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Find Home Insurance Agents Near You in Mission Viejo, CA

Browse home insurance agents serving Mission Viejo, California. Updated 2026-07-14.

The top-rated home insurance agent in Mission Viejo, California is AAA Mission Viejo Insurance and Member Services, rated 4.4 stars across 206 reviews. Other highly rated options include Sun Pacific Insurance Brokers, Goosehead Insurance - Rosen Stoynev, Elye Insurance Agency. This directory lists 14 home insurance agents serving Mission Viejo.

Showing 14 home insurance agents in Mission Viejo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Mission Viejo Insurance and Member Services27805 Santa Margarita Pkwy(949) 583-9433
2Sun Pacific Insurance Brokers26441 Crown Valley Pkwy #100(949) 582-5220
3Goosehead Insurance - Rosen Stoynev23456 Madero #240(949) 325-9500
4Elye Insurance Agency27001 La Paz Rd Ste 201(949) 550-0040
5Farmers Insurance - Briana Garabet27201 Puerta Real #300(949) 710-4675
6Goosehead Insurance - Jennifer Pinnegar23456 Madero #240(949) 359-8252
7Advantis Insurance Services26522 La Alameda #210(949) 545-0220
8Kelly Brennan - State Farm Insurance Agent24800 Chrisanta Dr Ste 150(949) 770-6100
9THINK INSURANCE - Jennifer Rich Agency22951 Los Alisos Blvd #6(949) 446-4983
10Arc 23 Insurance Services24000 Alicia Pkwy, #17332, 24002 Via Fabricante Suite 224(949) 484-7500
AM
27805 Santa Margarita Pkwy
AAA Mission Viejo Insurance and Member Services
Home Insurance Agent · Mission Viejo, CA

AAA Mission Viejo Insurance and Member Services serves homeowners throughout Orange County from its Mission Viejo location. The agency provides home insurance policies that protect single-family residences from common perils such as fire, theft, and weather damage. Their agents assist clients in selecting appropriate coverage limits and deductibles tailored to individual property needs. They also help policyholders bundle home insurance with other personal lines through a single provider. Specific services include processing claims for windstorm damage and arranging for temporary housing after a covered loss.

SP
26441 Crown Valley Pkwy #100
Sun Pacific Insurance Brokers
Home Insurance Agent · Mission Viejo, CA

Sun Pacific Insurance Brokers in Mission Viejo, California, provides a full range of home insurance services, including policy review, coverage selection, and claims assistance for local homeowners. The company helps clients tailor maintenance plans to protect their property against common regional risks such as earthquakes and wildfires. It guides customers through comparing policies from multiple carriers to find suitable protection levels. Sun Pacific Insurance Brokers services single-family homes, apartments, retail spaces, and restaurants within the surrounding community.

GI
23456 Madero #240
Goosehead Insurance - Rosen Stoynev
Home Insurance Agent · Mission Viejo, CA

Homeowners in Mission Viejo and surrounding areas turn to Goosehead Insurance - Rosen Stoynev for home insurance agent services. They help clients assess dwelling coverage, personal property protection, and liability options to match individual property needs. The agency works with local carriers to find suitable policies that meet typical Orange County housing requirements. Their office also serves families and property owners in the neighboring community of Laguna Niguel and throughout South Orange County.

EI
27001 La Paz Rd Ste 201
Elye Insurance Agency
Home Insurance Agent · Mission Viejo, CA

Elye Insurance Agency serves homeowners in Mission Viejo and surrounding Orange County communities, handling a full range of home insurance policies for local residences. This agency addresses common coverage needs including dwelling protection, personal liability, and possessions. It also helps clients with additional options such as flood or earthquake endorsements typical for the region. For a typical job, the agency begins by reviewing a property’s specific risks and desired coverage levels before presenting policy choices tailored to that individual home.

FI
27201 Puerta Real #300
Farmers Insurance - Briana Garabet
Home Insurance Agent · Mission Viejo, CA

Farmers Insurance - Briana Garabet in Mission Viejo, CA offers homeowners a choice between one-time policy setup or ongoing service for coverage updates. Their home insurance plans can protect the structure, personal belongings, and liability against common local risks such as fire, theft, or storm damage. Service for policy reviews, claims assistance, or coverage adjustments typically runs on an as-needed basis.

