Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 home insurance agents in Lafayette, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jake Stewart - State Farm Insurance Agent
3581 Mount Diablo Blvd Ste 225, Lafayette, CA 94549
(925) 283-5040
myagentjake.com
Mt. Diablo Insurance Brokers
3557 Mount Diablo Blvd # 21, Lafayette, CA 94549
(925) 297-4070
mtdiabloinsurance.com
JP Reed - State Farm Insurance Agent
3249 Mt Diablo Ct Ste 101A, Lafayette, CA 94549
(925) 934-2277
agentjpreed.com
John de Leuze - State Farm Insurance Agent
1078 Carol Ln #100, Lafayette, CA 94549
(925) 284-9580
johndeleuze.com
EPIC Insurance Brokers & Consultants
3697 Mount Diablo Blvd #100, Lafayette, CA 94549
(510) 452-0458
epicbrokers.com
Gallagher Insurance, Risk Management & Consulting
3697 Mount Diablo Blvd Suite 230, Lafayette, CA 94549
(510) 465-3090
assuredpartners.com
Stanley E Smith Insurance
3540 Wilkinson Ln, Lafayette, CA 94549
(925) 283-6161
James Insurance Services
9 Burton Vista Ct, Lafayette, CA 94549
(925) 299-2802
Kosich & Callahan Insurance Agency
3435 Mount Diablo Blvd STE 300, Lafayette, CA 94549
(925) 284-3911
kosich.com
Blackstone Health Insurance Services
3697 Mount Diablo Blvd #100, Lafayette, CA 94549
(925) 283-1075
Farmers Insurance - Kathryn Larsen
3744 Mount Diablo Blvd Ste 300, Lafayette, CA 94549
(415) 665-2955
agents.farmers.com
22 Apr Wood and Wood Shake Roofs Homeowners Insurance
3249 Mt Diablo Ct, Lafayette, CA 94549
(925) 297-4202
stonecreekinsurance.com
What Does a Home Insurance Agent in Lafayette Cost?
The average annual home insurance premium in California is about 1,200 to 1,800 dollars for a standard policy but rates vary widely by location and home value. In Lafayette premiums may be higher due to wildfire and earthquake risks. Factors like home age construction type and coverage limits also affect cost. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lafayette do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your home and budget. They explain policy details such as dwelling coverage liability limits and California specific endorsements like earthquake or fire protection. They also assist with claims and policy changes after purchase.
Do I need earthquake insurance in Lafayette California?
Earthquake insurance is not required by law but is recommended in Lafayette due to its proximity to active fault lines. Standard home insurance policies do not cover earthquake damage. You can purchase a separate policy through the California Earthquake Authority or a private insurer.
How can a home insurance agent help with California wildfire risks?
An agent can review your policy to ensure you have adequate coverage for wildfire damage including dwelling and personal property protection. They can explain California FAIR Plan options if you cannot get standard coverage due to high wildfire risk. They also help you understand brush clearance requirements that may affect your premium.