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Find Home Insurance Agents Near You in La Palma, CA

Browse home insurance agents serving La Palma, California. Updated 2026-07-14.

The top-rated home insurance agent in La Palma, California is Mina Gill - State Farm Insurance Agent, rated 4.9 stars across 42 reviews. Other highly rated options include Mike Kim - State Farm Insurance Agent, Tracy Cuiying Zhang: Allstate Insurance, O.S.S. Insurance Agency. This directory lists 10 home insurance agents serving La Palma.

Showing 10 home insurance agents in La Palma, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mina Gill - State Farm Insurance Agent10 Centerpointe Dr STE 8(714) 367-0888
2Mike Kim - State Farm Insurance Agent8442 Moody St(714) 826-8508
3Tracy Cuiying Zhang: Allstate Insurance7002 Moody St Ste 102(562) 402-4375
4O.S.S. Insurance Agency7002 Moody St STE 205D(562) 375-4222
5Farmers Insurance - John Kim7002 Moody St Ste 208(562) 809-3322
6PIIG Insurance Solutions6 Centerpointe Dr #700(714) 400-0586
7HUB International6 Centerpointe Dr #350(714) 739-3177
8State Farm: Charlene Hatakeyama7831 Valley View St(714) 527-8897
9Farr Insurance Agency-Farmers Insurance7872 Walker St # 205(714) 690-3888
10Farmers Insurance - James Farr7872 Walker St # 205(714) 690-3888
MG
10 Centerpointe Dr STE 8
Mina Gill - State Farm Insurance Agent
Home Insurance Agent · La Palma, CA

Mina Gill - State Farm Insurance Agent serves the La Palma, California area as a local home insurance provider. The agency offers homeowners policies designed to protect residential property and personal belongings. Clients can discuss coverage options for dwelling protection against common perils such as fire, theft, and weather-related damage. The agent also assists with tailoring liability coverage to suit individual homeowner needs in this Orange County region. Specific services include personal liability protection and structure replacement cost analysis for area residents.

MK
8442 Moody St
Mike Kim - State Farm Insurance Agent
Home Insurance Agent · La Palma, CA

Mike Kim - State Farm Insurance Agent provides a range of home insurance services tailored to protect residential and commercial properties. These services include customizable coverage options for structure, belongings, and liability, along with routine policy reviews to adjust for changing needs. Maintenance plans may involve annual assessments for risk factors like weather damage or plumbing. The agency serves single-family homes, apartments, retail properties, and restaurants throughout La Palma, CA, ensuring each property type receives appropriate protection.

TC
7002 Moody St Ste 102
Tracy Cuiying Zhang: Allstate Insurance
Home Insurance Agent · La Palma, CA

Tracy Cuiying Zhang: Allstate Insurance serves homeowners in La Palma, California, by offering standard property coverage policies. The agency assists clients with protecting their residences and personal belongings against common risks like fire, theft, and weather damage. It also provides guidance for selecting appropriate deductibles and liability limits tailored to individual needs. In addition, the agency helps policyholders review coverage options as their circumstances change. The office extends its home insurance services to customers in the neighboring city of Cypress as well.

OS
7002 Moody St STE 205D
O.S.S. Insurance Agency
Home Insurance Agent · La Palma, CA

O.S.S. Insurance Agency serves homeowners and property managers in La Palma, California, offering tailored home insurance policies. This agency works with clients to secure coverage that protects dwellings and personal property from common regional risks such as earthquakes and wildfires. Professional agents explain policy details and help match coverage limits to each property’s value. Services include reviewing existing policies for potential gaps and assisting with claims filings after a loss. The agency also serves neighboring communities within Orange County, including the cities of Cypress and Buena Park.

FI
7002 Moody St Ste 208
Farmers Insurance - John Kim
Home Insurance Agent · La Palma, CA

Farmers Insurance - John Kim serves La Palma, California, and the surrounding Orange County communities with tailored home insurance solutions. The agency handles standard homeowners policies, as well as renters and condo insurance, to safeguard local residences against common perils like fire, theft, and weather damage. It helps clients understand coverage limits, deductibles, and optional endorsements for personal property or liability protection. To handle a typical job, the agent begins with a thorough consultation about the property’s value and specific risk factors before comparing available policy options from the company’s offerings.