GI
23456 Madero #240
Goosehead Insurance - Jennifer Pinnegar
Home Insurance Agent · Mission Viejo, CA

Goosehead Insurance - Jennifer Pinnegar provides tailored home coverage options, including protection for dwelling, personal property, and liability. Serving Mission Viejo and the surrounding area, the agency assists clients in evaluating policy details to match individual needs and budgets. It also helps homeowners adjust their coverage in response to seasonal risks, such as advising on additional protection for damage from winter storms or Santa Ana wind events common in Southern California.

AI
26522 La Alameda #210
Advantis Insurance Services
Home Insurance Agent · Mission Viejo, CA

With the Santa Ana wind season elevating wildfire risk in Mission Viejo, homeowners often seek updated coverage assessments from a local agent. Advantis Insurance Services provides home insurance guidance tailored to property values and regional hazards. An agent reviews optional endorsements for increased replacement cost or debris removal allowances, ensuring the policy reflects current construction materials and square footage. Clients can schedule a complimentary initial assessment in their home office, where a representative inspects existing coverage limits and recommends necessary adjustments.

KB
24800 Chrisanta Dr Ste 150
Kelly Brennan - State Farm Insurance Agent
Home Insurance Agent · Mission Viejo, CA

Kelly Brennan - State Farm Insurance Agent in Mission Viejo, CA provides residential home insurance coverage tailored to protect local homeowners. The agency also offers commercial property policies for area businesses, serving clients across Orange County and surrounding communities. Each homeowner policy is reviewed to match individual needs, with options for liability and dwelling protection. Ongoing follow-up service is available between regular policy reviews to address claim questions or coverage adjustments as life circumstances change, ensuring continued support long after the initial policy is set.

TI
22951 Los Alisos Blvd #6
THINK INSURANCE - Jennifer Rich Agency
Home Insurance Agent · Mission Viejo, CA

THINK INSURANCE - Jennifer Rich Agency in Mission Viejo helps clients secure standard home insurance coverage that protects dwellings and personal property. Its agents assist with selecting additional specialty options, such as extended replacement cost, sewer backup protection, or identity fraud expense endorsements. Policies can be tailored to meet the needs of owner-occupied residences as well as rental properties. The agency also serves commercial clients seeking coverage for various operational spaces, including offices, warehouses, and food service establishments.

A2
24000 Alicia Pkwy, #17332, 24002 Via Fabricante Suite 224
Arc 23 Insurance Services
Home Insurance Agent · Mission Viejo, CA
PI
27758 Santa Margarita Pkwy #283
Parmenter Insurance Agency, Inc
Home Insurance Agent · Mission Viejo, CA
(949) 829-0516
parmenterins.com
JW
23120 Alicia Pkwy #231
Jason Wolcott Insurance Services
Home Insurance Agent · Mission Viejo, CA
(800) 309-2161
wolcottins.com
FI
26060 Acero #104
Farmers Insurance
Home Insurance Agent · Mission Viejo, CA
agents.farmers.com/ca/mission-viejo
NC
28892 Marguerite Pkwy # 240
Nathan Comstock Insurance Services
Home Insurance Agent · Mission Viejo, CA
(949) 887-6629

What Does a a Home Insurance Agent in Mission Viejo Cost?

The average cost of home insurance in California is about $1,200 to $2,500 per year for a standard policy. In Mission Viejo, rates vary based on home value, age of the home, and proximity to fire zones. Earthquake coverage adds roughly $800 to $3,000 per year depending on the deductible. This is general information and not insurance advice.

About home insurance agents in Mission Viejo

Home insurance agents in Mission Viejo help homeowners find coverage for their property. California law requires insurers to offer earthquake coverage as an add on to standard policies. Agents can also explain how local wildfire risks affect your premium and coverage options.

Frequently Asked Questions

What does a home insurance agent in Mission Viejo do?

A home insurance agent helps you compare policies from different carriers and explains coverage limits. They can advise on dwelling coverage, personal property protection, and liability insurance. They also help with claims and policy changes.

Is earthquake insurance required in Mission Viejo California?

Earthquake insurance is not required by law but California insurers must offer it as a separate policy. Mission Viejo is in a seismic zone so many homeowners choose to add this coverage. An agent can explain the deductible and limits.

How do California wildfire risks affect home insurance in Mission Viejo?

Wildfire risk can increase premiums or lead to non renewal in high risk zones. California law prohibits insurers from cancelling policies for one year after a wildfire if you are in a designated area. An agent can help you find carriers that still write policies in your area.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.