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Find Home Insurance Agents Near You in Lathrop, CA

Browse home insurance agents serving Lathrop, California. Updated 2026-07-14.

The top-rated home insurance agent in Lathrop, California is Jenifer Smith - State Farm Insurance Agent, rated 5.0 stars across 131 reviews. Other highly rated options include JSSR Insurance Agency, Biba Insurance Services Inc., Lathrop Auto Insurance Agency California. This directory lists 10 home insurance agents serving Lathrop.

Showing 10 home insurance agents in Lathrop, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jenifer Smith - State Farm Insurance Agent15370 S Harlan Rd(209) 435-3700
2JSSR Insurance Agency16201 S Harlan Rd(209) 701-6900
3Biba Insurance Services Inc.17908 Murphy Pkwy(209) 858-9656
4Lathrop Auto Insurance Agency California17395 S Manthey Rd #1050(707) 615-0115
5Farmers Insurance - Navneet Kaur17416 Murphy Pkwy suite 105(209) 672-4539
6Junniper Insurance Agency1664 Westwind Wy(209) 889-1560
7Gurbinder Mangat - Steele Insurance17900 Murphy Pkwy(209) 956-1000
8Farmers Insurance - Remedios Corpuz16952 S Harlan Rd(209) 323-5455
9Non Stop Insurance Services103 D'Arcy Pkwy(209) 273-0000
10Farmers Insurance - Ramandeep Kaur4100 Yosemite Ave(408) 598-3003
JS
15370 S Harlan Rd
Jenifer Smith - State Farm Insurance Agent
Home Insurance Agent · Lathrop, CA

Jenifer Smith - State Farm Insurance Agent serves the Lathrop, California area, providing home insurance policies to local homeowners. The agency works with clients to assess their property and coverage needs, helping them select plans that protect against common regional risks such as fire, theft, and weather-related damage. Assistance is offered with filing claims and adjusting coverage as home values or circumstances change. This agency specifically handles standard homeowners insurance and renters insurance policies in Lathrop.

JI
16201 S Harlan Rd
JSSR Insurance Agency
Home Insurance Agent · Lathrop, CA

JSSR Insurance Agency provides home insurance coverage to property owners in Lathrop, California. It offers protection for dwellings, personal belongings, and liability risks that may arise on residential premises. The agency assists clients by explaining policy options and helping to select appropriate coverage limits tailored to individual needs. Its service includes reviewing existing policies and suggesting adjustments when circumstances change. Maintenance advice is also offered to help prevent common household damage before claims become necessary. JSSR Insurance Agency services single-family homes, apartments, retail establishments, and restaurants within the surrounding area.

BI
17908 Murphy Pkwy
Biba Insurance Services Inc.
Home Insurance Agent · Lathrop, CA

Biba Insurance Services Inc. serves homeowners, local businesses, and property managers in and around Lathrop, California. The agency helps clients find and manage coverage that protects their residential and commercial properties against common regional risks. Guiding customers through policy options, it works to address specific needs, from basic dwelling protection to liability for business premises. The company also extends its home insurance services to property owners in the neighboring community of Manteca and throughout the broader San Joaquin County metro area.

LA
17395 S Manthey Rd #1050
Lathrop Auto Insurance Agency California
Home Insurance Agent · Lathrop, CA

Serving Lathrop, California, and the surrounding communities, Lathrop Auto Insurance Agency California handles home insurance coverage for local homeowners. It assists clients in securing policies that protect their property and personal belongings against common regional risks. For each typical job, the agency reviews individual coverage needs and presents suitable policy options from available carriers, then guides the homeowner through the selection process to finalize their plan.

FI
17416 Murphy Pkwy suite 105
Farmers Insurance - Navneet Kaur
Home Insurance Agent · Lathrop, CA

Farmers Insurance - Navneet Kaur in Lathrop, CA, offers home insurance options that address both one-time service needs, such as a new policy purchase, and recurring services like periodic policy reviews or updates. Coverage typically protects property, personal belongings, and liability. The agency focuses on tailoring plans to local risks and individual requirements. Professional guidance is available to help clients understand their choices. Services operate on an as-needed basis, with clients contacting the agency for initial quotes, claims support, or ongoing policy adjustments.

