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Find Home Insurance Agents in Merced, CA

Compare home insurance agents in Merced. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Merced, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 home insurance agents in Merced, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
3070 M St #1, Merced, CA 95348
(209) 418-7383 locations.costulessdirect.com
AAA Merced Branch
3065 M St, Merced, CA 95348
(209) 726-7440 mwg.aaa.com
Fiesta Auto Insurance & Tax Service
1102 W 16th St, Merced, CA 95340
(209) 383-9500 fiestainsurance.com
Torrey Moe - State Farm Insurance Agent
61 W Alexander Ave, Merced, CA 95348
(209) 580-4432 torreymoe.com
Quote Valley Insurance - Covered California
840 W Olive Ave STE E, Merced, CA 95348
(209) 723-2000 quotevalley.com
Fiesta Auto Insurance & Tax Service
1580 Yosemite Pkwy, Merced, CA 95340
(209) 580-3938 fiestainsurance.com
Fluetsch & Busby Insurance
725 W 18th St #1, Merced, CA 95340
(209) 722-1541 fandb1912.com
Freeway Insurance
251 W 11th St, Merced, CA 95341
(209) 781-4122 locations.freeway.com
Justi Smith - State Farm Insurance Agent
830 W 19th St, Merced, CA 95340
(209) 383-3208 justismith.com
Farmers Insurance - Annissa Fragoso
527 W Main St, Merced, CA 95340
(209) 626-5551 agents.farmers.com
Edge Insurance Services
2830 G St Ste B, Merced, CA 95340
(209) 385-3343 policyplease.com
Merced Atlas Insurance Services
1624 K St, Merced, CA 95340
(209) 626-5450
Farmers Insurance - Juan Mena-Sandoval
1777 G St Ste 10, Merced, CA 95340
(209) 259-6954
Farmers Insurance - Miguel Soto
1820 P St, Merced, CA 95340
(209) 617-0982 agents.farmers.com
Salmeri Insurance
505 W 18th St, Merced, CA 95340
(209) 722-8020 salmeri.com
Merced Insurance
833 W 18th St, Merced, CA 95340
(209) 722-3318 mercuryinsurance.com
Barlocker Insurance Services
1164 Olivewood Dr, Merced, CA 95348
(209) 383-0220 leavitt.com
New Horizon Insurance Services Merced
2185 G St suite 200, Merced, CA 95340
(209) 722-1400 newhorizonins.com
InterWest Insurance Services, LLC. Merced
368 E Yosemite Ave Ste. 100, Merced, CA 95340
(209) 723-9181 iwins.com

A home insurance agent in Merced California can help you find a policy that fits your needs. California law requires insurers to offer coverage for fire and other common risks. Local agents understand the specific weather and property concerns in the Central Valley.

What Does a Home Insurance Agent in Merced Cost?

In California the average home insurance premium is around 1200 to 1500 dollars per year for a standard policy. Costs in Merced may vary based on home age location and coverage limits. Factors like fire risk and credit history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Merced do?
An agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.
Do I need earthquake insurance in Merced California?
Earthquake coverage is not required by law but is available as an add on. Many homeowners in California choose it because of seismic risk. Your agent can explain the cost and benefits.
How can I lower my home insurance cost in Merced?
You can raise your deductible or bundle home and auto policies. Installing smoke alarms and security systems may also reduce premiums. Ask your agent about discounts specific to California.