The top-rated home insurance agent in Huntington Beach, California is Number 1 Insurance, rated 4.9 stars across 662 reviews. Other highly rated options include Jason Starkman - State Farm Insurance Agent, Ric Weissinger - State Farm Insurance Agent, AAA Huntington Beach Insurance and Member Services. This directory lists 19 home insurance agents serving Huntington Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Number 1 Insurance | 17111 Beach Blvd #103 | (714) 848-4400 |
| 2 | Jason Starkman - State Farm Insurance Agent | 18377 Beach Blvd Ste 326 | (714) 594-5600 |
| 3 | Ric Weissinger - State Farm Insurance Agent | 5922 Warner Ave | (714) 377-1111 |
| 4 | AAA Huntington Beach Insurance and Member Services | 16160 Beach Blvd | (714) 848-2227 |
| 5 | Mark Minh Nguyen - State Farm Insurance Agent | 6552 Bolsa Ave unit h | (714) 418-9050 |
| 6 | Inszone Insurance Services | 7901 Professional Cir | (714) 841-6283 |
| 7 | Nottoli Insurance Agency Inc: Allstate Insurance | 18632 Beach Blvd Ste 205 | (714) 963-2418 |
| 8 | ELG Insurance Services LLC | 16561 Bolsa Chica St Ste 201 | (714) 551-9920 |
| 9 | Sarah Atkinson - State Farm Insurance Agent | 15061 Springdale St Ste 101 | (714) 892-3351 |
| 10 | California Insurance Finder | CIF Insurance Agency | 21168 Beach Blvd | (714) 960-4700 |
Number 1 Insurance serves the Huntington Beach, California, metro area as a home insurance agent. The agency works with local homeowners to secure policies that protect their property against common coastal risks. It focuses on explaining policy details and coverage options to ensure clients understand their protection. The company also assists with adjusting coverage for seasonal weather events. In this capacity, Number 1 Insurance handles standard homeowners policies and supplemental flood insurance for the Huntington Beach area.
Jason Starkman - State Farm Insurance Agent serves homeowners, businesses, and property managers in Huntington Beach, California, with personalized home insurance policies designed to protect against common coastal risks. The agency helps clients navigate coverage options for dwelling, personal property, and liability. Tailored plans address the specific needs of single-family homes, condominiums, and rental properties in the area. Service areas also extend to the neighboring community of Fountain Valley within the Orange County metro region.
Ric Weissinger - State Farm Insurance Agent serves clients in Huntington Beach and surrounding Orange County communities. It handles home insurance policies designed to protect residential properties against common risks such as fire, theft, and weather-related damage. The agency assists homeowners in selecting appropriate coverage levels for their dwelling and personal belongings. It provides annual policy reviews to ensure limits remain adequate as needs change. For a typical job, it evaluates individual property characteristics and personal coverage preferences to recommend a tailored policy.
AAA Huntington Beach Insurance and Member Services provides home insurance agent services for clients in and around Huntington Beach, California. This local agency helps property owners evaluate coverage options and customize policies to protect against common regional risks. It offers ongoing service support and policy reviews to ensure coverage remains aligned with changing needs. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Mark Minh Nguyen - State Farm Insurance Agent in Huntington Beach, CA, distinguishes between one-time policies for homeowner transactions and recurring plans that renew annually to maintain continuous protection. Coverage addresses risks to residential property in Orange County, including fire, theft, and weather damage, with options for personal liability and additional endorsements. Each policy is structured around individual home conditions, ensuring appropriate limits and deductibles. This agent provides service on a one-time basis when initiating a new policy, with scheduled annual reviews recommended to adjust coverage as property values or needs change.
Inszone Insurance Services serves the Huntington Beach, California, area and surrounding Orange County communities, handling comprehensive home insurance policies. Its agents work with homeowners to cover property damage, personal liability, and losses from common local perils such as earthquakes or wildfires. The company takes a consultative approach, carefully assessing each client’s specific coverage needs and local risk factors before recommending a suitable policy. It handles a typical job by thoroughly comparing multiple carriers to find a balanced policy that provides necessary protection within the homeowner’s preferred financial boundaries.
Nottoli Insurance Agency Inc: Allstate Insurance specializes in providing tailored home insurance policies for properties along the Southern California coast. Serving Huntington Beach and the surrounding areas, it assists homeowners in protecting their dwellings, personal belongings, and liability risks. The agency works to match each client with appropriate coverage options for their specific property type and needs. Further, it helps customers address concerns related to wildfire season, offering guidance on reviewing and updating policies before heightened risk periods begin.
As wildfire season approaches in Southern California, homeowners in Huntington Beach seek reliable protection against wind and fire damage. ELG Insurance Services LLC assists with tailoring home insurance agent coverage to address these heightened local risks, ensuring property policies align with current replacement costs. The process begins with a complimentary review of existing coverage and property-specific risks, followed by a thorough inspection of the home’s exterior, roofing, and defensible space to provide accurate, option-based quotes.
Providing home insurance protection to the Huntington Beach area, this agency covers the standard perils of fire, theft, and weather damage while offering specialty add-ons such as identity restoration coverage and personal liability umbrella policies. In addition to standard homeowners policies, the agent can write insurance for condominium units, renters seeking tenant liability coverage, and landlords protecting income properties. Commercial sectors served include retail offices, small warehouses, and food service establishments.
California Insurance Finder | CIF Insurance Agency in Huntington Beach assists homeowners in distinguishing between an initial, one-time policy setup and the recurring service of annual policy reviews and adjustments. Coverage here centers on protecting residential structures and personal property against common regional risks. The agency provides both scheduled annual consultations to reassess emerging coverage needs and as-needed support for immediate policy questions or claim filing guidance, ensuring flexible service aligned with client requirements.
What Does a a Home Insurance Agent in Huntington Beach Cost?
Home insurance costs in California vary by location home value and coverage level. In Huntington Beach average annual premiums range from 1200 to 3000 dollars for a typical single family home. Factors include proximity to the coast home age and fire risk rating. This is general information not insurance advice.
About home insurance agents in Huntington Beach
A home insurance agent in Huntington Beach can help you find coverage that meets California requirements. California law does not require homeowners insurance but mortgage lenders often do. Agents in Huntington Beach understand unique risks like coastal wind and earthquake exposure.
Frequently Asked Questions
What does home insurance cover in California?
Standard policies cover dwelling damage personal property and liability. Flood and earthquake damage are not included and require separate policies. California law requires insurers to offer earthquake coverage but you can decline it.
Do I need earthquake insurance in Huntington Beach?
Earthquake insurance is optional in California but recommended for coastal areas. The California Earthquake Authority provides policies through private agents. Your standard home insurance does not cover earthquake damage.
How do I choose a home insurance agent in Huntington Beach?
Look for an agent licensed by the California Department of Insurance. Ask about experience with coastal properties and knowledge of local wind and flood risks. Compare quotes from multiple agents to find suitable coverage.
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