The top-rated home insurance agent in Madera, California is Cost-U-Less Insurance, rated 4.9 stars across 328 reviews. Other highly rated options include AAA Madera Branch, Elite Home & Auto Insurance Agency, Farmers Insurance - Israel Cortes. This directory lists 19 home insurance agents serving Madera.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 2380 W Cleveland Ave E-5 | (559) 397-0366 |
| 2 | AAA Madera Branch | 221 N G St | (559) 662-4700 |
| 3 | Elite Home & Auto Insurance Agency | 1629 Howard Rd | (559) 675-8400 |
| 4 | Farmers Insurance - Israel Cortes | 1825 Howard Rd Ste B | (559) 230-1300 |
| 5 | Ray Joseph Rezendes Jr - State Farm Insurance Agent | 1613 Howard Rd | (559) 673-9176 |
| 6 | Farmers Insurance - Jeffrey Jackson Ins Agency Inc | 321 W Yosemite Ave Ste 107 | (559) 674-8889 |
| 7 | Goosehead Insurance - David W Wagner | 36914 Ave 12 Unit 16 | (559) 286-0460 |
| 8 | Value Insurance Agency | 901 W Yosemite Ave | (559) 673-0100 |
| 9 | Moncali Insurance | 719 N D St Suite D | (559) 662-8798 |
| 10 | AIS David Frisby Insurance | 309 N I St | (559) 235-7676 |
Cost-U-Less Insurance in Madera, California, is known for helping local homeowners find coverage that fits their budget and property needs. The agency offers standard home insurance policies protecting dwellings and personal belongings from common risks like fire, theft, and storm damage across the Central Valley region. They can also add on specialized protection for valuable personal items, such as jewelry or fine art, through a scheduled personal property endorsement.
AAA Madera Branch serves the Madera, California area and its surrounding county as a home insurance agent. The company assists local homeowners in securing policies that protect their property and personal assets. Their services typically include evaluating existing coverage to identify gaps and advising on options for dwelling and liability protection. In this region, they handle policy adjustments for renovations or new home purchases. They also guide clients through the process of filing claims.
Elite Home & Auto Insurance Agency provides a range of services including the selection and acquisition of homeowner and renter policies for properties in the Madera, CA area. Their service approach focuses on comparing coverage options from multiple carriers to match client needs. The agency also reviews policy details annually to help adjust for changes in property value or risk. It services a variety of properties such as single-family homes, apartment complexes, retail locations, and commercial restaurants.
Farmers Insurance - Israel Cortes serves Madera, California, and surrounding communities in the region. As a home insurance agent, the office handles policies that protect residential properties and personal belongings. It works with clients to assess property-specific needs for coverage options. The agency processes insurance applications and provides ongoing policy support for homeowners. When handling a typical job, the company reviews individual property details and current market conditions to offer suitable insurance solutions.
Ray Joseph Rezendes Jr - State Farm Insurance Agent in Madera, CA, provides home insurance coverage for homeowners, property managers, and local businesses. Services include protecting residential structures, personal belongings, and liability against common risks. The agency assists clients with tailoring policies to meet individual needs, such as coverage for fire, theft, or weather-related damage common to the central San Joaquin Valley. Customers in Madera and nearby communities, including those in the western part of the Fresno metro area, can request personalized quotes and policy reviews from this agent.
For a new policy or a coverage review, a home insurance agent provides a one-time service to tailor a homeowners policy to individual needs. Recurring annual service includes policy updates, claim assistance, and escrow coordination. In the Madera area, Farmers Insurance - Jeffrey Jackson Ins Agency Inc focuses on comprehensive property protection. This home insurance agent offers services on both a scheduled basis for annual renewals and individual sessions. Additional support remains available as needed for urgent coverage questions or mid-term policy changes.
Goosehead Insurance - David W Wagner offers personalized home insurance policies tailored for properties in the Madera area. The agency guides clients through coverage options for dwellings, personal belongings, and liability protection. It assesses each home’s risks to find a suitable policy. During wildfire season, it helps Central Valley homeowners explore coverage for structural damage and smoke-related losses.
Value Insurance Agency serves the Madera area with residential home insurance policies tailored to individual property needs. The agency also provides commercial coverage options for local business owners seeking protection for their properties. Service extends throughout Madera and the surrounding communities, helping homeowners manage risk and secure appropriate policy terms. Clients often return when reviewing annual coverage requirements, making appointments to update existing policies between routine property inspections.
As the Central Valley’s dry season brings elevated wildfire risk, Moncali Insurance helps homeowners in Madera, CA, review their policies for adequate coverage against such periodic threats. The agency guides property owners through policy adjustments that reflect current rebuild costs and liability needs. Local property quirks, from older foundations to newer additions, often require tailored attention. An agent will schedule a thorough home assessment to inspect the structure and grounds, noting roof materials, defensible space, and potential hazards, before providing any coverage recommendation.
What Does a a Home Insurance Agent in Madera Cost?
The average cost of home insurance in California is around $1,200 to $1,500 per year for a standard policy, but rates vary widely based on location, home value, and coverage level. In Madera, factors like proximity to fire zones and crime rates can affect your premium. This is general information and not insurance advice.
About home insurance agents in Madera
Home insurance agents in Madera, California help homeowners find coverage that meets state requirements and local needs. California law does not require home insurance, but mortgage lenders typically mandate a policy. Agents can explain policy options, including coverage for wildfire damage, which is a common concern in the state.
Frequently Asked Questions
What does a home insurance agent in Madera do?
A home insurance agent helps you compare policies from different insurance companies. They can explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.
Is home insurance required by law in California?
No, California state law does not require homeowners to have insurance. However, if you have a mortgage, your lender will require you to carry a policy that covers the loan amount. Agents can help you meet those requirements.
How do I choose a home insurance agent in Madera?
Look for an agent who is licensed in California and has experience with properties in the Central Valley. You can check the California Department of Insurance website to verify an agents license. Ask about their knowledge of local risks like flooding and wildfire.
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