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Find Home Insurance Agents Near You in Los Banos, CA

Browse home insurance agents serving Los Banos, California. Updated 2026-07-14.

The top-rated home insurance agent in Los Banos, California is Fiesta Auto Insurance & Tax Service, rated 4.8 stars across 674 reviews. Other highly rated options include Joe G. Gutierrez - State Farm Insurance Agent, AAA Los Banos Branch, EFR Insurance Agency. This directory lists 13 home insurance agents serving Los Banos.

Showing 13 home insurance agents in Los Banos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Service1060 E Pacheco Blvd Suite B(209) 710-5700
2Joe G. Gutierrez - State Farm Insurance Agent964 J St(209) 826-4963
3AAA Los Banos Branch1451 W Pacheco Blvd h(209) 827-5000
4EFR Insurance Agency864 5th St(209) 826-9500
5Fred Loya Insurance1575 W Pacheco Blvd Ste 100(209) 710-3211
6American Standard999 4th St(209) 719-3823
7Maya's Auto Insurance401 E Pacheco Blvd b(209) 710-9561
8Farmers Insurance - David Gould1048 6th St(209) 826-0152
9Western Valley Insurance810 W K St A(209) 826-5667
10Auto America Insurance903 6th St(209) 826-9200
FA
1060 E Pacheco Blvd Suite B
Fiesta Auto Insurance & Tax Service
Home Insurance Agent · Los Banos, CA

Fiesta Auto Insurance & Tax Service provides coverage for homes in Los Banos, California, addressing both standard homeowner needs and specialized damage protection. The agency assists clients with policies that protect residential properties and belongings from local risks. Their work includes guiding customers through the selection of adequate dwelling and liability coverage. Fiesta Auto Insurance & Tax Service can serve commercial sectors requiring such protection, including offices, warehouses, and food service operations.

JG
964 J St
Joe G. Gutierrez - State Farm Insurance Agent
Home Insurance Agent · Los Banos, CA

Joe G. Gutierrez - State Farm Insurance Agent in Los Banos, CA provides a full range of home insurance services, including coverage options for dwelling, personal property, and liability protection. Service plans focus on helping clients review their policies annually to adjust coverage as needed. Routine maintenance guidance is offered to protect against common local hazards. This agency services single-family homes, apartments, retail locations, and restaurants.

AL
1451 W Pacheco Blvd h
AAA Los Banos Branch
Home Insurance Agent · Los Banos, CA

AAA Los Banos Branch serves the Los Banos, California area as a home insurance agent. The agency helps local homeowners find coverage that protects their property and personal belongings. They assist clients in navigating policy options tailored to the risks common in the Central Valley region, including wildfire and flood exposure. Customers can work with the branch to review existing policies or obtain new coverage for single-family homes. The agency handles both standard homeowners insurance and specialized coverage for rental properties within Los Banos.

EI
864 5th St
EFR Insurance Agency
Home Insurance Agent · Los Banos, CA

EFR Insurance Agency serves homeowners, businesses, and property managers in Los Banos, CA, with comprehensive coverage options tailored to protect residential and commercial structures. The agency guides clients through policy selection, risk assessment, and claims support for standard perils like fire, theft, and weather damage. Regular consultations help property owners adjust their insurance to match changing needs and asset values. They also extend their home insurance services to clients in the neighboring community of Gustine and the surrounding Merced County area, offering local expertise and personalized assistance to safeguard their property investments.

FL
1575 W Pacheco Blvd Ste 100
Fred Loya Insurance
Home Insurance Agent · Los Banos, CA

Fred Loya Insurance provides residential home insurance coverage to property owners in Los Banos, California, and the surrounding areas. The agency also extends its services to commercial clients seeking protection for their business properties and assets. Agents work with local homeowners to assess their specific coverage needs, helping to tailor policies that address common regional risks. Between regular policy reviews or renewal periods, the agency maintains contact to handle any follow-up questions or necessary adjustments to existing coverage.

