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Compare Home Insurance Agents in Malibu, CA

Compare home insurance agents in Malibu. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Malibu, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 home insurance agents in Malibu, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
B.W. Baker Insurance Services
29169 Heathercliff Rd Ste 208, Malibu, CA 90265
(310) 457-5092 bwbaker.com
Malibu Insurance Services
30765 Pacific Coast Hwy Ste 443, Malibu, CA 90265
(424) 644-0929 buinsurance.com
Farmers Insurance - Rene Williams
22837 Pacific Coast Hwy Ste D, Malibu, CA 90265
(310) 317-4433 agents.farmers.com
Farmers Insurance - Bart Baker
29169 Heathercliff Rd Ste 208, Malibu, CA 90265
(310) 457-5092 agents.farmers.com
Lisa Feldman: Allstate Insurance
29350 Pacific Coast Hwy Ste 9a, Malibu, CA 90265
(310) 478-4344 agents.allstate.com
Shelly O'Shea - State Farm Insurance Agent
22241 Pacific Coast Hwy # C, Malibu, CA 90265
(310) 456-5547 shellyoshea.com
Farmers Insurance - Bassem Maaz
28925 Pacific Coast Hwy Ste 203, Malibu, CA 90265
(818) 239-1812 agents.farmers.com
Coast to Canyon Insurance
29350 Pacific Coast Hwy Ste 9a, Malibu, CA 90265
(855) 876-3776 coasttocanyoninsurance.com
LCSB Insurance Services
29170 Heathercliff Rd, Malibu, CA 90265
(310) 478-4344 lcsbagency.com

What Does a Home Insurance Agent in Malibu Cost?

Home insurance costs in Malibu vary widely based on the home value, location, and risk factors like wildfire exposure. Average annual premiums in California range from 1,200 to 3,000 dollars for standard policies, but Malibu homes in high-risk zones may see premiums from 5,000 to 15,000 dollars or more. Earthquake insurance adds 800 to 3,000 dollars per year. These figures are general estimates and your actual cost will depend on your specific property and coverage choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Malibu do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home. They explain deductibles, coverage limits, and exclusions for perils like wildfire and flood. They also assist with filing claims and updating your policy as your needs change.
Do I need earthquake insurance in Malibu?
Earthquake insurance is not required by law in California, but it is strongly recommended for Malibu due to seismic activity. Standard home insurance policies do not cover earthquake damage. You must purchase a separate earthquake policy, often through the California Earthquake Authority.
How does the California FAIR Plan work for Malibu homes?
The California FAIR Plan is a state-mandated program that provides basic fire insurance for homeowners who cannot get coverage from standard insurers. It is often used in high-risk wildfire areas like Malibu. The plan covers fire, smoke, and lightning but does not include liability or other perils.