ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsCalifornia › La Quinta

Find Home Insurance Agents Near You in La Quinta, CA

Browse home insurance agents serving La Quinta, California. Updated 2026-07-14.

The top-rated home insurance agent in La Quinta, California is AAA La Quinta Insurance and Member Services, rated 4.2 stars across 321 reviews. Other highly rated options include John Ford - State Farm Insurance Agent, Integrity Agents Insurance Services Inc, Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency. This directory lists 11 home insurance agents serving La Quinta.

Showing 11 home insurance agents in La Quinta, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA La Quinta Insurance and Member Services46050 Washington St(760) 771-1162
2John Ford - State Farm Insurance Agent79440 Corporate Centre Dr #104(760) 564-0011
3Integrity Agents Insurance Services Inc51555 Desert Club Dr Suite 350(760) 625-0777
4Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency79710 CA-111 # 100(760) 342-2786
5NavSav Insurance - Private Client51625 Desert Club Dr #202(760) 564-6800
6Farmers Insurance - Javier Reyes78-120 Cll Estado Ste 207(760) 564-1000
7Palm Valley Insurance Services77777 Calle Tampico(760) 775-7256
8Blake Lashgari: Allstate Insurance79200 Corporate Centre Dr Ste 103(760) 564-2443
9Ellen Miller Insurance79280 N Sunset Ridge Dr(760) 328-4251
10Coachella Valley Insurance78411 CA-111(760) 227-2564
AL
46050 Washington St
AAA La Quinta Insurance and Member Services
Home Insurance Agent · La Quinta, CA

AAA La Quinta Insurance and Member Services serves the Coachella Valley from its La Quinta, California location, specializing in home insurance for local homeowners. The agency helps clients navigate standard policies that protect dwellings, personal belongings, and liability risks common in desert communities. It also assists with coverage for high-value properties and protection against regional perils like wildfires.

JF
79440 Corporate Centre Dr #104
John Ford - State Farm Insurance Agent
Home Insurance Agent · La Quinta, CA

John Ford - State Farm Insurance Agent in La Quinta, CA, provides a full range of home insurance policies tailored to protect residential structures, personal belongings, and liability exposure. The agency offers standard coverage options with the ability to review and adjust deductibles or add valuable items riders to maintain comprehensive protection over time. Service includes regular policy reviews to adapt to changing property values and risk factors. John Ford - State Farm Insurance Agent services single-family homes, apartments, retail spaces, and restaurants.

IA
51555 Desert Club Dr Suite 350
Integrity Agents Insurance Services Inc
Home Insurance Agent · La Quinta, CA

Integrity Agents Insurance Services Inc serves homeowners, property managers, and businesses in the La Quinta area by offering home insurance policies tailored to protect residential and commercial properties. The agency guides clients through coverage options for dwellings, personal belongings, and liability risks common to the desert community. Its representatives work to match policy details with each client's property needs and budget. The company also extends its home insurance services to nearby areas such as Indio and the greater Coachella Valley.

RS
79710 CA-111 # 100
Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency
Home Insurance Agent · La Quinta, CA

Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency serves La Quinta and the surrounding desert communities, providing home insurance coverage for local homeowners. It handles policies that protect single-family residences, condominiums, and rental properties against common perils like fire, wind, and liability claims. The agency offers policies that include dwelling coverage and personal property protection tailored to different home values in the area. For a typical job, it assesses a client’s property risks through a detailed consultation to recommend an appropriate policy package.

NI
51625 Desert Club Dr #202
NavSav Insurance - Private Client
Home Insurance Agent · La Quinta, CA

Some home insurance services are provided as a one-time event, while others involve ongoing support for policy management and claims help. NavSav Insurance - Private Client serves the La Quinta area with coverage options for local properties. An agent explains deductibles, liability limits, and special endorsements when setting up a policy. Customers can schedule a single consultation or request repeated assistance as needs arise. This service operates on a one-time or as-needed basis.

