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Home Insurance Agents in Los Altos, CA

Browse home insurance agents serving Los Altos, California. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 home insurance agents in Los Altos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
First American Title Company
161 S San Antonio Rd Suite 5, Los Altos, CA 94022
(650) 941-3523 local.firstam.com
Jim Flynn - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000 jimflynnlosaltos.com
Josh Anderson - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000 agentjoshanderson.com
Cathy Nguyen: Allstate Insurance
745 Distel Dr Suite 119, Los Altos, CA 94022
(650) 964-3022 agents.allstate.com
Frank Hughes Farmers Insurance
220 State St Suite B, Los Altos, CA 94022
(650) 815-7068 agents.farmers.com
Farmers Insurance - Naomi Hayashi
900 N San Antonio Rd Ste102, Los Altos, CA 94022
(650) 321-7637 agents.farmers.com
Al Ward - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000 alwardlosaltos.com
Michael Tirabassi - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 209-1202 michaeltirabassi.com
Gil Koury Insurance
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676 gilkouryinsurance.com
Dwight Matthews - State Farm Insurance Agent
1564 Miramonte Ave, Los Altos, CA 94024
(650) 948-8164 dwightmatthewsinsurance.com
Gilbert P Koury Insurance Broker
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676 gilkouryinsurance.com
Jack Flesher - State Farm Insurance Agent
445 S San Antonio Rd #101, Los Altos, CA 94022
(650) 941-8700 statefarm.com

Home insurance agents in Los Altos help homeowners find policies that cover dwelling protection liability and personal property. California law requires insurers to offer earthquake coverage as an add on but homeowners are not required to buy it. Agents can explain local risks like wildfire and earthquake and help you choose appropriate coverage limits.

What Does a Home Insurance Agent in Los Altos Cost?

Home insurance costs in Los Altos vary widely based on home value location and coverage level. Typical annual premiums in California range from 800 to 3000 dollars for standard policies. Earthquake coverage adds 100 to 500 dollars per year or more depending on the home. Costs also depend on the deductible you choose and the insurer. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Los Altos do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They explain deductibles liability limits and endorsements like earthquake or flood coverage. Agents also assist with policy changes and claims questions.
Is earthquake insurance required in California?
No California law does not require homeowners to buy earthquake insurance. However insurers must offer it as a separate policy or endorsement. An agent can help you decide if this coverage is right for your Los Altos home based on local seismic risk.
How do I choose a home insurance agent in Los Altos?
Look for an agent who is licensed by the California Department of Insurance and has experience with homes in your area. Ask about their knowledge of local wildfire zones and building costs. You can also check their customer reviews and compare quotes from multiple agents.