AS
999 4th St
American Standard
Home Insurance Agent · Los Banos, CA

American Standard, based in Los Banos, California, is known for connecting local homeowners with policies that protect their property from common regional risks. Its service range includes evaluating dwelling coverage needs for houses and condominiums within the Central Valley. Agents here help residents compare liability and personal property options as standard practice for home insurance selection. As a specialty service, it can add on protection for detached structures such as sheds or garages on a homeowner’s property.

MS
401 E Pacheco Blvd b
Maya's Auto Insurance
Home Insurance Agent · Los Banos, CA

Many homeowners require only a single initial consultation to purchase a policy, while others prefer the recurring convenience of ongoing portfolio reviews. Maya's Auto Insurance, located in Los Banos, CA, provides guidance on selecting a policy that determines coverage for dwelling, personal property, and liability in case of unexpected events. The area's seasonal weather patterns can make proper coverage an important consideration for local residents. Service is available both on a one-time basis and as scheduled to accommodate varying needs.

FI
1048 6th St
Farmers Insurance - David Gould
Home Insurance Agent · Los Banos, CA

Farmers Insurance - David Gould in Los Banos, CA specializes in tailoring home insurance policies to protect single-family homes and rental properties throughout the area. Its general service work includes coverage consultations, policy reviews, and claim support to help clients meet their unique homeowner needs. When seasonal storms threaten the Central Valley during winter, this agent helps homeowners review their wind and flood coverage to guard against potential property damage.

WV
810 W K St A
Western Valley Insurance
Home Insurance Agent · Los Banos, CA

Western Valley Insurance serves home and property owners in Los Banos, California, along with the surrounding rural and suburban communities of Merced County. Its agents handle standard homeowners policies, dwelling fire coverage, and personal liability protection for single-family residences and rental properties. For each client, the agency reviews the specific structure, local wildfire and flood risks, and coverage gaps to tailor a policy that matches the homeowner’s budget and asset protection needs.

AA
903 6th St
Auto America Insurance
Home Insurance Agent · Los Banos, CA

Auto America Insurance serves the Los Banos, California area, offering home insurance agent services to local property owners. This agency works with individuals to assess their residential coverage needs, including protections for the structure and personal belongings. The home insurance market in this region requires attention to factors like wildfire risk and seasonal weather patterns. Clients can expect guidance in customizing policies for dwelling protection and liability coverage. Auto America Insurance specifically handles policies for homeowners and renters in Los Banos.

FL
2130 E Pacheco Blvd Ste A
Fred Loya Insurance
Home Insurance Agent · Los Banos, CA
(209) 370-8177
fredloya.com
FI
863 I St Ste A
Farmers Insurance - Crystal Galicia
Home Insurance Agent · Los Banos, CA
(209) 826-0505
agents.farmers.com/ca/los-banos/crystal-galicia
MI
930 E Pacheco Blvd
MVP Insurance
Home Insurance Agent · Los Banos, CA
(209) 710-8735
insurancemvp.com

What Does a a Home Insurance Agent in Los Banos Cost?

The average cost of home insurance in California is about 1,200 to 2,500 dollars per year for a standard policy. Earthquake insurance adds roughly 800 to 3,000 dollars annually depending on your homes age and location. Costs vary based on coverage limits, deductible choices, and the specific risks in Los Banos. This is general information and not insurance advice.

About home insurance agents in Los Banos

Home insurance agents in Los Banos California help homeowners find policies that protect against common risks like wildfire and earthquake damage. California law requires insurers to offer earthquake coverage as an add-on to standard home policies. Local agents can explain the specific coverage needs for the Central Valley region.

Frequently Asked Questions

What does a home insurance agent in Los Banos do?

A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They can explain California specific requirements such as the mandatory offer of earthquake insurance. Agents also assist with filing claims and updating your policy as needed.

Do I need earthquake insurance in Los Banos California?

Earthquake insurance is not required by law but California insurers must offer it with every home policy. Los Banos is near the San Andreas Fault so many homeowners choose to add this coverage. An agent can help you evaluate the cost versus the risk for your property.

How do I choose a home insurance agent in Los Banos?

Look for an agent licensed in California with experience in the local market. Ask about their knowledge of wildfire and flood risks in Merced County. You can check the California Department of Insurance website to verify an agents license status.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.