FI
78-120 Cll Estado Ste 207
Farmers Insurance - Javier Reyes
Home Insurance Agent · La Quinta, CA

Serving La Quinta, Farmers Insurance - Javier Reyes specializes in homeowners insurance tailored to protect residential properties. As a local home insurance agent, the agency guides clients in selecting appropriate dwelling coverage and personal property protection. It assists with policy reviews to address the unique needs of homeowners in this desert community. Amidst the area's seasonal risks, the agency helps homeowners prepare for potential wildfires and unexpected weather events that can threaten property and belongings.

PV
77777 Calle Tampico
Palm Valley Insurance Services
Home Insurance Agent · La Quinta, CA

Palm Valley Insurance Services in La Quinta, CA arranges home insurance policies designed to protect residential property and personal belongings. This agency can add specialty endorsements for structures on a property that are separate from the main dwelling, such as detached garages or sheds. Policies can also be adjusted to cover homes located on land protected by one of the valley’s Homeowners Associations. Its offerings extend to commercial sectors, including coverage needs for offices, warehouses, and food service operations.

BL
79200 Corporate Centre Dr Ste 103
Blake Lashgari: Allstate Insurance
Home Insurance Agent · La Quinta, CA

As the desert heat intensifies each summer in La Quinta, homeowners often seek ways to protect their properties from sun damage and occasional monsoon winds. Blake Lashgari Allstate Insurance addresses these needs by offering tailored home insurance policies that cover risks common to the Coachella Valley. An agent can discuss coverage options for structural damage, personal belongings, and liability. The process begins with a thorough assessment of the home’s current conditions and the homeowner’s specific requirements during an initial consultation.

EM
79280 N Sunset Ridge Dr
Ellen Miller Insurance
Home Insurance Agent · La Quinta, CA

Ellen Miller Insurance provides residential home insurance coverage for clients in La Quinta, California. Commercial property policies are also offered to local business owners needing tailored protection. Agents work with homeowners to secure appropriate policies that address the specific risks of the desert region. The office is located within the city, making in-person consultations accessible for area residents. Clients can follow up before renewal dates to adjust coverage limits, and service continues between regular policy reviews.

CV
78411 CA-111
Coachella Valley Insurance
Home Insurance Agent · La Quinta, CA

Coachella Valley Insurance is known for helping homeowners protect their properties in Coachella Valley. The agency serves La Quinta, California, and the surrounding desert communities. Its team assists clients in selecting appropriate home insurance policies tailored to individual needs. It works with various carriers to provide coverage options for standard homes, condominiums, and rental properties. Typical policies address dwelling protection and personal liability. The agency can provide added coverage for earthquake risks, a specialty service often sought in this seismically active region.

WI
51025 Avenida Mendoza Suite 101
WBA Insurance Agency
Home Insurance Agent · La Quinta, CA
(760) 777-1307
wbainsurance.com/contact/la-quinta-ca-insurance

What Does a a Home Insurance Agent in La Quinta Cost?

The average cost of home insurance in California is about $1,200 to $1,800 per year for a standard policy. In La Quinta, premiums may be higher due to wildfire and earthquake risks with costs ranging from $1,500 to $3,000 annually. Actual costs depend on your homes value location and coverage choices. This is general information and not insurance advice.

About home insurance agents in La Quinta

Home insurance agents in La Quinta help residents protect their properties from risks like wildfires and earthquakes common in California. These agents can explain coverage limits required by California law and help you find a policy that fits your home and budget. Working with a local agent ensures you understand the specific insurance needs for desert communities in the Coachella Valley.

Frequently Asked Questions

What does a home insurance agent in La Quinta do?

A home insurance agent in La Quinta helps you compare policies from different insurers to find coverage for your home. They explain California specific requirements such as fire insurance availability in high risk zones. They also assist with claims and policy changes.

Do I need earthquake insurance in La Quinta California?

Earthquake insurance is not required by California law but is recommended for La Quinta due to seismic activity in the region. Standard home insurance policies do not cover earthquake damage. You can buy a separate policy through the California Earthquake Authority or private insurers.

How does California wildfire risk affect home insurance in La Quinta?

La Quinta is in a high fire hazard severity zone which can make it harder to find affordable home insurance. California law requires insurers to offer coverage in these areas but premiums may be higher. Agents can help you find options including the California FAIR Plan if standard policies are unavailable.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.