The top-rated home insurance agent in Long Beach, California is AAA Long Beach Insurance and Member Services, rated 4.5 stars across 1,142 reviews. Other highly rated options include Freeway Insurance, Steve Dwight - State Farm Insurance Agent, Only Way Insurance Services. This directory lists 21 home insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Long Beach Insurance and Member Services | 4800 Airport Plaza Dr | (562) 496-4130 |
| 2 | Freeway Insurance | 5539 E Stearns St | (562) 273-7061 |
| 3 | Steve Dwight - State Farm Insurance Agent | 4625 E Anaheim St | (562) 494-4494 |
| 4 | Only Way Insurance Services | 300 E 4th St UNIT 106 | (562) 239-2869 |
| 5 | Paul Kagan - State Farm Insurance Agent | 2750 N Bellflower Blvd #208 | (562) 421-5300 |
| 6 | Barua Insurance | 1310 Pine Ave d | (562) 273-3989 |
| 7 | California Risk Partners Insurance Services | 5500 E Atherton St suite 204 | (714) 398-6080 |
| 8 | Erica Ruiz - State Farm Insurance Agent | 4412 E 7th St | (562) 375-0037 |
| 9 | Hershfield Insurance | Business Center, 4401 Atlantic Blvd Bixby, 2nd Floor | (866) 996-9760 |
| 10 | The Wright Agency: Allstate Insurance | 188 Pomona Ave | (562) 987-1090 |
AAA Long Beach Insurance and Member Services serves the Long Beach, California area as a home insurance agent. It works with homeowners to secure protection for their property, including coverage for dwellings and personal belongings against common risks. The agency assists customers in finding policies suited to their needs and providing guidance on liability coverage. AAA Long Beach Insurance and Member Services helps clients with claims assistance and tailoring home insurance plans.
Freeway Insurance serves Long Beach and the surrounding Los Angeles County area, providing home insurance agent services to local homeowners. The agency works with clients to find suitable coverage policies that protect residential properties and personal belongings from unexpected damage or loss. Standard offerings include dwelling protection and liability coverage tailored to various housing types. This office specifically assists with adjusting policy limits for earthquake risks and securing endorsements for high-value personal property items.
Steve Dwight - State Farm Insurance Agent provides a range of home insurance services, including policy reviews and claims assistance. Its service plans focus on helping homeowners protect their property and personal belongings through customized coverage options. The office regularly updates policies to reflect changes in local risks, such as coastal weather and fire conditions. It services single-family homes, apartments, retail spaces, and restaurants throughout Long Beach, CA.
Homeowners, businesses, and property managers in Long Beach, California turn to Only Way Insurance Services for home insurance coverage. The agency works with clients to find policies that protect residential properties and personal assets against common regional risks like fire, theft, and water damage. Understanding local building values and weather patterns, the agents provide tailored advice when selecting deductibles and liability limits. Service also extends throughout neighboring Los Angeles County communities, ensuring homeowners in nearby Signal Hill receive the same personalized attention for their property protection needs.
Paul Kagan - State Farm Insurance Agent serves the Long Beach, California area and its surrounding communities, handling home insurance policies for local homeowners. The agency works with clients to assess their property coverage needs and structural risks common to the region. It routinely guides residents through options for dwelling protection, liability coverage, and personal belongings policies. For a typical job, the agent conducts a thorough property review to help match coverage limits with the home’s specific value and local weather exposure.
Barua Insurance serves clients in Long Beach, CA, offering both one-time policy consultations and recurring annual coverage reviews. The company provides homeowners insurance plans that protect against structural damage, personal liability, and contents loss from common regional perils. Multiple coverage tiers allow property owners to select deductibles and limits that match their individual financial situation. Policy adjustments occur at each scheduled renewal, though supplemental policy endorsements can be added as needed for specific risks. Services run on an as-needed basis for modifications between the annual policy terms.
California Risk Partners Insurance Services offers specialized home insurance policies protecting residential properties throughout Long Beach and the surrounding area. The agency works to match homeowners with coverage suited to individual needs, including structure, liability, and personal property protection. It assists clients in evaluating policy options and navigating the claims process when necessary. During wildfire season or after earthquake activity, it helps homeowners review coverage gaps and ensure existing policies properly reflect current rebuilding costs and local hazard risks.
When coastal storms or seasonal shifts in Long Beach prompt property worries, Erica Ruiz provides reliable home insurance agent services tailored to local residences. She works with residential clients to assess dwelling protection, personal property coverage, and liability safeguards for homeowners and renters alike. As a State Farm Insurance Agent, she helps customers evaluate how their policies respond to regional risks such as wind or water damage. New and existing clients typically begin with a consultation that reviews current coverage levels or inspects the property to determine initial protection needs.
The Wright Agency: Allstate Insurance in Long Beach, CA helps homeowners protect their properties against common risks like fire, theft, and weather damage. They also offer specialty add-ons such as flood and earthquake coverage to address local environmental concerns. Their home insurance agents guide clients through policy customization, including liability protection and personal property endorsements. The agency can serve commercial sectors that require property coverage, including offices, warehouses, and food service establishments needing tailored business insurance solutions alongside personal home policies.
What Does a a Home Insurance Agent in Long Beach Cost?
Home insurance costs in Long Beach California vary by home value location and coverage level. The average annual premium in California is around 1200 to 1500 dollars but can be higher near the coast. Earthquake coverage adds 100 to 800 dollars per year depending on your home. Costs also rise with wildfire risk. This is general information not insurance advice.
About home insurance agents in Long Beach
Home insurance agents in Long Beach California help you find a policy that protects your home and belongings. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain how local risks like wildfires near Long Beach or coastal flooding affect your premium.
Frequently Asked Questions
What does a home insurance agent in Long Beach do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims after a loss.
Does California law require me to have home insurance?
No state law does not require home insurance for homeowners. However your mortgage lender will likely require it. California does require insurers to offer earthquake coverage when you buy a home policy.
How can a Long Beach agent help with earthquake coverage?
California law says insurers must offer earthquake coverage as a separate policy. A local agent can explain the cost and deductible options. They can also help you decide if the coverage fits your budget.
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