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Directory of home insurance agents in Loma Linda, California. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Loma Linda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 home insurance agents in Loma Linda, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
McNeal & Associates Insurance & DMV Services
1870 Mountain View Ave #7, Loma Linda, CA 92354
(877) 994-5377
mcnealins.com
Ken Williams - State Farm Insurance Agent
11155 Mountain View Ave #103, Loma Linda, CA 92354
(909) 796-7514
kennywilliams.net
Diana Herrera: Allstate Insurance
25050 Redlands Blvd Ste A, Loma Linda, CA 92354
(909) 363-0150
agents.allstate.com
Farmers Insurance - Lupe Salazar
24769 Redlands Blvd Ste G, Loma Linda, CA 92354
(909) 882-6265
agents.farmers.com
Dealer Direct: Allstate Insurance
25050 Redlands Blvd, Loma Linda, CA 92354
(909) 363-0150
agents.allstate.com
A home insurance agent in Loma Linda, California can help you find a policy that protects your home and belongings. California law requires insurers to offer coverage for named perils and allows for additional endorsements like earthquake coverage. Local agents understand the specific risks in San Bernardino County, including wildfire and earthquake exposure.
What Does a Home Insurance Agent in Loma Linda Cost?
The cost of a home insurance policy in California typically ranges from 800 to 2,500 dollars per year for a standard policy. Factors that affect the premium include the home's age, location, construction type, and coverage limits. In Loma Linda, proximity to wildland areas may increase rates due to wildfire risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Loma Linda do?
A home insurance agent helps you compare policies from different insurers and explains coverage options like dwelling, personal property, and liability. They can also advise on California specific endorsements such as earthquake or flood coverage. Agents work with you to find a policy that fits your needs and budget.
Do I need earthquake insurance in Loma Linda California?
Earthquake insurance is not required by law in California, but it is highly recommended due to the state's seismic activity. Standard home insurance policies do not cover earthquake damage. You can purchase a separate earthquake policy through the California Earthquake Authority or private insurers.
How do California home insurance rates compare to other states?
California home insurance rates are generally higher than the national average due to wildfire and earthquake risks. According to the Insurance Information Institute, the average annual premium in California is around 1,200 to 1,500 dollars. Rates vary by location, home value, and coverage level.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.