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Directory of home insurance agents in Imperial, California. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Imperial, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 home insurance agents in Imperial, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Swain Campbell Enz Insurance
447 W Aten Rd Suite #5, Imperial, CA 92251
(760) 352-6585
swaininsuranceagency.com
CoopersWest Insurance Agency, LLC
201 S Imperial Ave, Imperial, CA 92251
(760) 355-1377
cooperswest.com
Home insurance agents in Imperial, California help homeowners protect their property against risks like earthquakes and flooding common to the Imperial Valley. California law requires insurers to offer earthquake coverage as an add-on to standard policies. An agent can explain how local factors affect your premium and coverage options.
What Does a Home Insurance Agent in Imperial Cost?
Home insurance costs in Imperial, California vary by home value, age, and location. Average annual premiums in the state range from 1,000 to 2,500 dollars for standard coverage. Earthquake insurance adds 100 to 800 dollars per year depending on the home. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Imperial do?
A home insurance agent helps you find a policy that fits your home and budget. They explain coverage types, deductibles, and California-specific rules like the FAIR Plan for high-risk properties. They also assist with claims and policy changes.
Is earthquake insurance required in Imperial California?
Earthquake insurance is not required by law in California. However, insurers must offer it as an optional endorsement with every homeowners policy. In Imperial, near fault lines, many agents recommend considering this coverage.
How can I find a licensed home insurance agent in Imperial?
You can search the California Department of Insurance website to verify an agent license. Local referrals from neighbors or real estate agents are also useful. Always confirm the agent is authorized to sell policies in California.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.