JI
1664 Westwind Wy
Junniper Insurance Agency
Home Insurance Agent · Lathrop, CA

Junniper Insurance Agency specializes in helping homeowners in Lathrop, CA, find tailored coverage for their property and personal belongings. The agency generally assists clients with comparing policy options from multiple insurers to address a wide range of residential needs, including dwelling, liability, and possessions protection. During the flood season common in the Central Valley, it also helps local homeowners secure additional policies that cover water damage from rising groundwater and storms.

GM
17900 Murphy Pkwy
Gurbinder Mangat - Steele Insurance
Home Insurance Agent · Lathrop, CA

As summer heat settles into Lathrop and nearby communities, homeowners often review their coverage for potential wildfire or storm damage. Gurbinder Mangat - Steele Insurance assists local residents in finding a home insurance agent policy that fits their budget and property needs. This agency works directly with individual homeowners to compare plan features and clarify policy terms. A seasoned approach to underwriting helps build confidence when protecting a family’s largest asset. An initial property walk-through and risk assessment typically begins the process of securing appropriate protection.

FI
16952 S Harlan Rd
Farmers Insurance - Remedios Corpuz
Home Insurance Agent · Lathrop, CA

Farmers Insurance - Remedios Corpuz guides homeowners through the process of securing protection for their dwellings and personal property in Lathrop, California. The agency assists clients in adding specialty coverage for valuable items, liability protection, and additional living expenses after a covered loss. They help area residents and business owners assess their unique exposure risks. Commercial sectors the agency can serve include professional offices, warehouses, and food service operations, each requiring distinct policy features tailored to their operational needs.

NS
103 D'Arcy Pkwy
Non Stop Insurance Services
Home Insurance Agent · Lathrop, CA

Non Stop Insurance Services in Lathrop, California, provides residential home insurance coverage, helping local homeowners protect their property and belongings. Commercial coverage options are also available through the agency, which serves clients throughout Lathrop and the surrounding San Joaquin County area. The agency works with policies tailored to individual needs, ensuring clients understand their coverage details. Follow-up service is provided between regular visits to address any questions or adjust policies as circumstances change.

FI
4100 Yosemite Ave
Farmers Insurance - Ramandeep Kaur
Home Insurance Agent · Lathrop, CA

Farmers Insurance - Ramandeep Kaur is a home insurance agent located in Lathrop, CA, known for providing personalized coverage options to its local customers. The company serves homeowners in the region by assisting with policy selection that protects property and personal belongings. In addition to standard hazard and liability protection, this agency can add on specialized coverage for valuable items like jewelry or collectibles.

What Does a a Home Insurance Agent in Lathrop Cost?

In California, the average annual home insurance premium is around $1,200 to $2,500 for a standard policy, but costs vary by location, home value, and coverage level. Lathrop rates may be influenced by local fire risk and crime statistics. Earthquake insurance adds $800 to $3,000 per year depending on the home. This is general information, not insurance advice.

About home insurance agents in Lathrop

Home insurance agents in Lathrop, California help homeowners find policies that protect against fire, theft, and liability. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Local agents can explain how Lathrop proximity to the San Joaquin River may affect flood insurance requirements.

Frequently Asked Questions

What does a home insurance agent in Lathrop do?

A home insurance agent in Lathrop helps you compare policies from different insurers. They explain coverage options, deductibles, and discounts. Agents also assist with claims and policy changes.

Is earthquake insurance required in Lathrop California?

Earthquake insurance is not required by law in California. However, state law mandates that insurers offer earthquake coverage as an add-on to standard home policies. Many Lathrop homeowners choose this coverage due to seismic risk.

How do I choose a home insurance agent in Lathrop?

Look for an agent licensed by the California Department of Insurance. Ask about their experience with local risks like wildfires and floods. Compare quotes from multiple agents to find a policy that fits your needs and budget.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.