesf.com
FI
1805 Crows Landing Rd
FOCO Insurance - Modesto
Home Insurance Agent · Modesto, CA
(209) 457-6646
focoinsuranceservices.com
MI
724 E Hatch Rd
Mendoza Insurance Services
Home Insurance Agent · Modesto, CA
(209) 488-3200
mendozainsurance.com
CA
2225 Plaza Pkwy suite c-17
Central Auto Insurance Agency - Auto Insurance Modesto CA
Home Insurance Agent · Modesto, CA
(209) 492-9999
caiautoinsurance.com
II
3508 Dale Rd
insureCAL Insurance Agency
Home Insurance Agent · Modesto, CA
(209) 250-0269
turlockinsurance.com
GI
1508 Coffee Rd Suite G
The Giuliano Insurance Agency Inc: Allstate Insurance
Home Insurance Agent · Modesto, CA
(209) 578-1059
agents.allstate.com/the-giuliano-insurance-agency-inc-modesto-ca.html
FI
1236 Floyd Ave Ste B
Farmers Insurance - Timothy McCain
Home Insurance Agent · Modesto, CA
(209) 527-8800
agents.farmers.com/ca/modesto/timothy-mccain
TC
400 12th St #26
Teresa Clutter Insurance Services LLC
Home Insurance Agent · Modesto, CA
(209) 836-0719
clutterinsurance.com
CB
1505 G St
C-B Associates Insurance
Home Insurance Agent · Modesto, CA
(209) 527-8055
cbassociatesinsurance.com
DW
1101 Standiford Ave # B1
Debra Webb - State Farm Insurance Agent
Home Insurance Agent · Modesto, CA
(209) 545-7344
agentdebrawebb.com
WI
2200 McHenry Ave Ste A
Wright Insurance Agency - J. David Wright, Jr Insurance
Home Insurance Agent · Modesto, CA
(209) 526-2005
wrightinsuranceagency-jdavidwrightjrinsurance.com
WI
1729 Tully Rd Suite 6
Wylie Insurance Services
Home Insurance Agent · Modesto, CA
(209) 526-4402
wylieinsurance.net
FI
1050 N Carpenter Rd Ste F
Farmers Insurance - Ollson Agency
Home Insurance Agent · Modesto, CA
ollsonagency.com
FI
145 Woodrow Ave # B2
Farmers Insurance - Cathy DeBoer
Home Insurance Agent · Modesto, CA
(209) 577-8252
agents.farmers.com/ca/modesto/cathy-deboer
GI
1133 N Carpenter Rd #2
Got It All Insurance Agency
Home Insurance Agent · Modesto, CA
(209) 887-8000
gotitallagency.com
MV
1231 8th St #100
Mc Vey Insurance
Home Insurance Agent · Modesto, CA
(209) 577-0177
FI
2200 McHenry Ave Ste A
Farmers Insurance - Sarah Pena
Home Insurance Agent · Modesto, CA
(209) 577-0800
agents.farmers.com/ca/modesto/sarah-pena
OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Home Insurance Agent · Modesto, CA
(209) 338-5500
trustomega.com

What Does a a Home Insurance Agent in Modesto Cost?

The average cost of home insurance in California is about 1200 to 2000 dollars per year for a standard policy. In Modesto, rates may vary based on factors like home age, location, and coverage limits. Earthquake insurance adds extra cost, typically 800 to 3000 dollars per year depending on the home. This is general information and not insurance advice.

About home insurance agents in Modesto

Home insurance agents in Modesto California help homeowners find policies that protect against risks like wildfire and earthquake. California law requires insurers to offer earthquake coverage after a home policy is issued. Local agents understand the specific needs of Modesto properties and can guide you through available options.

Frequently Asked Questions

What does a home insurance agent in Modesto do?

A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain policy details and assist with claims. Agents in Modesto are familiar with local risks such as fire and flood zones.

Is earthquake insurance required in California?

Earthquake insurance is not required by law in California. However, insurers must offer earthquake coverage to homeowners when they issue or renew a policy. You can choose to accept or decline this coverage.

How do I choose a home insurance agent in Modesto?

Look for an agent who is licensed by the California Department of Insurance. Ask about their experience with Modesto area properties and the insurers they represent. Compare quotes from multiple agents to find a policy that fits your needs.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.