PI
6 Centerpointe Dr #700
PIIG Insurance Solutions
Home Insurance Agent · La Palma, CA

Homeowners seeking home insurance in La Palma must decide between a single, immediate policy purchase or an ongoing service relationship that monitors coverage needs over time. PIIG Insurance Solutions assists local clients by explaining the differences in liability protection, dwelling coverage, and personal property options that meet varied household requirements. The agency helps navigate policy terms and endorsements suited to California’s specific risks. Service is provided strictly on an as‑needed basis for questions and policy modifications.

HI
6 Centerpointe Dr #350
HUB International
Home Insurance Agent · La Palma, CA

Serving La Palma and the surrounding communities of north Orange County, HUB International handles homeowner insurance policies for a wide range of property types. It focuses on assessing each client’s specific coverage needs, from dwelling protection to personal liability limits. For a typical job, the agent reviews the home’s reconstruction cost and local risk factors to build a customized policy, then presents the homeowner with multiple coverage options for their property.

SF
7831 Valley View St
State Farm: Charlene Hatakeyama
Home Insurance Agent · La Palma, CA

Serving La Palma, California, State Farm: Charlene Hatakeyama specializes in homeowners insurance policies that protect single-family homes and condominiums. Its general agency work includes advising clients on liability coverage and personal property protection. In an area exposed to seasonal wildfire risks and occasional earthquake activity, the agent helps residents review their policies for adequate dwelling and contents coverage, ensuring they are prepared before a natural disaster occurs.

FI
7872 Walker St # 205
Farr Insurance Agency-Farmers Insurance
Home Insurance Agent · La Palma, CA

Homeowners in La Palma often face seasonal challenges from Santa Ana winds or sudden rainstorms, and Farr Insurance Agency-Farmers Insurance offers tailored coverage to address these property risks. The agency provides homeowners with customizable policies that protect against fire, wind, and water damage common throughout Orange County. An agent reviews each client’s dwelling value and personal liability needs before recommending appropriate deductibles and endorsements. The process begins with a detailed home inspection to assess the structure’s age, roof condition, and nearby fire hazards.

FI
7872 Walker St # 205
Farmers Insurance - James Farr
Home Insurance Agent · La Palma, CA

Farmers Insurance - James Farr assists homeowners in La Palma, CA, with comprehensive property protection. This agency can provide policies covering standard dwelling structures and liability, plus optional specialty additions such as flood insurance and personal umbrella coverage. Homeowners may also explore endorsements for valuable items like jewelry or art. For commercial clients, the agency can extend coverage to nearby offices, warehouses, and food service establishments, addressing diverse operational risks.

What Does a a Home Insurance Agent in La Palma Cost?

In California the average annual homeowners insurance premium is around 1200 to 1400 dollars for a standard policy. However costs in La Palma vary based on home value construction type and location. Adding earthquake coverage can increase the premium by 100 to 300 dollars per year. This is general information not insurance advice.

About home insurance agents in La Palma

Home insurance agents in La Palma California help residents protect their homes against risks like fire theft and liability. California law requires insurers to offer earthquake coverage as an add on to standard policies. Agents can explain how local factors such as proximity to the San Andreas fault affect your premium.

Frequently Asked Questions

What does a home insurance agent in La Palma do?

A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain California specific rules like the requirement for insurers to provide a written explanation if they deny coverage. They also assist with claims and policy changes.

Is earthquake insurance required in La Palma California?

California law does not require homeowners to have earthquake insurance. However insurers must offer it as an optional endorsement on standard homeowners policies. An agent can help you decide if the added cost is worth it for your property.

How can I find a reliable home insurance agent in La Palma?

You can search online directories or ask for referrals from neighbors and local real estate agents. Check that the agent is licensed with the California Department of Insurance. Read reviews to see how they handle claims and customer service.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.