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Looking for a home insurance agent in Los Gatos? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Los Gatos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 home insurance agents in Los Gatos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Laura Peterson - State Farm Insurance Agent
16795 Lark Ave #108, Los Gatos, CA 95032
(408) 395-2900
laurapeterson.net
AAA Los Gatos Branch
15450 Los Gatos Blvd #300, Los Gatos, CA 95032
(408) 399-8400
mwg.aaa.com
Don Williams & Associates
17510 Farley Rd W, Los Gatos, CA 95030
(408) 402-3646
donwilliamsinsurance.com
Pamela Noyce - Noyce Insurance Agency
15466 Los Gatos Blvd Ste 203, Los Gatos, CA 95032
(408) 399-6669
noyceinsurance.com
LGS Insurance Services Inc
16185 Los Gatos Blvd #205, Los Gatos, CA 95032
(408) 395-9800
lgsis.com
Laila Zachariah: Allstate Insurance
15466 Los Gatos Blvd Ste 204, Los Gatos, CA 95032
(408) 358-1735
agents.allstate.com
Guardian Insurance
15559 Union Ave suite 3065, Los Gatos, CA 95032
(408) 915-5110
guardianinsurance.io
June McGrew - State Farm Insurance Agent
14125 Capri Dr Ste 3, Los Gatos, CA 95032
(408) 247-7300
junemcgrew.com
Acrisure Los Gatos, CA (Los Gatos Insurance Services)
451 Los Gatos Blvd, Los Gatos, CA 95032
(408) 356-6747
acrisure.com
Farmers Insurance - JP Bernard
985 University Ave Ste 10, Los Gatos, CA 95032
(408) 358-3200
agents.farmers.com
Mike Cummings - State Farm Insurance Agent
101 Church St Ste 13, Los Gatos, CA 95030
(408) 358-7444
statefarm.com
Farmers Insurance - Kelli Walsh
451 Los Gatos Blvd, Los Gatos, CA 95032
(408) 356-6845
agents.farmers.com
Farmers Insurance - Mary Badame
215 N Santa Cruz Ave Ste B, Los Gatos, CA 95030
(408) 395-1113
agents.farmers.com
Home insurance agents in Los Gatos help homeowners find coverage that meets California state requirements and local needs. California law does not require homeowners insurance but mortgage lenders typically do. Agents can explain how factors like wildfire risk and proximity to the San Andreas Fault affect premiums and coverage options.
What Does a Home Insurance Agent in Los Gatos Cost?
Typical home insurance costs in California range from 800 to 2000 dollars per year for a standard policy but can be higher in wildfire prone areas. Premiums depend on your homes location age construction type and coverage limits. Los Gatos rates may be influenced by local fire risk and property values. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Los Gatos do?
A home insurance agent helps you compare policies from different insurers and choose coverage that fits your home and budget. They explain policy terms and can assist with claims. Agents are licensed by the California Department of Insurance.
Is homeowners insurance required in California?
California state law does not legally require homeowners insurance. However most mortgage lenders require it as a condition of the loan. An agent can help you meet lender requirements while getting adequate protection.
How do California wildfire risks affect home insurance in Los Gatos?
Properties in high fire risk areas may face higher premiums or limited coverage options. California law requires insurers to offer a FAIR Plan for those who cannot find standard coverage. An agent can explain these options and help you assess your risk.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.