Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 home insurance agents in Laguna Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Arlene Bautista - State Farm Insurance Agent
917 Glenneyre St Suite 7, Laguna Beach, CA 92651
(949) 261-6050
myagentarlene.com
PEO Insurance Brokers Network
1968 S Coast Hwy #554, Laguna Beach, CA 92651
(714) 693-0005
peobrokersnetwork.com
Gary Jolliff: Allstate Insurance
1475 Glenneyre St, Laguna Beach, CA 92651
(949) 497-1861
agents.allstate.com
Christopher Lopez: Allstate Insurance
31601 Coast Hwy Ste C, Laguna Beach, CA 92651
(949) 493-5155
agents.allstate.com
Farmers Insurance - Michael Geffre
32392 Coast Hwy Ste 260, Laguna Beach, CA 92651
(949) 494-7261
agents.farmers.com
Farmers Insurance - Robert Bailey
31639 Coast Hwy, Laguna Beach, CA 92651
(949) 715-2600
agents.farmers.com
John L Campbell Insurance
450 Ocean Ave, Laguna Beach, CA 92651
(949) 494-1008
jlcinsurance.com
GMG Insurance Agency
939 Glenneyre St, Laguna Beach, CA 92651
(949) 715-7981
gmgins.com
George FJ Hill Insurance Inc
319 3rd St, Laguna Beach, CA 92651
(949) 494-8008
gfjhillinsurance.com
What Does a Home Insurance Agent in Laguna Beach Cost?
Home insurance costs in Laguna Beach vary widely based on property value location and risk factors. Average annual premiums in California range from 1200 to 3000 dollars but coastal properties may cost 5000 dollars or more. Earthquake insurance adds 800 to 3000 dollars per year depending on deductible and home age. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Laguna Beach do?
A home insurance agent helps you compare policies from multiple carriers and explains coverage options like dwelling protection and liability. They can also advise on additional endorsements for earthquake or flood coverage common in coastal California.
Do I need earthquake insurance for my Laguna Beach home?
California law does not require earthquake insurance but most standard homeowners policies exclude earthquake damage. Agents can help you purchase a separate policy from the California Earthquake Authority or a private insurer.
How does the California FAIR Plan work for Laguna Beach homes?
The California FAIR Plan is a state-mandated program for homeowners who cannot get standard insurance due to wildfire or other high risks. It provides basic fire coverage but agents can help you buy a difference in conditions policy for broader protection.